National Insurance Company Limited | Buy Best National Motor, Health & Two wheeler Policy Online

About National Insurance Company Limited

national insuranceNational Insurance, one of the oldest general insurance providers in India, can be reckoned to be the front runner in achieving many significant milestones. Launching customized insurance products for both rural and corporate sectors is one of the achievements that National Insurance Company boasts upon. Being established in 1906, National Insurance Company Limited offers best deals, when it comes to buy insurance policies online. Now buying & renewing lowest National Insurance Premium Online on Health, Motor, Travel policies has been made easier than ever. Which is rather good news for the customers is, all policies at National insurance company ltd are eligible for online renewal be it a motor insurance, travel insurance health insurance or two wheeler insurance policy. A wide range of insurance products & insurance related services is one of the biggest assets of National Insurance company Ltd. Other than providing comprehensive health, motor, two wheeler policies online, National Insurance provides rural insurance, safeguarding rural businesses from various climatic calamities. Moreover, National Insurance can be considered as the pioneer of Strategic Alliances in India. M/S Maruti & M/S Moto Corp are some of the significant names in Indian automobile & two wheeler companies that National Insurance Company has tied up with. National Insurance Company has merged with the banking organizations of the country as well in order to become the founding-father of Bancassurance in India. National Insurance Company offers a variety of plans for the commercial sector as well. Standard Fire & Special Perils, Shopkeepers Insurance, Credit Insurance are some of the policies that National Insurance provides with.

Services of National Insurance

Two Wheeler Policy

The low cost two wheeler insurance plan from National Insurance protects the vehicle from any unwanted accidents & offers swift & fast claim settlement process. This plan also covers any legal liability after an accident.

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Car Insurance Policy

The comprehensive & affordable car insurance policy from National Insurance provides 100% protection to your car.

Parivar Mediclaim

The National Parivar Mediclaim policy, a comprehensive floater policy, covers the entire family of the insured under one sum insured.

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Parivar Mediclaim Plus

National Parivar Mediclaim Plus policy provides coverage to the insured, his/her spouse, children, parents & parents in law under the roof of one sum insured.

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Travel Insurance Plans

National travel insurance policy comes with the benefits of travelling with confidence. Any kind of misfortune like losing luggage or passport or any travel emergencies is covered under the policy.

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National Private Car Insurance Policy comes with property and liability coverage to the registered owner of the vehicle.[read more]

National Two Wheeler policy provides both third party liability coverage and comprehensive coverage. Bike owners can buy National two wheeler policy online using their credit cards, debit cards or by net banking. [read more]

National Varistha Mediclaim Policy is designed to protect senior citizens from high treatment costs, covering critical illness treatment expenses.[read more]

Top Policies

National Insurance Parivar mediclaim plan is designed to safeguard an entire family. Policyholders just have to pay a single premium for the whole term of the National Insurance Parivar mediclaim policy. [read more]

National Insurance Mediclaim policy provides coverage for hospitalization of the insured people in the event of sickness or accident.[read more]

Upon diagnosis of as many as six diseases mentioned in the policy document, National Insurance Critical illness policy offers the total Sum Insured amount as a lump sum.[read more]

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National Insurance Company Limited is a state owned general insurance company in India. National Insurance Company Limited’s catch line is "Trusted Since 1906”. National Insurance Company Limited has its headquartered at Kolkata. National Insurance Company Limited established in 1906 and nationalized in 1972. National Insurance Company Limited’s portfolio consists of a multitude of general insurance policies, offered to a wide arena of clients encompassing different sectors of the economy. Apart from being a leading insurance provider in India, National Insurance Company Limited also serves Nepal. After nationalization in 1972, National Insurance Company operated as a subsidiary of General Insurance Corporation of India (GIC). National Insurance Company Limited was spun off as a distinct company under the General Insurance Business (Nationalizations) Amendment Act in 2002. In April 2004, National Insurance Company signed an agreement with Nainital Bank for distribution of its general insurance products through the bank's branches in Uttarakhand, Haryana and New Delhi.

