Raheja QBE General Insurance Company Overview

Raheja QBE General Insurance Company is a joint business enterprise between the Prism Cement Limited of Rajan Raheja Group and QBE Holdings Pty Limited of Australia. Prism Cement Limited holds 74% of stake in the company and QBE Holdings Pty Limited of Australia holds the remaining 26% of stake in this general insurance venture. The CEO and Managing Director of Raheja QBE General Insurance Company is Praveen Gupta and Rakesh Sharma is the Chief Financial Officer.

Prism Cement Limited is one of top building materials manufacturing company in India with wide-ranging products such as ready-mixed concrete, cement, tiles etc. QBE Insurance Group Limited is largest global insurer in Australia. QBE Insurance has its presence in more than 45 countries with proficiency in handling financial services clients over a long phase of time.

QBE Insurance has been rated A+ by Standard & Poor’s Insurance Financial Strength – the rating which makes Raheja QBE General Insurance Company a safe and secure place to invest in. Raheja group’s success and experience and QBE’s worldwide expertise in insurance sector is what makes it a great combination.

Raheja QBE General Insurance Company aims to develop their business through their existing across-the-board networks and attainments of insurance businesses, portfolios, and great teams of underwriters that meet their rigorous criterion for least return on equity and EPS accumulation in the first year of acquirement.

Products and Services on Offer from Raheja QBE General Insurance Company

Raheja QBE General Insurance Company offers a number of different policies under the category of Personal Insurance and Corporate Insurance policies.

Under the category of Personal Insurance, Raheja QBE General Insurance Company offers:

  • Accident Personal Insurance
  • Cattle Insurance
  • Domestic Property Insurance
  • Health Insurance

Under the category of Corporate Insurance, Raheja QBE General Insurance Company offers:

  • Accident Corporate Insurance
  • Commercial Packages
  • Commercial Property Insurance
  • Construction & Engineering Insurance
  • General Liability
  • Maine Insurance
  • Motor Insurance
  • Professional Liability
  • Workers Compensation
  • Miscellaneous

Raheja QBE Health Insurance Plans

The expenses regarding healthcare and medication and has reached a new height in the modern era. This has made purchasing health insurance policy an essential part of our life. Medical emergencies can come out of anywhere and anytime and its aftermath can turn our world upside down leaving us devastated both physically and financially. In such circumstances Raheja QBE Health Insurance policy can be your strong suit and act as a savior to deal with these times. The policy covers financial losses during medical emergencies to a great and higher degree.

Cancer Insurance

The Cancer Insurance Policy from Raheja QBE General Insurance provides substantial financial support to the insured person on the detection of cancer so that the person can be effectively treated in time. This policy has been designed to offer one relief from the crippling expenses of cancer treatment and thereby enables one to lead a normal life with lesser worries.

This Cancer Insurance policy from Raheja QBE is obtainable for all individuals, starting a baby aged 1 day old to a 70 years old individual. If one is diagnosed with cancer following proper diagnostic investigation or treatment by a qualified medical practitioner or surgeon, the insured person is offered 50% of the Sum Insured or Rs. 2.5 lakh, whichever is less in terms of a lump sum amount on acceptance of the claim under this policy. Furthermore, the insured person under this policy is also reimbursed against the reasonable and necessary medical expenses incurred for diagnostic investigation or medical treatment of cancer. The amount is paid in surplus of 75% of the amount paid as a lump sum.

Please note that the repayment of medical expenses is based on the submission of the original medical bills only. Until the entire sum insured is exhausted, reimbursement of claims is made every quarter for actual expenses incurred. The Sum Insured options available under this policy start from Rs. 1 lakh and can go up to a maximum of Rs. 10 lakh, in multiples of Rs. 1 lakh.

Raheja QBE Car Insurance Plans

Car insurance policies are designed to cover the losses when your vehicle is damaged in an accident or it gets stolen. Raheja QBE car insurance covers you against the financial liability caused by death or injury of a third party. It is mandatory as per the Motor Vehicles Act, 1988 to have third party liability insurance for all car owners in India before they can drive it on road.

Raheja QBE Commercial Vehicle Insurance

Commercial vehicle insurance policy from Raheja QBE has been designed to ensure the smooth functioning of your business. Therefore, it is very much important to have your commercial vehicles insured. Commercial vehicle insurance policy safeguards a business from the financial losses arising out of different losses or damages to a commercial vehicle.

Raheja QBE Car Insurance Plans

Accident and disability of a bread earner in a household can create grave financial problems for any family. Raheja QBE Personal Accident policy can ensure total security as well as peace of mind. The policy has been designed to cover an insured person against bodily injury or death resulting from an unforeseen accident.

