United India Insurance Company Limited: Overview

United India Insurance Company (UIIC), one of the completely owned public sector general insurance companies by the Government of India, is the second largest general insurance company of India on the basis of the gross premium of mammoth Rs. 16,000+ Crores. United India Insurance Company Limited was formed into a company on 18th February 1938. In the year of 1972, the United India Insurance was nationalized. United India Insurance Company (UIIC) was formerly a subsidiary of the General Insurance Corporation of India (GIC). As per IRDA Act 1999 when GIC turned into a reinsurance company, its four subsidiaries namely National Insurance, New India Assurance, Oriental Insurance and United India Insurance got autonomy. The formation of United India Insurance Company Limited was the result of joining together 5 foreign insurance companies, 12 Indian Insurance Companies, 4 cooperative insurance societies and southern region general insurance operations of LIC India.

After United India Insurance was nationalized, the company has witnessed massive changes and stupendous growth. UIIC has over 1340 branch offices all over India and a staggering workforce of over 18300 employees. The company now provides policy covers to over 1 Crore policyholders across the country. United India Insurance Company has an outsized diversity of insurance product that can provide covers from bullock carts to satellites. United India takes the lead in terms of forming and executing multifaceted covers to large companies like GMR- Hyderabad International Airport Ltd, ONGC Ltd., Tirumala Tirupati Devasthanams, Mumbai International Airport Ltd. etc. The company has made its presence in 200+ Tier II & III villages and towns through its innovative Micro Offices. United India Insurance Company Limited also played a pioneering role in terms of taking out Insurance to rural people with hefty executions of policies like Vijaya Raji Janani Kalyan Yojana covering 45 Lakh women in Madhya Pradesh & Universal Health Insurance Programme of Government of India, National Livestock Insurance, Tsunami Jan Bima Yojana and other similar schemes. United India Insurance Company has been rated ‘AAA/Stable’ by CRISIL.

United India Insurance Company: Different Products & Services

United India Insurance provides a wide range of insurance policies for individuals and business. The services offered by United India Insurance Company Limited are different in terms of the coverage and benefits they provide. From bullock carts to satellite, the company has all types of products on offer for everyone as per your needs and requirements. This general insurance company of India aims to provide the best insurance solutions they can. United India is the most trusted brand that is admired by all the stakeholders. The company has a considerable international reach – the reason way United India Insurance Company Limited is the most preferred insurance company in India. The company provides the best-in-class customer service through its use of advanced technology and numerous channels. A broad range of unique products are provided by the United India Insurance to convene with the needs of the customer. The company offers widespread policies for health, motor, two wheeler, travel, householders, shopkeepers and many more. Some of the products provided by United India Insurance are discussed below in brief.

United India Health Insurance Policies:

Different United India Health Insurance Policies provide a wide variety of exclusive products well organized to meet the needs of each customers. United India Health Insurance Plans come with comprehensive coverage and many other significant benefits under affordable price. The health insurance plans by United India Insurance covers all the costs of medical care of an individual, family or any senior citizen.

United India Car Insurance Policies:

United India Car Insurance policies are purchased for the protection of a vehicle. United India Insurance provides comprehensive and third party car insurance policies. United India car insurance policies are comparatively of high rank. These motor insurance plans are available for both private and commercial cars. United India Car Insurance comes with attractive and effective add on covers for motor insurance policies with some additional payment with the premium.

United India Two Wheeler Insurance Plans:

United India Two Wheeler Insurance plans provide both third party liability and comprehensive coverage for your bike. These two wheeler insurance policies from United India Insurance can be purchased or renewed online through the company’s online portal. United India Two Wheeler insurance policies also come with special add on covers with some additional payment along with your premium for extensive coverage on your bike. You can avail instant quote on your desired United India Two Wheeler Insurance plans online instantly.

United India Travel Insurance Plans:

Various United India Travel Insurance plans are provided for individual, family or group for business & holiday travel, overseas visit for employment & studies and for frequent flyers. United India Travel Insurance plans are specifically designed to put you in the safe zone against any medical emergencies or travelling issues such as baggage delay, missing luggage, flight delays etc while travelling overseas. These plans cover all the travel related expense as well as the costs incurred from health or medical emergencies or hospitalization while being overseas. United India Travel Insurance can be purchased easily online.

Business Insurance Policies:

United India Insurance Company Limited also provides various covers for different business owners. Theses United India business insurance policies provide coverage for loss or damage to the building and its contents such as Pedal Cycles, Plate Glass, Money in transit, Baggage while on travel, Accidental injury causing death or disability, Neon Sign & Glow sign etc. Any small shopkeeper subject to the mentioned damages can avail this business policy from United India.