National Insurance Company Limited at a Glance

National Insurance Company Limited possesses a wide network all over India. National Insurance Company Limited has 1998 offices all over the country. National Insurance Company Limited also has14902 insurance professionals. The process of National Insurance is not limited within India as National Insurance Company Limited is working in Nepal also. National Insurance Company is the second largest non life insurance company in India on the basis of gross direct written premiums or GDWP. National Insurance’s Online Motor Insurance is the largest section of India's insurance market. National Insurance holds the biggest market share in the motor insurance market. National Insurance Company Limited is the best in the midst of all insurance companies in India in terms of GDWP accumulated in the current fiscal year of 2015. Apart from a large share in motor insurance, National Insurance Company Limited’s national mediclaim policy and national health insurance schemes also have a reasonable share in the market.

National Insurance Company Limited is leading in the North and East zones. The amount of premium registered with the National Insurance Company is Rs 11282.64crore in the fiscal year of 2015. The National Insurance Company registered largest PBT or Profit before Tax worth Rs 1196.74 crore. National Insurance Company Limited exceeded its last year's total of 1007.82 crore

National Insurance Company Limited online is the only Public Sector General Insurance Company. Being the oldest, National Insurance has major milestones to its credit. National Insurance Company is the first online insurance company which introduced customized insurance products. National Insurance Company Limited has customized online insurance products for both rural and commercial sectors. The groundwork of online Techno Marketing Project Cells is the additional extension of the practice of coming up with modified plans under National Insurance Company. The Techno Marketing Dept. was designed by National Insurance Company to cover big projects and to provide agrarian consumer with the Farmers Package Policy to meet their requirements. Moreover, National Insurance Company Limited was also the pioneer of Strategic Alliances in India. The National Insurance Company Limited tied up with M/s Maruti, the largest automobile manufacturer in India and M/s. Hero Moto Corp, one of the fastest growing Two Wheeler companies in the country. These partnerships led to a basic change in the technique of Service Delivery for Motor insurance. National Insurance Company limited in India also merged with the banking organizations of the country to become the founding-father of Bancassurance in India. It also provides online policy buying and renewing assistance.

The income of the investment has also increased from the earlier 2263 crore to Rs 2654 crore. The dividend to the National Exchequer for Fiscal Year of 2013-14 was Rs 165 crore for National Insurance Company. The amount has enlarged to Rs. 195 crore in the fiscal year of 2015. When it comes to claim settlement, the National Insurance Company has shown great results.

National Insurance Company Limited has made notable achievements since its beginning. Some achievements that are worth praising are:-

  • National Insurance Company Limited India is the sole Public Sector General Insurance Company headquartered in Kolkata. Being the oldest PSGIC, National Insurance Company Limited India is the pioneer to many significant milestones. National Insurance was the very first to launch customized insurance products for both rural and corporate sector.
  • The foundation of Techno Marketing Project Cells is the further extension of the trend of coming up with customized products. The Techno Marketing Dept. was designed to insure massive projects and to provide agrarian customer with offer the Farmers Package Policy to meet their needs. Moreover, National Insurance Company Limited was also the settler of Strategic Alliances in India.
  • National Insurance India tied up with M/s Maruti, the biggest automobile manufacturer in India and M/s. Hero Moto Corp, one of the leading Two Wheeler companies in the country. These collaborations led to a fundamental change in the method of Service Delivery for Motor insurance.
  • National Insurance India also merged with the ruling banking establishments of the country to become the founding-father of Bancassurance in India

The National Insurance Company Limited has exceeded in its business and is expanding with time. National Insurance Company Limited not only provides its customers with excellent policy covers ‘online options and instant renewal it is also spreading its wings all over India.