Personal Accident Insurance Policy

The Personal Accident Insurance policy from Raheja QBE General Insurance Company offers an insured and his/her family, alleviation against the financial consequences of unpredictable accidents. The policy offers distinct benefits depending on the nature of injury sustained by the insured person due to an accident during the policy period. The policy compensates against four possibilities of injuries – permanent total disablement, accidental death, temporary total disablement and permanent partial disablement. The reimbursement benefits depend on the nature of injury and the Sum Insured under this policy.

Raheja QBE Home Insurance Plans

Raheja QBE General Insurance Company offers a flexible range of domestic property insurance. The policy offers financial protection for most people’s major assets – their home and belongings.

Domestic Burglary Insurance Policy

Burglary and Housebreaking Insurance policies are designed to provide financial compensation against damage or loss to the property contained in one’s premises by acts of housebreaking and burglary. This policy covers stocks and goods owned by the insured, property contained in one’s premises, stocks held in trust or commission. Domestic burglary insurance policy also covers valuables, cash, securities kept in a locked cash box or safe in locked steel cupboard on definite request. This policy can be extended to cover strike, riot, theft, malicious damage, etc by the payment of additional premium.

This policy from Raheja QBE insurance pays for the actual damage or loss caused to the insured property resulting from housebreaking or burglary subject to Sum Insured limit. Only proportionate loss is paid for such cases where the Sum Insured is not adequate. The policy also comes with a provision to cover bulk items on ‘first loss’ basis where a percentage of total contents can be taken since they can be exposed to the risk of housebreaking and burglary. The premium that you will be required to pay is on this selected percentage only.

Domestic Fire Insurance Policy

Standard Fire and Special Perils Insurance policy from Raheja QBE General Insurance Company Limited covers all properties on land (except the cost of land) – both immoveable and moveable. This policy can be extended to cover specific additional expenses and perils in exchange of an additional premium payment. Domestic fire insurance policy from Raheja QBE protects an insured’s financial investment in assets including buildings and its inside content contents if they are damaged resulting from a long listing of perils. In addition to that, the policy also covers surveyors, architects, consulting engineer fees up to 3% of claim amount and also covers debris removal expenses up to 1% of claim amount.

In exchange of the payment of additional premium payment, you can extend the coverage of this policy. Major voluntary extensions available comprises of consulting engineer fees and surveyors when it exceeds of 3% of claim amount, debris removal expenses in surplus of 1% of claim amount, forklifts, cranes, impact damage due to own vehicles, omission to insure additions, spontaneous combustion, earthquake, contamination and leakage cover, alterations and extensions, terrorism damage and loss of rent.

Raheja QBE Animal Insurance Plans

Raheja QBE General Insurance Company also offers effective commercial animal insurance plans for traders, people or groups engaged in the animal husbandry business.

Cattle and Livestock

Cattle and Livestock plan from Raheja QBE covers loss suffered from disability or death of the cattle and livestock resulting from an accident or diseases surgical or contracted operations. The natural and man-made causes for the accident include lightning, fires, inundation, floods, storms, cyclones, hurricanes, tempests, famines, earthquakes, riots, civil commotions and strikes.

Corporate Insurance Plans from Raheja QBE General Insurance Company Limited

The company offers various plans to cover any contingencies that could be faced by a business or organization

  • Accident Corporate
  • Commercial Packages
  • Commercial Property
  • Construction & Engineering
  • General Liability
  • Marine
  • Motor
  • Professional Liability
  • Workers Compensation
  • Miscellaneous

How to File a Claim with Raheja QBE General Insurance Company Limited?

Raheja QBE General Insurance Company Limited is intensely concerned in terms of providing exceptional claims service to all their valued customers to construct their company as the First Choice Insurer to their customers. The company focuses on providing cordially, fair and on time settlement of all valid claims.

In order to file a claim with Raheja QBE General Insurance Company Limited you will be required to apply with the following information:

  • Policy Number
  • Date and time of Loss
  • Location of damaged property
  • A brief description of the event for registering the claim
  • Name and Contact Number of the insured person / handler of the claim

You can register your Claim by calling at the Toll Free Number of the company at 1800 102 7723 or Mobile Number at +917045359601

You can also Email at: claims@rahejaqbe.com

Give us your Rating

Aggregate Rating Value on Raheja QBE General Insurance is 4.7 out of 5 (Total Rating Count: 37)

Aggregate Rating Value on Raheja QBE General Insurance is 4.7 out of 5 (Total Rating Count: 37)