New India Assurance Company Limited | Buy the Best Insurance Online with New India Insurance

About New India Assurance Company

new india insurance New India Assurance Company is a wholly-owned subsidiary of the Government Established in 1919, New India Assurance Company is known for its smooth operations in India and foreign countries. . The headquarter of New India Assurance Company is located in Mumbai, This public-sector non-life insurer is the sole direct insurer in India. The insurance provider is also popular for wide range of policy offerings such as Retail, Commercial, Social, Micro and Rural Insurance plans. Customers of New India Assurance include; Large, Small and Medium Enterprises. New India Assurance boasts more than 160 types of general insurance products.

Services of New India Assurance

New India Two Wheeler Policy

New India Two Wheeler Insurance Policy keeps you safe from your liabilities towards third parties and also offer covers financial losses due to theft or damage of your own two-wheeler.

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New India Car Insurance Policy

New India Car Insurance Policy keeps you safe from your liabilities towards third parties and also offer covers financial losses due to theft or damage of your own two-wheeler.

New India Family Floater Mediclaim Policy

New India Family Floater Mediclaim Policy covers medical expenses of all family members of a family for a single premium.

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New India Personal Accident Policy

New India Personal Accident Policy provides the insured person with a lump sum compensation to cover treatment costs of accidental bodily injury.

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New India Travel Insurance Plan

New India Travel Insurance offers financial protection to you and your family during an International trip.

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New India Assurance - Package Motor Policy

The package motor policy shields the policyholder from Third-Party Liability and protects the vehicle of the insured from a range of natural and man-made disasters as well.

New India Assurance Two Wheeler Policy

New India Assurance Two Wheeler Policy shields the policyholder from Third-Party Liability and protects the vehicle of the insured from a range of natural and man-made disasters as well.

New India Assurance Senior Citizen Mediclaim Policy

New India Assurance Senior Citizen Mediclaim Policy is designed for elderly people between 60 and 80 years of age and provides a maximum coverage of Rs 1.5 lakh.

Top Policies
New India Assurance Asha Kiran Policy

The New India Asha Kiran Policy covers the expenses of treatment of entire family of the policyholders within India and offers personal accident coverage to parents.

New India Assurance Janta Mediclaim Policy

New India Janata Mediclaim policy covers self, spouse. Parents can also include maximum two dependent children between the ages of 3 months and 18 years.

New India Assurance Road Safety Insurance

New India Assurance Road Safety Insurance offers coverage against physical injury due to accidents.

Our Site is Completely Secured

Entire GIBL's site is encrypted through SSL technology, which means your personal details and your activities on GIBL are completely safe. Your transactions are completely secured. We use the most secured payment gateways that don't store any of your credit or debit card information.

The New India Assurance Company Limited is a multinational general insurance company owned by Government of India. New India Assurance operates in 28 countries all over the world. The headquarter of New India Assurance is located in Mumbai. New India Assurance is one of the top general insurance companies in India for over 40 years and the New India Assurance company is also known as New India Insurance.

The New India Assurance Company Limited was established by Sir Dorab Tata on 23rd July in 1919. New India Assurance was nationalized in 1973 after 54 years of its foundation. New India Assurance used to be a subsidiary of the General Insurance Corporation of India. In 1999, GIC became a re-insurance company according to IRDA Act. All four insurance subsidiaries of GIC including New India Assurance got autonomy since then. Recently, New India Insurance has made collaboration with some leading public banks.

  • New India Assurance boasts highest number of offices in India and in foreign countries
  • 2221 offices of New India Assurance across India are fully computerized
  • New India Assurance Company Limited happens to be the first ever national company to be rated by an International Rating Agency
  • New India Assurance Company is the very first company to come up with an Aviation Insurance Department way back in 1946
  • New India Assurance is the first insurance organization to take care of the Hull Insurance needs of the Indian Shipping Fleet.
  • New India Assurance became the first establishment to set up Training School of its own
  • The idea of ‘Model Office Training’ was first introduced by New India Assurance
  • New India Assurance pioneered a separate department in Engineering insurance
  • New India Assurance was the first ever insurance company to take initiatives in satellite insurance.