  • National Insurance Company Limited boasts extensive network all over India. There are around 2000 offices across the country run by over 16000 insurance professionals. The operation of National Insurance India is not limited within the country as they boast a presence in Nepal as well.
  • National Insurance Company Limited India is the second largest non life insurance provider on the basis of gross direct written premiums or GDWP. Motor Insurance is the biggest segment of India’s insurance market. National Insurance India retained the biggest market share in motor insurance market among all insurance houses in India in terms of GDWP accumulated in the fiscal year of 2015.
  • Aside from a lion’s share in motor insurance, national insurance mediclaim policy and national health insurance schemes also have a fair share in the market. In total, National Insurance Company Limited offers more than 200 policies to its 14 million policyholders.
  • Being the leader in North and East zones, the amount of premium recorded by National Insurance is Rs 11282.64 crore in the Fiscal Year of 2015. National Insurance recorded highest PBT or Profit before Tax worth Rs 1196.74 crore surpassing its previous years total of 1007.82 crore.
  • The investment income have also increased from the earlier 2263 crore to Rs 2654 crore. Contributed a handsome Dividend of Rs 165 crs in 2013 -14, the dividend to the National Exchequer for Fiscal Year of 2013-14 was Rs 165 crore for National Insurance Company Limited. The amount has increased to Rs. 195 crore in the fiscal year of 2015.
  • National Insurance Company Limited enjoys a B++ rating in financial strength by A.M. Best and a rating of bbb+ in issuer credit. The ratings show the consistent investment performance of the Company, its strong risk adjusted capitalization, and most vitally its robust presence in insurance sector of India. National Insurance Company Limited was also rated as AAA by CRISIL in 2010.

The number of awards won by National Insurance Company Limited shows its position in the Indian policy market. National Insurance Company Limited is truly a company worth praising and National Insurance Company Limited has proved it with is excellent service. National Insurance won various awards over the years.

  • In 2012, National Insurance Company Limited won three awards. NDTV Profit conferred National Insurance with Business Leadership Award.
  • Aside from this honors, National Insurance Company Limited also won Top 100 CISO Awards and Digital Inclusion Awards in 2012.
  • National Insurance Company Limited also bagged the 3rd Annual Edition of The Indian Insurance Awards 2013.
  • National Insurance Company Limited won this award for Best Under-served Market Penetration.
  • Rajesh Aggarwal, the CMD of National Insurance Company Limited won this award as well for being the Industry Champion in General Insurance. The company also exceeds in online policy buying and renewing.

National Insurance Company Limited online ranked at the top in the Auto Insurance Customer Satisfaction Index Study. The study in which National Insurance Company Limited achieved highest rank was conducted by JD Power Asia Pacific 2010 India. National Insurance online was also considered as the Top PSU for Customer Service in a survey carried out by HT and MaRS in collaboration to locate the Best Medical Insurers in India.

Apart from the awards and recognitions, National Insurance makes news every now and then for several different reasons. Here are some new happenings at National Insurance worth a mention. And also for its latest online buying and renewing policies which are available for all its products.

The prescribed solvency ratio is 1.5 by IRDA, however, National Insurance’s ratio is 1.2 now. But, National Insurance’s fair value worth Rs 6,000 crore and real estate properties are not used for solvency ratio calculation. According to the chairman of the National Insurance, the company has decided to exit high-risk portfolios and will issue more health and car insurance plans. National Insurance also decided to raise capital through its share listing on stock exchange. National Insurance has already submitted the proposal for the same to the Government.

In spite of the green signal from Government for listing its share to public, National Insurance Company Limited prefers a strategic sell of shares initially before offering stakes to public. According to Insurance Laws (Amendment) Act 2015, Government can dilute up to 51% share PSU insurance firms like National Insurance Company Limited.

National Insurance Company Limited provides its customers with one of a kind products and policies. Some of its main insurance policy products are:-

Health Insurance Policy from National Insurance Company

  • National Insurance Company Limited’s online National Insurance Mediclaim Policy
  • National Insurance Company Limited’s online National Insurance Parivar Mediclaim
  • National Insurance Company Limited’s online National Insurance Mediclaim Plus Policy
  • National Insurance Company Limited’s online National Insurance Varistha Mediclaim Policy
  • National Insurance Company Limited’s online National Insurance Critical Illness Policy National

