| Medical Insurance

IRDA License No : DB 482/10

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6 lakhs or more

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Pay Premium for Only 3 Lacs & Get Cover for 6 Lakhs !!

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Customer's Comments

I was looking for a health insurance for my family but was confused to select the right one. GIBL provided me great support in finding the best family health insurance
policy. Well done guys!

Piyush Agarwal, Kolkata

The entire GIBL team showed both professionalism and care in handling my queries. They helped me immensely to grab an individual health policy that suits my
requirement perfectly.

Ramesh Thapar, Kolkata

I bought a critical illness insurance policy for my father from GIBL. When my father fell sick I got complete support from GIBL to locate a network hospital in
my locality for cashless treatment.

Abhijeet Varma, Kolkata

It took me just 10 minutes to compare and buy senior citizen health insurance policy from GIBL. The scope to get customized health cover is amazing
on GIBL portal.

Rishabh Bhateja, Kolkata

Our Health Policy Types

Senior Citizen

This plan ensure that people aged between 65 to 80 years are financially in time of medical emergencies.

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Critical Illness

This policy pays out a lump sum amount if and when insured people are diagnosed with any of the life-threatening diseases listed in the policy document.

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Family Floater

This covers an entire family for a fixed coverage which is shared by all family members mentioned in the policy document

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An individual health insurance policy offers coverage to an individual person up to a fixed sum insured chosen by the individual during a policy year.

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Group Mediclaim Policy

A group health insurance plan provides medical coverage to a specific group of people.

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Medical Checkup

Did you know that the costs of your medical checkups are now covered under your health policy?


Did you know in case of Emergency your ambulance expenses can also be reimbursed under Health Insurance policies?

Pre & Post Hospitilazion

Did you know that all your related medical expenses incurred
30 days prior to hospitalisation and 60 days after hospitalization are reimbursed under Health Insurance policies?

Cashless Transaction

Did you know that with the right health insurence you don't need to pay anything from your pocket for treatment? It will be paid by your insurer and totally cashless for you.

Tax Benefits

Did you know you can save up to 35,000 from income tax payment depending on your health insurance premium?

Extented Cover

Get specialised health policies for diabetic patients, cardiac patients, maternity benefits, senior citizens, grandparents, parents-in-law, grand children, and international treatments.

Top Features

From Our Blog

Best medical insurance plans in India

There is no denying of the importance of medical insurance in India as medical expenses are increasing rapidly with each passing year. People from all walks of life should possess medical insurance plans to cover all sorts of costs that arise during treatment. Medical insurance in India is a must and there is no second thought about it. If your mind is clouded with questions like which medical policy to go for, we at GIBL will help you find the best medical insurance in India. All you need to do is compare medical insurance policies from top medical insurance companies in India on our portal and buy the best medical insurance in India. Once you realize your medical health insurance requirements we can provide you with the best quotes. You can compare medical insurance plans on the basis of various parameters such as premium, benefits and exclusions to pick the best medical insurance in India.

How to Find the Best Medical Insurance Plan?

In order to find the best online medical insurance plan you need to consider some vital factors to make an informed decision.
Co-payment – Some medical insurance companies in India come with co-payments to reduce the premium for consumers. However, you may miss out on certain benefits if you choose these medical health insurance plans. You should, therefore, evaluate a medical policy according to your requirement and affordability before settling with any online medical insurance plan.
Claim settlement ratio – Before availing any medical insurance policy, you should also assess the credibility of medical insurance companies in India. Claim settlement ratio is one of the best ways to gauge the reliability of a medical policy provider. A company with good claim settlement ratio will not turn down your claims unfairly. You need to compare medical insurance providers in terms of claim settlement ratio and pick the one with the best record.
Coverage – The coverage of any online medical insurance policy is crucial and you should look to find one with wider coverage. Plans with less premium amount often don’t cover all requirements. So you need to buy a comprehensive medical insurance policy with extensive coverage irrespective of premium.
Renewability – Ideally, the best medical insurance plans are those that come with lifetime renewal option. Even if you cannot find any such plan with your criteria you have to find a medical insurance policy with maximum renewability. Your chosen plan should have you covered during your old age when you need the coverage most.
Network of cashless hospital – The network of your chosen medical health insurance plan must have a cashless hospital in your vicinity. You should not ignore the importance of having a cashless hospital in your locality as it makes the whole process of hospitalization and treatment seamless. You need to check different medical insurance companies in India and select the one that lets you avail cashless facility in your area.
Premium Loading – Online medical insurance plans that come with premium loading clause would compel you to pay high premium once you make a claim. Hence, it is advisable that you go through the terms and conditions about premium loading while checking out various medical health insurance plans.

Find the best online medical insurance

The huge profusion of medical insurance companies in India along with the medical health insurance plans they come up with makes the selection of the right online medical insurance policy a daunting task. Sometimes you buy inexpensive plans only to discover its inefficiency in covering your needs and sometime you purchase a costly medical health insurance plan and find out latter that you didn’t even need those additional features for which you have paid a hefty amount. GIBL facilitates easy and quick comparison and ensures you get the best medical insurance plan available in India. We can provide you with some of the best plans based on your needs so that you can compare medical insurance plans and select the best one as per your budget and requirements.