New India Assurance operates extensively in Indian market. Presently, New India Assurance carries out its operation from 2097 offices. New India Assurance owns 1041 micro offices. Over 19,000 employees and 50,000 agents work with New India Assurance. The New India Insurance Company Limited caters to all categories of general insurance. New India Assurance provides more than 170 insurance products. New India Assurance provided numerous heavy industries with insurance cover that range from Petrochemical, power & steel plants to aviation fleets, satellites. New India Assurance caters to the insurance needs of SMEs as well. The New India Assurance Company Limited executes its retail sector operation through commercial and personal business channels and provides an array of insurance products policies to cater to the micro, rural and social sector. New India Assurance also performs its operation through B2B marketing channels such as bank assurance, MFI & NGOs, motor vehicle dealers and manufacturers and Common Service Centers & also through affinity programs with brokers and corporate. New India Insurance participates in mass insurance programs initiated by Indian Government.New India Insurance Company boasts a central data base. New India Assurance has a grievance management system integrated. It is synchronized with the grievance management system of the regulator of New India Assurance. Customer Care department of New India Assurance is located in all its regional offices. Customers at New India Assurance are provided with multiple options for policy renewal. New India Assurance has come up with services like E Mail and SMS alerts. Indian operations of New India Assurance have earned the company numerous awards in 2014-15.

The New India Assurance began to venture outside India in 1920. Currently, New India Assurance boasts upon its presence in 28 foreign countries through direct branches, associates, agency offices, subsidiary companies. The New India Assurance holds share in many insurance firms located in Jordan, Singapore, Saudi Arabia and Kenya. Furthermore, there is an active brunch of The New India Assurance in London for past 95 years. New India Assurance has been doing business in Japan and Mauritius for past 50 years. New India Assurance Company also has two subsidiary companies. One of New India Assurance’s subsidiary company is in Lagos, Nigeria which is called Prestige Assurance Plc and the other subsidiary is located in Trinidad & Tobago and known as New India Assurance Co Ltd, Port of Spain. New India Assurance is also a stakeholder in a Saudi Arabia based insurance company called WAFA Insurance. Some of the other insurance companies where New India Assurance holds share include Kenindia Assurance Co Ltd located in Nairobi, India International Insurance Pte. Ltd situated in Singapore and Asian Reinsurance Corporation based out of Bangkok. These come under New India Assurance. New India Assurance is one of the co promoters of GIC Housing Finance Ltd and Agriculture Insurance Company of India. New India Assurance is currently in the process of establishing a common TPA in the segment of Health insurance support services with other insurers owned by the Government.

Gross premium of New India Assurance in India has increased from Rs. 13209 Cr. In 2014-15 to Rs.15149.50 Cr. in 2015-16. Total assets of New India Assurance are Rs.62880 Cr. as on 31st March 2016. New India Assurance boasts a wide and vast network of office which comprises 6 large corporate offices, 27 direct agent branches, 31 regional offices,, 448 divisional offices, 583 branches, and 1041 Micro Offices all over India. New India Assurance is the biggest non-life insurer in the entire Afro-Asia region except Japan. New India Insurance is the first ever Indian general insurance company to reach Rs. 18371 Cr. gross premium.

You can buy New India car insurance online policies to keep yourself safe and secured on road.On the basis of coverage, New India car Insurance Online Plans are of two types. The liability coverage of New India car Insurance Online Plans safeguards the insured from various types of third party liabilities such as death, injury and property damage. This type of coverage of New India car Insurance Online Plans also includes personal Accident of Owner-driver.
The other type of coverage of New India car Insurance Online Plans is comprehensive which is available under the Package policy. Apart from covering third-party liabilities, this type of New India car insurance online plan also keeps the vehicle of the insured financially secured from a wide array of man-made and natural calamities. New India car Insurance Online Plans also endow the policyholder with NCB on New India Assurance Renewal of New India car insurance online policies. New India car Insurance online policies also pay out a maximum of Rs. 1500 as towing charges for cars and commercial vehicles. You can pay extra premium while buying New India car Insurance Online Plans to get higher towing charges.