Car Insurance Policy from National Insurance Company

  • National Insurance Company’s online Private Car Policy

Travel Insurance Policy from National Insurance Company

  • National Insurance Company’s online National Insurance Overseas Mediclaim

Two Wheeler Insurance Policy from National Insurance Company

  • National Insurance Company’s online National Insurance Two Wheeler Policy

National Insurance Company (NIC) is the oldest domestic health insurance provider in India. Formed 107 years ago in 1906, this company has established a stronghold in the northern and eastern parts of India through several pioneering efforts. National Insurance Company was responsible for creating flexible health insurance products online, tailoring them to meet customers’ personalized requirements. National Insurance Company has about 1,340 offices all over India with operations in Nepal as well. It reaches new territories through its growing business network of 373 centers. Its clientele includes both retail as well large industrial customers. The company has made social and economic inclusion one of its priorities. It strives to extend the reach of the general insurance industry to areas that are not greatly exposed to insurance as a product or form of financial discipline. It accomplishes this through the use of technology which helps it cross physical boundaries and reach people in need of affordable healthcare.

The Key National Health Insurance Policies that are Available Online

As part of its product bouquet, National Insurance Company offers online health insurance solutions to fulfill the financial protection needs of both individuals and their families. On offer in this category are the following policies:

  • National Insurance Company Limited’s online National health Mediclaim Policy
  • National Insurance Company Limited’s online National health Mediclaim Plus Policy
  • National Insurance Company Limited’s online Parivar health Mediclaim
  • National Insurance Company Limited’s online Varistha health Mediclaim Policy for Senior Citizens
  • National Insurance Company Limited’s online National health Insurance Critical Illness Policy
  • National Insurance Company Limited’s online National health Insurance Individual Personal Accident Policy
  • National Insurance Company Limited’s online National health Insurance Janata Personal Accident Policy

The Benefits of National Insurance Company Limited’s Health Insurance Plans are

The National insurance mediclaim policies provide policyholders with tax benefit under Income Tax Act section 80D. Moreover once you are insured, you will be given a “Health Card” that would help you avail services of a partner hospital, without having to give any cash. This is known as cashless facility. The given features help the customers opt for Health Insurance plans which are more beneficial and will help you to save money.

  • Total members covered by National Insurance Company Limited’s online Health Insurance policies -Coverage for Health Insurance policies a maximum of 6 family members under National Insurance Company Limited’s online
  • Pre and Post Hospitalization cover by National Insurance Company Limited’s online Health Insurance policies -Medical expenses covered by the National Insurance Company Limited’s online health insurance policies is 30 days before your hospitalization and 60 days for post hospitalization for related medical expenses
  • Health Check-ups under National Insurance Company Limited’s online health insurance Health Insurance policies -Health check up expenses will be reimbursed by National Insurance Company Limited’s online Health Insurance policy once at the end of a block of 4 continuous claim free policy years, up to a maximum of 1% of the average sum insured of the block.
  • Co-Pay by National Insurance Company Limited’s online health insurance Health Insurance policy-No-co pay, Insured may also opt for 2% co-payment which will entitle him for a premium discount of 10% under the National Insurance Company’s online Health Insurance policy.
  • Life long renewable provided by National Insurance Company Limited’s online health insurance -Plans are lifelong renewable and covers you for your entire lifetime are available for the National Insurance Company’s Health Insurance policy.
  • Pre-existing Diseases covered by National Insurance Company Limited’s online health insurance -Any pre-existing condition will be covered after a waiting period of 4 year by the National Insurance Company Limited’s online Health Insurance policy
  • Room Rent provided by National Insurance Company Limited’s online health insurance -Room, boarding & nursing expenses up to 1% of the sum insured per day& 2% of sum insured per day for ICU. Subject to an overall limit of 25% of the sum insured of the Health Insurance policy.

  • For first 30 days of commencement of the policy, no claim is payable, expect for accidental claims under National Insurance Company Limited’s online health insurance.
  • HIV / AIDS, general debility, Convalescence, sterility, Pregnancy and related problems are excluded under National Insurance Company Limited’s online health insurance.
  • Obesity, All psychiatric and psychosomatic diseases, genetic disorders etc. are excluded under National Insurance Company Limited’s online health insurance.
  • Cosmetic, sex change, plastic surgery, hormone replacement etc. are not covered under National Insurance Company Limited’s online health insurance.
  • Dental, Outpatient treatment, abuse of Drugs or alcohol are not covered under National Insurance Company Limited’s online health insurance.
  • Spectacles, hearing aid, contact lens, cochlear implants and also home visit charges are excluded under National Insurance Company Limited’s online health insurance.

