Universal Sompo General Insurance Company is a joint business enterprise between Allahabad Bank, Sompo Japan Insurance, Indian Overseas Bank, Karnataka Bank and Dabur Investment. The company offers a number of helpful general insurance solutions. Universal Sompo health insurance is one of them. Universal Sompo health insurance review says that the company offers health insurance policies for all age groups. Universal Sompo General Insurance Company offers health policies on individual and family floater basis. These policies are characterized by affordability since Universal Sompo health insurance premium is lower than any other health insurers in India. When you buy Universal Sompo health insurance online you can avail added discounts on the premium.
Health related conditions have increased through the previous years. The hospitalization costs and the medical bills can set your financial balance to zero. Therefore, securing the health of yours and your family with the best health insurance policy is highly important. Universal Sompo health insurance policy ensures total coverage against various health hazards. Not having a good health plan can destroy your peace of mind as well as your hard-earned savings. Universal Sompo medical insurance policies have been designed in such a way that an individual get all the required services in case he/she suffers from any health condition covered the Universal Sompo mediclaim policy. The company offers a range of health insurance plans for family which can help you keep your family on the safe zone. You can visit the website of the company for Universal Sompo health insurance renewal online. Let’s find out the different plans offered under Universal Sompo mediclaim policy.
Universal Sompo mediclaim policy has been designed to help protect your family against financial emergencies. Universal Sompo health insurance schemes pays for hospitalization expenses along with domiciliary hospitalization benefits in case you suffer from an illness or accidental injury during the policy term.
Universal Sompo Individual Health Insurance Policy:Universal Sompo Individual Health Insurance Policy covers hospitalization expenses and domiciliary hospitalisation benefits as well. These benefits can be availed with Universal Sompo individual health insurance policy if the insured suffers from an illness or an accidental injury. No medical tests are required if you buy Universal Sompo health insurance online for up to 45 years. The entry age for this Universal Sompo health insurance plan should be less than 55 years.
Aapat Suraksha Bima Policy:This Universal Sompo health insurance plan offers a lump sum benefit. This Universal Sompo medical insurance plan protects the insured person and/or their nominees against unexpected and sudden expenditures on the diagnosis of five major illnesses/ diseases.
Group Health Insurance Policy:This Universal Sompo health insurance plan has been designed for employees of a business or an organisation or members of any institution, association, society or club. This Universal Sompo health insurance policy cover can be extended to hospitalisation expenses and domiciliary hospitalization benefits in the event of an injury or illness. This policy also comes with a range of add-on covers like maternity benefit cover, critical illness cover and cash cover, among others. This Universal Sompo health insurance plan also comes with the family floater option.
Loan Secure Insurance:The Universal Sompo health insurance policy helps to alleviate the burden of loans taken by the insured individual(s) in case of any unforeseen contingencies. This health insurance plan from Universal Sompo General Insurance Company has been particularly designed for customers of banks and financial Institutions. It covers surgical procedures and major illnesses besides the loss of job and loss of housing due to fire and allied perils.
Hospital Cash Insurance:This Universal Sompo health insurance policy offers intensive care benefit, hospital confinement benefit and convalescence benefit in the case of emergency hospitalization. This Universal Sompo health insurance policy can cover an individual, his/her spouse, dependent parents, dependent children up to the age of 25 years.
Saral Suraksha Bima:Universal Sompo health insurance policy provides a lump sum amount in the case of unforeseen incident. The Universal Sompo health insurance plan covers accidental death, five critical illnesses and permanent total disablement as a result of an accident.
Sampoorna Suraksha Bima:The Sampoorna Suraksha Bima offered by Universal Sompo General Insurance provides a four way protection against various events that could lead to losses for the insured and/or his family members. This Universal Sompo health insurance policy protects the household structure as well as the contents against natural and man-made causes, burglary and theft etc.
Senior Citizen Health Care:This Universal Sompo health insurance policy has been specially designed for individuals and his/her spouse between the 60 and 70 years of age. This Universal Sompo health insurance offers coverage for pre and post hospitalization expenses, ambulance charges and day care procedures. This Universal Sompo mediclaim policy also offers a daily allowance and pays for the costs associated with the associated person.
Complete Health Care Insurance:This is a comprehensive Universal Sompo medical insurance policy which reimburses medical expenses incurred in a hospital including the out-patient charges and a range of value added services. Universal Sompo health insurance plan is available in three different variants: Basic, Essential & Privilege.
Pravasi Bharatiya Bima Yojana:The is a Universal Sompo medical insurance plan that insures emigrants staying abroad for work or work related reasons against hospitalization expenses, injuries, day care procedure and maternity expenses, among others. This Universal Sompo health insurance policy covers Indian citizens falling in the age group of 18-65 years as well as the family members including the children, spouse and dependent parents.
Surva Vidyarthi Bima Yojana:This is a group Universal Sompo health insurance plan for educational institutions and schools to provide the benefit to students and staff members against any injuries that leads to disablement and/or even death. There are multiple extensions available with this Universal Sompo medical insurance policy that can be purchased for loss of personal belongings, reimbursement of examination fees, ambulance charges’ etc.
Depending on type of policy you choose to buy from Universal Sompo, you will be offered the coverage. But, before buy Universal Sompo health insurance online make sure that you have grasped the grounds of coverage as well as the exclusions. Also check the Universal Sompo health insurance claim ratio. It is also advisable to compare various health insurance plans with different insurance providers to avail the best mediclaim policy.
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