United India Insurance: Some of the Remarkable Plans

As previously mentioned that United India Insurance has myriad of policies to offer its customers, here are some of the best plans from UIIC. You may choose to buy or renew these plans online.

United India Individual Mediclaim Plan:

This health insurance policy from United India Insurance has been specifically designed to secure an individual insured person against varied health issues by providing them financial support in case of any medical emergency or hospitalization. The policy compensates the expenses of the costs incurred for the medical treatment and hospitalization up to policy limits. This United India Health Insurance plan can be purchased or renewed online.

United India Family Medicare Policy:

The most significant benefit of United India Family Medicare Policy is that it covers all family members under a single Sum Insured. This United Mediclaim policy also offers a No Claim Discount (NCD) bonus for not filing any claim for continuous 3 years. You can buy or renew this policy through United India Insurance online portal.

United India Senior Citizen Health Policy:

This mediclaim policy covers hospitalization expenses incurred for the treatment of various illnesses / diseases / injuries sustained by an insured person during the policy term. This United India Health Insurance plan is specifically designed for Senior Citizens in India between the age group of 61 years and 80 years.

United India Workmen Medicare Policy:

This is one of the most remarkable policies from United India Insurance. The policy covers the hospitalization expenses incurred in the event of an Accident to the Workmen while benign in the employment. The main target section for this United India Insurance policy is Contractors/Factory Owners/Other Commercial Establishment seeking for partial Medical coverage for Employees/Workers coming out of unfortunate accidents in the course of employment.

United India Personal Accident Policy:

This United India policy covers any physical loss, death or disablement to an individual resulting from an accidental bodily injury anywhere around the globe. This plan can be availed by any individual or any group of individuals (through employers’ associations or institutions etc) between the age group of 5 years and 70 years. A person can be covered up to the age of 80 years under United India Personal Accident policy being subject to medical examination at the age of 70 years and afterwards. This policy can be purchased or renewed through the online portal of United India Insurance.

United India Insurance Online

Purchasing insurance policy from United India is not that complex. In the era of modern technology, United India Insurance is not lagged behind; in fact, they are way too ahead in the race of providing various insurance solutions and services online for everyone at the same time. Anyone can buy or renew United India Insurance plans online very easily. To buy any product from United India Insurance all you will need to do is to visit their official online portal, choose the plan you want to buy, get instant quotes, pay through digital payment system online and that’s it! You will be done with purchasing Unite India Insurance online.

You no longer have to rush from one shop to another shop to procure policies from United India. Also note that the company has various discounts on offer for their customers.

United India Insurance Claim Procedure

There’s no denying the fact that the reason behind purchasing various insurance policies in India is to avail financial assistance at the time of your needs. Therefore the best insurance providers must fulfill all your requirements in the best way possible. United India Insurance Company makes sure that each of its customers' gets the maximum benefits whenever a claim is filed against their particular policy.

The claim procedure of United India insurance policy is rather simple and transparent. You will need to follow some basic simple steps to register a claim with United India. You should also note that the claim procedure for different insurance plans under United India is different. For instance, United India Health Insurance claim procedure will be different than the claim procedure of United India Motor insurance policies. But there will be some general steps that will be same for each policy claim procedure. Please note that you can download the claim form from the official website of United India Insurance Company Limited.

  • In order to register claim with United India you will be required to intimate the company at your earliest. Depending on type of policy you are filing claim for, you will need to give them some necessary information.
  • You can call at the toll free number of United India to register claim immediately.
  • Fill the necessary from with important details, thereafter you will be subjected to scrutiny by a surveyor send by the company (depending on the policy type) to estimate your loss.
  • Once your claim gets approved by the company, your will receive the compensation as per your Sum Insured within a specific time period.

United India Policy Renewal

United India Policy renewal has the same amount of significance as buying United India Insurance Online. The renewal of United India Insurance will merely take a very little of your time. For United India Policy renewal online, you will have to follow some basic and simple instructions. To make the renewal process much easier and simpler for you, we’re breaking down the step by step procedure for United India Policy renewal online.

  • For United India Policy renewal, first, you will have to visit the official online portal of United India Insurance.
  • After that, you’ll have to choose your plan and choose United India Policy renewal for the same.
  • You will be asked to enter your United India Insurance Policy number thereafter for the renewal process.
  • After entering your policy number, you will have to pay for the premium of your policy online for United India Policy renewal.
  • Once you are done with the payment, you will receive a soft copy online on your mail id confirming your successful United India Policy renewal. You can also save the United India Insurance policy documents online as per your convenience after renewal.
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Aggregate Rating Value on United India Insurance is 4.4 out of 5 (Total Rating Count: 39)

Aggregate Rating Value on United India Insurance is 4.4 out of 5 (Total Rating Count: 39)