Health insurance covers the cost of private medical treatment for illness and injury that is curable. Health insurance is necessary owing to increasing medical costs these days & uncertain environment. Therefore, insuring your family against Health Insurance is a must & should surely be a part of your regular financial planning.

National Insurance Company Limited’s online health insurance gives its customers to renew their policy online through easy online renewing portals. The online portals help the customers to renew their National Insurance Company’s online health insurance online helps customers to buy and renew Health Insurance policies effortlessly with minimum documents. National Insurance Company’s online health insurance online renewing helps customers save time and the work can be done instantly.

National Insurance Company Limited’s online National car insurance plans provide policyholders with wide range of features. National Insurance Company Limited’s online National car insurance plans offer financial protection in case your vehicle gets damaged or theft. National Insurance Company Limited’s online National car insurance plans also safeguards policyholders if their cars are responsible for death, property loss or injury to any third party. One such feature provided by National Insurance Company Limited’s online National car insurance plans which has made life easier for a car insurance holder is the option to renew car insurance online without any hassles. National Insurance Company Limited, India’s leading state owned general insurance service provider operates in a diversified portfolio which includes insurance coverage for cars as well. National Insurance’s car insurance plan provides its customers with one of a kind benefit which makes it a key preference among the customers. The benefits the customers of National Insurance’s car insurance plans can avail are:-

The Benefits of National Insurance Company Limited’s car Insurance Plans are

  • Cashless Claim Networks provided by National Insurance Company Limited’s online National car insurance plans -Direct Cashless Claim settlement in network garages across India can be availed under National Insurance Company’s online National car insurance plans.
  • Discounts provided by National Insurance Company Limited’s online National car insurance plans -You can avail attractive online discounts in additional to NCB under National Insurance Company’s online National car insurance plans
  • Accidental Cover /Customer Support provided by National Insurance Company’s online National car insurance plans -Accident to the occupants as also Increased legal liability to property damage of third party for a limit of Rs 7.5 lakhs under National Insurance Company’s online National car insurance plans
  • Depreciation Cover provided by National Insurance Company’s online National car insurance plans -Claim without any deduction for depreciation on the value of parts replaced under National Insurance Company Limited’s online National car insurance plans.
  • Third Party Cover provided by National Insurance Company Limited’s online National car insurance plans -Accident to the occupants as also Increased legal liability to property damage of third party for a limit of Rs 7.5 lakhs under
  • Personal Accident Cover provided by National Insurance Company Limited’s online National car insurance plans -Personal accidental cover for a lump sum amount for paid driver/ passenger for large sum assured can be availed under National Insurance Company’s online National car insurance plans.
  • Liability Only Cover under National Insurance Company’s online National car insurance plans: It Insures you against any legal liability to your vehicle, if your vehicle involving in an accident. It does not cover any damage to your vehicle.
  • Package Cover under National Insurance Company’s online National car insurance plans: It covers the Loss caused due to damage of your vehicle. It provides you third-party coverage as well as damage caused to your own vehicle. It also provides you coverage facility for co-passengers.
  • Third party liability cover under National Insurance Company’s online National car insurance plans: National Insurance’s car insurance plans offer monetary protection in the event of death, injury and property damage of any third party caused by an accident where your car is involved. However, there is no coverage on offer to policyholders’ vehicle and its occupants.
  • Comprehensive Cover under National Insurance Company’s online National car insurance plans: National Insurance’s car insurance policies cover expenses due to damage to both third party vehicles and cars of the policyholders along with policyholders and other passengers.

Exclusions- Incidents that aren’t Covered by the Policy

  • Anything from loss, wear and tear resulting from prolonged use as well as electrical and mechanical breakdowns or failures.
  • Damage to the tyres of the vehicle is not covered under National Insurance Company’s online National car insurance plans. However, tyres are covered under the policy when they are damaged in the event of an overall vehicle accident, when the liability of NIC equals 50% of the cost of substitution.
  • Loss caused to vehicle when the driver was driving under the influence of alcohol or other mood/mind stimulating substances is not covered under National Insurance Company’s online National car insurance plans.
  • Cost incurred for automobile parts and allied labour, failure of which led to the accident is not covered by under National Insurance Company’s online National car insurance plans.
Since National Insurance is one of the oldest insurers, it is 100% reliable and customer approachable. All the National Insurance car insurance covers are tailor made for consumers who are looking for all-inclusive and cost-effective car policies to protect their possessions. Stay secured from an list of man-made and natural calamities with National car insurance policy.

