Most of the policies are designed for healthy people, as they have lesser medical expenses compared to elderly people.
Even if there are plans for senior citizens, the sum assured is always on the higher side. In this policy, the sum assured
is quite reasonable and one can avail it within 60- 80 years of age. Along with hospitalization expenses for accidents and
critical illnesses, this policy also covers pre and post hospitalization expenses.
- New India Assurance Senior Citizen Mediclaim Policy offers Cashless treatment at network hospitals
- New India Assurance Senior Citizen Mediclaim Policy offers reimbursement facility at non-network hospitals
- Insured can avail cashless facility if s/he treats himself or his/her family members in network hospitals.
- New India Assurance Senior Citizen Mediclaim Policy covers Pre-hospitalization expensesupto 30 days immediately
before hospitalization (maximum of 5% of hospital bill can be reimbursed)
- New India Assurance Senior Citizen Mediclaim Policy covers post-hospitalization expenses upto 60
days immediately after discharge(maximum of 10% of hospital bill can be reimbursed)
- New India Assurance Senior Citizen Mediclaim Policy covers entire expenses of inpatient Hospitalization
- New India Assurance Senior Citizen Mediclaim Policy covers Room rent upto 1% of Sum Insured per day
(a maximum of 25% of Sum Insured)
- New India Assurance Senior Citizen Mediclaim Policy covers ICU expenses upto 2% of Sum Insured per day
(a maximum of 25% of Sum Insured)
- New India Assurance Senior Citizen Mediclaim Policy covers Surgeon, Anesthetist, Medical Practitioner,
Consultant’s Specialist fees up to maximum 25% of Sum Insured
- New India Assurance Senior Citizen Mediclaim Policy covers Anesthesia, blood, oxygen, OT charges,
surgical appliances, medicines, drugs, diagnostic material, X Ray and artificial implants up to 50% of Sum Insured
- You can also get good income tax rebates as per sec. 80D of Income tax Act.
- New India Assurance Senior Citizen Mediclaim Policy covers Ayurvedic/ Homeopathic/ Unani
treatment up to 25% of Sum Insured
- New India Assurance Senior Citizen Mediclaim Policy covers Emergency ambulance expenses up
to a maximum of Rs 1000 covered
- New India Assurance Senior Citizen Mediclaim Policy covers entire expenses of Organ donor
expenses & hospitalization costs during transplant
- New India Assurance Senior Citizen Mediclaim Policy provides Coverage since inception of
policy only on payment of additional premium of 10% of basic premium for each condition in case of
Pre existing hypertension, diabetes mellitus
- New India Assurance Senior Citizen Mediclaim Policy covers Health Check Up once after every
4 claim free years upto 1% of sum insured excluding cumulative bonus
- New India Assurance Senior Citizen Mediclaim Policy covers Cataract with imported foldable
lens up to a maximum of Rs. 10000