Exclusions of New India car Insurance Plan

  • New India car Insurance Plans don't cover Natural devaluation due to progression in age of the automobile
  • New India car Insurance Plans don't cover Breakdowns
  • New India car Insurance Plans don't cover damages due to driving while under the influence of intoxicants like liquor and drugs
  • New India car Insurance Plans don't cover damages due to driving without authority or without a valid driver’s license
  • New India car Insurance Plans don't cover contractual obligations
  • New India car Insurance Plans don't cover war and related hazards
  • New India car Insurance Plans don't cover damages due to usage beyond specified borders
  • New India car Insurance Plans don't cover tyre-damages

Discounts available with New India car Insurance Plan

  • New India car Insurance Plans offer NCB on New India Assurance Renewal
  • New India car Insurance Plans offer discount for installing anti-theft device
  • New India car Insurance Plans offer discount for being member of Automobile Association
  • New India car Insurance Plans offer discount using the vehicle in the premise of the insured
  • New India car Insurance Plans offer for classic and vintage cars

A wide range of New India health insurance online policies are available at New India Insurance. New India health insurance online policies provide economical protection to individuals and their families in time of medical emergencies.You can buy New India health insurance online policies to keep yourself and your family safe and secured.

Features of New India health insurance policies

  • New India health insurance policies cover maximum 6 people in a family
  • New India health insurance policies cover pre-hospitalization costs for 30 days and post-hospitalization costs for 60 days.
  • New India health insurance policies reimburse medical check-up expenses after every three renewals without claim
  • New India health insurance policies require 10% co-pay for claims out of pre-existing diseases
  • New India health insurance policies cover pre-existing ailments after 4 years
  • New India health insurance policies come with lifetime renewal option
  • Room rent limit of New India health insurance policies is capped at 1% of Sum Insured
  • New India health insurance policies offers cashless facility in all network hospitals
  • Most New India health insurance policies come with 1 year term
  • New India health insurance policies offer different types of discounts such as NCB, loyalty discount and Good Health discounts

Exclusions of New India health insurance policies

  • New India health insurance policies don't cover sexually transmitted diseases like AIDS
  • New India health insurance policies don't cover dental treatment or surgery unless necessitated due to an injury
  • New India health insurance policies don't cover cost of spectacles or contact lenses, routine eye and ear examinations
  • New India health insurance policies don't cover any treatment related to sleep disorder etc
  • New India health insurance policies don't cover treatment of mental illness, stress , psychiatric or psychological disorders
  • New India health insurance policies don't cover Cosmetic surgery
  • New India health insurance policies don't cover Alternative therapies
  • New India health insurance policies don't cover abortion
  • New India health insurance policies don't cover treatment of injuries due to war

The New India Two wheeler insurance online policy offers both comprehensive and third-party liability coverage. New India Two wheeler insurance online policy offers NCB up to 50%. The claim process of New India Two wheeler insurance online policy is hassle free. You can buy New India two wheeler insurance online policies to keep yourself safe and secured on road.

Features and Benefits of New India Two wheeler insurance online policy

  • New India Two wheeler insurance policy offers NCB to help the policyholder save on the premium.
  • New India Two wheeler insurance policy also offers add-on covers on payment of extra premium.
  • New India Two wheeler insurance policy renewal can be done online

Coverage of New India Two wheeler insurance online policy

The New India Two wheeler insurance online policy comes with two major coverage categories – Liability only and package policy.

Coverage of New India Two wheeler insurance Package Policy

  • New India Two wheeler insurance policy covers Fire, self-ignition, explosion, Lightning
  • New India Two wheeler insurance policy covers Strike and Riot
  • New India Two wheeler insurance policy covers Burglary, theft or housebreaking
  • New India Two wheeler insurance policy covers Malicious and terrorist acts
  • New India Two wheeler insurance policy covers Damages caused by earthquake (fire and shock)
  • New India Two wheeler insurance policy covers Rockslide, landslide
  • New India Two wheeler insurance policy covers Damages caused while in transit by inland waterway, air, road, elevator or lift
  • New India Two wheeler insurance policy covers typhoon, flood, storm, tempest, hailstorm, cyclone and inundation
  • New India Two wheeler insurance policy covers accidental external means

Coverage of Liability Only New India Two wheeler insurance online Policy

Under this type of New India Two wheeler insurance policy, coverage is available to safeguard owners' legal liability.