National Insurance Company’s National car insurance’s online renewal plans are one of a kind. Customers can now renew their National Insurance Company’s National car insurance plans online in an instant. By following some simple methods customers can renew their policy any time any where with minimum effort. The process is 100% safe.

A good two wheeler insurance policy can compensate the owner for the loss against accidents and thefts, which can happen anytime without any prior reminders. Though, two wheeler insurance is not made compulsory by any Indian state or central government, but even if it is optional, considering its benefits one must go for having one for his or her two wheeler bike or scooter. It is no easy game to choose the best two wheeler insurance for your bike. The National Insurance Company Limited’s National Two Wheeler Policy is providing its customers with Fast, effortless and simple cashless claim two wheeler insurance policies. The cost of the two wheeler insurance policy is very nominal under the two wheeler insurance plans provided by the National Insurance Company Limited’s National Two Wheeler Policy; however, it can be further reduced if the owner opts for installing anti-theft devices like siren and tracker on his or her bike or scooter. Third party insurance for two wheelers is mandatory and National Insurance Company Limited’s National Two Wheeler Policy has brought of policies with unmatched and customer friendly features.

Features and Benefits of National Two Wheeler Insurance Policies are:

  • The National Insurance Company Limited’s National Two Wheeler Policy claim service is quick, hassle-free and cashless.
  • National Insurance Company Limited’s National Two Wheeler Policy provides Tailor made low-cost insurance plans.
  • No Claim Bonus is also available under National Insurance Company Limited’s National Two Wheeler Policy.
  • Claim status can be tracked online through National Insurance Company Limited’s National Two Wheeler Policy.
  • It's possible for other insurers to transfer existing No Claim Bonus under National Insurance Company Limited’s National Two Wheeler Policy.
  • Online tracking of claim status can be done under National Insurance Company Limited’s National Two Wheeler Policy.
  • National Insurance Company Limited’s National Two Wheeler Policy Liability Only Cover.
  • National Insurance Company Limited’s National Two Wheeler Policy Package Cover.
  • National Insurance Company Limited’s National Two Wheeler online Policy liability Only Cover:
  • National Insurance Company Limited’s National Two Wheeler online insures you against any legal liability to your vehicle, if your vehicle involving in an accident. National Insurance Company Limited’s National Two Wheeler online does not cover any damage to your vehicle.
  • National Insurance Company Limited’s National Two Wheeler online policy covers the Injury or Death of Third Party.
  • National Insurance Company Limited’s National Two Wheeler online policy covers the loss caused due to property damage of third-party up to Rs.7.5 lakhs.
  • National Insurance Company Limited’s National Two Wheeler online policy covers the Loss caused due to damage of your vehicle.
  • National Insurance Company Limited’s National Two Wheeler online policy provides you third-party coverage as well as damage caused to your own vehicle.
  • National Insurance Company Limited’s National Two Wheeler online policy also provides you coverage facility for co-passengers.

Customers can claim the additional benefits very easily.

  • Third party liability coverage
  • No Claim Bonus (NCB)
  • Discount on anti theft devices
  • Voluntary higher excess
  • Personal Accident Coverage
National Insurance strives to provide you an excellent financial cover against your National two-wheeler insurance policy. National insurance have accommodated your every two wheeler insurance requirement and have tailored our insurance packages as per your needs.

