Most car insurance companies offer add-on covers alongside regular car insurance online plans. Car-owners can buy car insurance policy online with add-on covers. These additional covers offer protections at a nominal car insurance premium that comprehensive car insurance online plans don't provide. If you want to strengthen the protection that your regular online car insurance policy offers, you can buy car insurance add-on covers. However, you first need to understand your requirements and compare car insurance add-on covers to select the best car insurance add-on cover such as zero depreciation car insurance online policy to finally buy car insurance add-on covers. However, you can only compare car insurance online and buy car insurance online add-on covers at the time of your online car insurance renewal.

All car insurance companies in India don't provide same level of performance. Car insurance companies differ a lot in terms of customer service and claim settlement ratio. The network of cashless workshop is not also the same for all car insurance companies. To find the best car insurance company in India, you have to compare car insurance companies on the basis of these parameters.

Premium, coverage and exclusions of car insurance plans

Car insurance online plans also vary in terms of many aspects such as car insurance premium, coverage and exclusions. Best car insurance online policy offer maximum protection for minimum car insurance premium. So, you not only have to make car insurance premium comparison online but also have to compare car insurance online in terms of coverage and additional benefits. Most car insurance companies now boast online presence, so you can compare car insurance online plans easily to find the best car insurance online policy in India. Online car insurance renewal can also be done from the portals of car insurance companies.

Value-added services by car insurance companies

Providers of best car insurance in India facilitate car insurance policyholders with a myriad of additional services for free. Car insurance renewal reminder, instant online car insurance renewal, roadside assistance and towing assistance are some of the additional services available with best car insurance companies in India. So, you have to compare car insurance online providers and buy car insurance from the provider of best car insurance on the basis of value-added services for your vehicle.

Finding the best car insurance policy and the best car insurance company in India can be tricky because all car insurance companies offer seemingly identical car insurance policies. You need to compare car insurance policy online and compare car insurance online providers to get yourself the best car insurance online policy in India. By making a detailed car insurance comparison, you can find the best car insurance in India.

When you compare car insurance India, you can gather valuable information about car insurance companies and car insurance online plans. To buy car insurance online, you have to find out the best car insurance policy.

You should compare car insurance India after being well aware of your budget and requirements so that you can pick the best car insurance in India and buy car insurance without having to exceed your budget.

With the introduction of online car insurance in India, you don't have to resort to traditional methods to make car insurance comparison. You can compare car insurance online plans effortlessly within a few minutes.

Apart from the portals of car insurance companies, there are also many car insurance comparison portals that allow car-owners compare car insurance online plans side and side and also provide them with detailed information about benefits and downsides of car insurance online plans and car insurance companies in India. By making a detailed car insurance comparison, you can easily discard those car insurance online plans that don't meet your needs. You can, instead, shortlist best car insurance policies and finally pick the very best online car insurance policy for your vehicle.

You have to compare car insurance online not only when you are going to buy car insurance online for the first time but also at the time of your online car insurance renewal. During the time of online car insurance renewal, many car insurance companies come up with special, so you should compare car insurance online plans in terms of such deals and grab the best car insurance on your online car insurance renewal.

You can also compare car insurance online to lower your car insurance premium outgo. You can make car insurance premium comparison and find out online car insurance in India with better coverage for similar car insurance premium.

So, you have to compare car insurance online both at the time when you buy car insurance online and also at the time of your online car insurance renewal. When you compare car insurance online, you should go through the fine prints of car insurance online plans. An online car insurance policy comes with many hidden clauses, so you have to make a detailed car insurance comparison to come upon the best car insurance in India for your vehicle.

You should not haste when you compare car insurance online plans. You should rather be patient and careful during the process of car insurance comparison so that you don't miss out on any lucrative car insurance deals and bring home the best car insurance policy that your vehicle can possibly have.

There are many benefits of choosing to renew car insurance online. To renew car insurance policy online, you just have to visit the portal of your provider of online car insurance in India. Once you pay the car insurance premium you can successfully renew car insurance policies on the portal of your car insurance company. You can also renew car insurance online from any car insurance comparison portal as well. Online car insurance renewal process is easy and fast. The following are some simple steps to renew car insurance online.

Visit the portal of your car insurance company and get to the section for online car insurance renewal. To renew car insurance online, you have to submit some necessary details such as your online car insurance policy number.

Then, you have to fill the online car insurance renewal application form with details like your online car insurance policy expiry date. Once you fill up the online car insurance renewal form, submit it to renew car insurance online.