  • New India Two wheeler insurance policy covers Death
  • New India Two wheeler insurance policy covers bodily injury to a third-party
  • New India Two wheeler insurance policy covers damage caused to a third party property

Exclusions of New India Two wheeler insurance Online Policy

  • New India Two wheeler insurance plans don't cover breakdowns, wear & tear
  • New India Two wheeler insurance plans don't cover loss or damage caused when driving under the influence of alcohol or
  • New India Two wheeler insurance plans don't cover damages for driving without valid driving license
  • New India Two wheeler insurance plans don't cover damages caused by war

No-Claim Bonus available with New India Two wheeler insurance online plans

New India Two wheeler insurance online plans offer NCB in the range of 20% to 50% to the insured for not making any claim. New India Two wheeler insurance online plans offer NCB No-Claim discounts are offered on renewal of New India Two wheeler insurance online plans.

Add-On covers available with New India Two wheeler insurance online plans

New India Two wheeler insurance online plans provide additional covers on payment of extra premium.

  • New India Two wheeler insurance plans offer accessories cover
  • New India Two wheeler insurance plans offer legal liability cover to employees
  • New India Two wheeler insurance plans offer legal liability cover to non-fare paying passengers travelling in commercial vehicles

New India Travel Insurance online plans available at New India Assurance are of two types. Overseas mediclaim policy and Suhana Safar policy. You can buy New India travel insurance online policies to keep yourself and your family safe and secured during a trip within or outside India.The Suhana Safar Policy variant of New India Travel insurance online plan is meant to cover domestic travelers. This type of New India Travel insurance online plan can be availed for a maximum of 60 days within India. The type of New India Travel insurance online policy covers personal accident, loss or damage to the accompanied baggage of a family consisting of Insured, spouse and dependent children. The coverage of this New India Travel insurance online policy is effective from declared place of departure and terminates on schedule date of return or on actual return

Premium of domestic New India Travel insurance plan

The premium of this type of New India Travel insurance online plan depends on the number of persons included in the New India Travel insurance online policy. If you want to buy this type of New India Travel insurance online plan for one person, you have to pay Rs.80. Cancellation of New India Travel insurance online policy is allowed if the trip is cancelled before 2 days of the departure.


Overseas Mediclaim Policy is another variant of New India Travel insurance online plans. The chief highlights of this type of New India Travel insurance online plan are;

  • Premium of this New India Travel insurance online plan is payable in Rupees and Claims settled abroad in foreign Currency.
  • This type of New India Travel insurance online policy is available for frequent corporate travelers.
  • This New India Travel insurance online plan covers medical expenses due to injuries or disease contracted outside of India.

Eligibility of overseas New India Travel insurance online plan

  • People from 6 months to 70 years can avail this type of New India Travel insurance
  • This type of New India Travel insurance Policy needs to be taken before leaving India.
  • This type of New India Travel insurance plan requires medical reports are required for if trip period is over 60 days and
  • This type of New India Travel insurance plan requires medical reports if insured person is visiting USA/Canada and over 60 yrs of age
  • This type of New India Travel insurance plan requires medical reports if insured person is visiting countries other than USA/Canada and over 70 yrs of age
  • This type of New India Travel insurance plan requires medical reports if proposals disclose past history of illness/disease

New India Assurance renewal can be done online from anywhere and at anytime. New India Assurance renewal procedure is totally hassle-free . Customers can instantly get New India Assurance renewal done renew by entering a few basic mandatory details.
There are two options for New India Assurance renewal. New India Assurance renewal can be done through online accounts of policyholders. New India Assurance renewal can also be done by a ‘quick renewal’ process. You have to put in just a couple of details to complete New India Assurance renewal. Customers can complete the whole process of New India Assurance renewal just by following a few steps.

If you want to buy New India Insurance plans easily, you should be aware of how online payment works. Just like New India Assurance renewal, this process is also very simple. Along with life chat facility with the clients provided by New India Assurance Family, the New India Assurance Company also provides online payment facilities. New India Insurance Assurance has also initiated New India Assurance renewal online and online policy choosing facilities. New India Assurance renewal can be completed online with direct online payment. Through New India Assurance you can enter your personal data on the page of New India Assurance and all the offers provided by New India Assurance are at your figure tips. This is why it is effortless to buy New India Assurance policies online in India.

New India Assurance aims to be the most reliable, respected and sought-after non-life insurer. New India Assurance intends to be a company which has expanded its operation with every passing year.