National Insurance Company Limited’s National Two Wheeler online policy has the following policy exclusions-

  • National Insurance Company Limited’s National Two Wheeler online policy does not cover the loss caused to your vehicle outside the geographical area.
  • Generally annual policy is issued but there is specialty like long-term two-wheeler policy which continues till the well functioning of the vehicle is valid according to RTA under National Insurance Company Limited’s National Two Wheeler online policy.
  • It does not cover the loss caused to your vehicle due to usage of your vehicle in an unauthorized manner like, for racing, hiring, speed testing.
  • It does not pay the amount of loss caused to your motor vehicle, when the person driving the vehicle under the influence of alcohol or drugs
  • National Insurance Company Limited’s National Two Wheeler online policy does not cover the wear and tear loss.
  • National Insurance Company Limited’s National Two Wheeler online policy t does not cover the consequential loss.
  • National Insurance Company Limited’s National Two Wheeler online policy does not cover the loss due to mechanical or electrical breakdown failures or breakages.
  • National Insurance Company Limited’s National Two Wheeler online policy does not cover damage to tyres unless the motor vehicle is damaged at the same time when the liability of the insurer is limited to 50% of the cost of replacement.
  • National Insurance Company Limited’s National Two Wheeler online policy does not cover the loss due to failure of car parts which led to any accident.
  • National Insurance Company Limited’s National Two Wheeler online policy excludes loss or damage to accessories by burglary housebreaking or theft unless the vehicle is stolen at the same time.

National Insurance Corporation Limited has come up with an idea of National Insurance Online Payment, which is reliable, effortless and fast way to make a regular premium payment from any corner of the world. In the older method, the people have to stand in long lines and spend their whole day at the National Insurance Branch Offices, which is a time-taking process. So to reduce the effort of the customers and save their time, National Insurance Company Limited has started a new method of premium payment. With this new facility, the insured can pay the premium any day since it works 24*7. The Online Payment Gateway provides you with an on-demand service within your finger tips. You can now avail many of the facilities that were available only at a branch office, online at your fingertips. The Policyholder can get the payment instructions anytime any place, and avoid the personal visit to the branch office. In this article, we have provided the procedure on How to make National Insurance Online Payment in simple steps.

Many of us have taken policies from the National Insurance, but only a few know about the options that are available to pay the premium amount. In our website www.paypremiumonline.in, we have provided the methods to pay the premium amount. This National Insurance Online Payment facility is Free and doesn’t require any registration charges, annual costs, and hidden costs.

National Insurance Customers Can Pay the Premium

  • By Logging on to the official website of National Insurance Company Limited.
  • Using Renew Policy Option under National Insurance Company Limited
  • By buying a new policy of National Insurance Company Limited.
  • NIC Online Payment through Login Procedure

The National Insurance Online Payment by buying a New Policy -

  • Simply click on ‘Buy new policy online’ option appearing on the right side of the respected page or ‘Buy Online’ option of National Insurance Company Limited.
  • Once you click that option, you will be directed to Online Customer Portal.
  • You can just select any of the desired products that you are interested to buy.
  • For example below is the image for selecting health policy
  • Select ‘Buy Policy’ option from the page and a new window for health policy will appear on the screen of your device
  • Enter all the details in the relevant fields.
  • In the final step, pay the Premium Online using Net Banking/ Credit Card/ Debit Card.
  • On completion of payment, the policy you are interested to buy will be issued.

Enjoy the Online payment service of the National Insurance Company limited and save your precious time. I hope this information will be helpful to all the people. National Insurance Company Limited is one of the best general insurance companies in India providing excellent coverages which are not only budget friendly but also have become a customer’s favorite helping the company reach new levels of success with time.

The Online Payment procedure is possible for all type of National Insurance plans such as car Insurance, Home Insurance, Health Insurance, Personal Accident Insurance, Rural Insurance, etc. except for Overseas Mediclaim. The Policyholder has to renew the insurance policy by paying the Premium amount after completion of a year because all the National Insurance Company policies have the period of one year. If you want to continue then, you can renew the policy for the following year. National Insurance Online Renewal is a effortless way to when compared to the offline renewal.

  • Click on ‘Renew Your Policy Online’ button as shown below.
  • The Insured will be directed to the Renewal page
  • In that page, enter your policy number and the code above there.
  • Click on Renew Policy button after filling the details and make the premium payment.
  • Similarly, you can do the National Insurance Company Limited’s Online Renewal for Health Insurance, Home Insurance, Personal Accident Insurance, etc.