In the next step, you have to pay the car insurance premium for online car insurance renewal. You can use net banking or credit or debit card to pay for your car insurance premium.

Once you make the car insurance premium payment, your car insurance online provider will verify your online car insurance policy details. Car insurance companies usually send an acknowledgement if the online car insurance renewal process goes fine.

You can renew car insurance online policies through neutral car insurance comparison portals as well. These car insurance comparison portals help online car insurance policyholders with the steps to renew car insurance policies. On your online car insurance renewal, you can also seek expert advice to find the best car insurance online policy for your vehicle.

Since, you cannot say no to online car insurance renewal, you should look to find ways to reduce your car insurance premium when you renew car insurance online. Online car insurance renewal provides car insurance policyholders with various ways to bring down car insurance premium. Let's take a look at the ways of minimizing car insurance premium when you renew car insurance online.

Compare car insurance online

You should compare car insurance premium online before your online car insurance renewal. To get the best car insurance in India on your online car insurance renewal, you should make car insurance premium comparison so that you can buy car insurance online plan with comprehensive coverage for a lower car insurance premium. You shouldn't pay higher car insurance premium on your online car insurance renewal for online car insurance in India with unnecessary features. Therefore, you need to compare car insurance premium online to trace out the best car insurance policy in India.

Read your online car insurance policy documents well

You should go through your online car insurance policy documents carefully to find out hidden clauses that might trigger higher car insurance online premium. By understanding terms and conditions of car insurance online plans, car-owners can steer clear of higher car insurance premium when they renew car insurance online.

Value of your car is crucial

It is vital that you are aware of your car's value in the market at the time of your online car insurance renewal. When you renew car insurance online, if you work out the depreciation, you can ask for a lower car insurance premium on your online car insurance renewal. You can also compare car insurance online premium for the value of your car by different car insurance companies in India.

Renew car insurance online before expiry

You can save on your car insurance premium online, if you renew car insurance online in time. Expired online car insurance policy trigger higher car insurance premium. So, you need to keep the online car insurance renewal date in mind and renew car insurance online when your online car insurance in India is still valid.

Avail No Claim Bonus

You should not make minor claims on your online car insurance policy. By not making claims on car insurance online plans, car-owners can avail NCB which can be used to lower car insurance premium on their car insurance renewal.

Opt for higher deductibles

If you opt for higher deductibles on your online car insurance renewal, you can save on your car insurance premium. However, you have to pay this deductible amount at the time of your online car insurance claim on your online car insurance in India.

Incorporate security devices

Most car insurance companies in India provide discount on car insurance online plans when online car insurance policyholders renew car insurance policies online for installing anti-theft security devices. You can also incorporate the same in your cherished vehicle and get your car insurance premium reduced on your online car insurance renewal.

Join Automobile Associations

If you join any recognized automobile association, your car insurance company would provide a discount on your car insurance premium. Best car insurance companies in India recognize these members as less risky and reward them with reduced online car insurance premium when they renew car insurance online.

You can also save on your car insurance premium if your vehicle is specially designed for physically and mentally challenged people and also for driving insured vehicle in your own premise.

In order to pay less car insurance premium, you shouldn't compromise on your car insurance coverage. You should go for a higher car insurance coverage so that you don't have to pay from your pocket in time of a claim on your online car insurance in India.

If you have customized your insured vehicle, you should inform your car insurance company. If any person other than you drives your car, you have to intimate your car insurance company as well. If you don't do this your claims on online car insurance policy might get rejected.

By making car insurance comparison, you can be aware of the car insurance online plans available with leading car insurance companies in India. You can get the best car insurance from any of these car insurance companies on your online car insurance renewal.

You should read reviews about car insurance companies to understand the performance of each car insurance company. To get the best car insurance in India, it is crucial to gather information about the credibility of car insurance companies in India. Once you know the car insurance companies' reputation, you can compare car insurance online and buy car insurance online from the best provider of car insurance in India.

You should always provide your car insurance company with the correct information. Any falsehood can lead to car insurance claim rejection and even denial of online car insurance renewal.

You should look to settle with a car insurance company with the widest network of cashless workshop so that you can make cashless car insurance claims on your online car insurance policy and get your damaged car repaired at a garage near you.

Some car insurance companies offer discount on car insurance premium if you compare car insurance online and buy car insurance online plans for different cars. You can also buy health, home and online car insurance in India from the same car insurance company to avail such discount in your car insurance premium.

If you are looking for the best car insurance company in India, you can buy car insurance from Tata AIG. This car insurance company comes with many exclusive features such as 12 unique car insurance add-on covers.