  • New India Assurance aspires to develop its Business in General Insurance for the benefit of the community
  • New India Insurance strives to offer individuals, commercial organizations and all other sections of society high quality insurance products ad related services at affordable prices.
  • New India Assurance give highest priority to customers needs
  • New India Assurance set superior standards of public conduct
  • New India Assurance maintain total transparency in business operations
  • New India Assurance shall act fairly, reasonably and courteously while dealings with customers
  • New India Assurance shall ensure clarity in claim process and in policy documents
  • New India Assurance shall provide complete information related to products and services
  • New India Assurance shall deal with customer grievances sympathetically and quickly
  • New India Assurance shall resolve customers grievances in all offices through designated customer service officers
  • New India Assurance shall educate the customer about the grievance redressal system through Ombudsman
  • New India Assurance shall respond within 3 months to all general insurance requirements which are commercially viable of all categories. The categories covered by New India Assurance includes weaker section of society at affordable price
  • New India Assurance Continues to develop a dedicated, sensitized and professional manpower for efficient execution of roles
  • New India Insurance shall monitor and have consultation with all service providers on regular basis. New India Assurance establishes mechanism to monitor delivery services to its customers.
  • New India Assurance procured highest Global Gross Premium of Rs.18,371 crores for the year 2015-2016.
  • New India Assurance has been the market leader for four decades in a row
  • New India Assurance boasts highest assets of Rs.62880 Cr. as on 31st March 2016
  • New India Assurance is the only general insurance company in India to expand operation in 28 countries
  • New India Assurance boasts A-Excellent (Positive) Financial Strength rating by Europe based A.M Best

Indian insurance market is the pivotal sector where New India Assurance operates extensively. Presently, New India Assurance Company Limited is known to run New India Assurance’s operation from 2097 offices. New India Assurance has 1041 micro offices. At present, over 19,000 employees and 50,000 agents work with New India Assurance. The New India Assurance Company Limited caters to all categories of general insurance. New India Insurance provides more than 170 insurance products. New India Assurance provided numerous heavy industries with insurance. New India Assurance policy ranges from Petrochemical, power & steel plants to aviation fleets, satellites. Aside from heavy industries, New India Assurance caters to the insurance needs of SMEs as well. New India Assurance is planning to introduce a new health insurance policy. New India Assurance’s health policy is designed specifically for high net worth individuals (HNIs). New India Assurance’s new health policy awaits the regulator’s nod, as said by G Srinivasan, Chairman and Managing Director, New India Assurance. The sum insured on this new health policy could go up to 1 crore through New India Assurance. New India Assurance provides The Senior Citizen Mediclaim Policy. New India Assurance mediclaim is one of New India Assurance’s health policies that require special attention. New India Assurance Senior Citizen Mediclaim Policy provides special offers like reimbursement of cost of Health Check once in block of 4 claims-free years and Income Tax Benefit under Section 80D of IT Act. New India Assurance’s health policy also covers basic other health requirements. One can opt for mediclaim for an individual or the whole family through New India Assurance. Just by entering your details online on New India Assurance. Along with the New India Assurance’s individual mediclaim policy the New India Assurance Company also provides its customers with the New India Assurance‘s Family Floater Mediclaim Policy.

New India Assurance was chosen in the 6th Fintelekt India Insurance Awards as the General Insurance Company of the year in 2015. New India Assurance was conferred The Best General Insurance Company for three years in a row in 6th Dalal Street Investment Journal PSU Award in 2015 as well. In 2013-14, India SME Forum conducted Nationwide Survey & Analysis of Small & Medium Enterprises and New India Assurance has emerged as Best General insurance Company in India. In 2014, New India Assurance further received three awards at the 4th Indian Insurance Awards. In the same year, New India Assurance also r eceived the Platinum Award at the 36th SKOCH Summit for Excellence in General Insurance. New India Assurance was picked for Indira Gandhi RajBhasha Puraskar for company’s performance in implementing India’s official language Hindi. New India Assurance got highest ranking for its effort to satisfy customers of auto insurance by J.D Power Asia Pacific which is a part of McGraw Hill Companies. New India Insurance scored 804 out of 1000 point in India Auto Insurance Customer Satisfaction Index Study in 2011.