ICICI Lombard is another reputed car insurance company in India to buy car insurance online from. This leading car insurance company offers best car insurance with benefits like Garage Cash Cover and Roadside Assistance. This reputed car insurance company also issue online car insurance in India instantly and facilitate car insurance policyholders with instant online car insurance renewal. You can make cashless claims on your online cash insurance policy in over 3500 garages across India.

New India Assurance is one of the best car insurance companies in India from public sector. This car insurance company offers free towing facility up to Rs. 1500. If you buy car insurance online from this car insurance company you can save on towing charges. Being one of the best car insurance companies, New India Assurance resolves car insurance claim within 3 days.

Oriental Insurance Company is a sought-after car insurance company in India. As one of the best car insurance companies Online Insurance offers free emergency service and alternative car benefit. You can also get personal item coverage if you buy car insurance online from this car insurance company.

There are some parameters to calculate car insurance quotes online. Here are some important criteria to determine online car insurance quotes.

• Age of the vehicle helps evaluate online car insurance quote
• Type of the fuel of vehicles also determine car insurance quotes online
• Vehicle type also influence online car insurance quotes
• Cubic capacity of vehicles also help calculate car insurance quote online
• IDV of the car also help figure out online car insurance quote
• Location of vehicle registration also help assess car insurance quote online

Let's start with the IDV of the vehicle considered for car insurance in India. IDV of the car helps gauge car insurance quotes online, as the IDV increases, online car insurance quotes get higher as well. If you make car insurance quotes comparison of two cars with same IDV, car insurance quotes online will differ on the basis of other factors.

Age of the car determines car insurance quote online. Online car insurance quote increases as the car gets older. There are three age-slabs to determine car insurance quotes online like 5, 10 and 15 years. If you compare car insurance quotes online as per the age, you can see that older cars trigger higher online car insurance quote.

If you make car insurance quote comparison of two vehicles of same age, car insurance quotes online will vary in terms of cubic capacity and location.

Similar to age, the cars with higher cubic capacity also attract higher car insurance quotes online. There are three slabs such as less than 1000 cc, between 1000 cc and 1500 cc and more than 1500 cc to assess car insurance quotes online according to cubic capacity.

If you compare car insurance quotes online of two cars with same age and cubic capacity, online car insurance quotes of two vehicles will differ on the basis of location.

The car registration zone also plays an instrumental role in working out online car insurance quotes. There are two zones in terms of car insurance online quotes. Zone A comprises of 8 major cities of India where car insurance quotes are higher. The rest of India comes under zone B and the car insurance quotes online are lower in zone B.

If you make car insurance quote comparison in terms of these two zones, cars registered in zone A will attract higher online car insurance quotes because the risk of accident and theft is higher in zone A.

Let's look at car insurance quotes online in terms of cubic capacity in two zones for vehicles of same age.

Online car insurance quotes in zone A differ on the basis of cubic capacity. If you compare car insurance quotes in terms of cubic capacity of cars of same age, you can see that the online car insurance quotes differ. Here is the car insurance quote comparison on the basis of cubic capacity for cars of same age in Zone A.

When the car is below 5 years old

• When cubic capacity is below 1000cc, online car insurance quote is 3.127% of the IDV
• When cubic capacity is between 1000cc and 1500cc, car insurance quote online is 3.283% of the IDV
• When cubic capacity is between over 1500cc, online car insurance quote online is 3.440% of the IDV

When the car is between 5 and 10 years old

• When cubic capacity is below 1000cc, online car insurance quote is 3.283% of the IDV
• When cubic capacity is between 1000cc and 1500cc, car insurance quote online is 3.447% of the IDV
• When cubic capacity is between over 1500cc, online car insurance quote online is 3.612% of the IDV

When the car is over 10 years old

• When cubic capacity is below 1000cc, online car insurance quote is 3.362% of the IDV
• When cubic capacity is between 1000cc and 1500cc, car insurance quote online is 3.529% of the IDV
• When cubic capacity is between over 1500cc, online car insurance quote online is 3.698% of the IDV

You can compare car insurance online and buy car insurance online within a few minutes and from the comfort of your home or office. You can buy car insurance online at anytime of the day. You just have to visit the portal of car insurance companies and select the best car insurance in India and make the payment for car insurance premium and get your online car insurance policy issued instantly.

Since, online car insurance renewal can be done at any time; you can renew ar insurance online even after the regular office hours. You can renew car insurance online even minutes before expiry and enjoy continuous protection provided by your online car insurance in India.