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About National Insurance Varistha Mediclaim Policy

national insurance National Insurance Varistha Mediclaim Policy protects senior citizens from high treatment costs. Since, elderly people are more prone to fall sick frequently, the plan comes as a safeguard to keep them financially sound at an advanced stage of life. National Insurance Varistha Mediclaim Policy also comes with the option of covering critical illness treatment expenses. Senior citizens can also avail coverage against pre-existing hypertension and diabetes by shelling out extra premium. All Indian citizen beyond the age of 60 are eligible for National Insurance Varistha Mediclaim Policy. They can buy National Insurance Varistha Mediclaim Policy online until they are 80 years of age. Maximum age-limit for renewal of National Insurance Varistha Mediclaim Policy is 90 years. The term of National Insurance Varistha Mediclaim Policy is fixed and it is 1 year which means policyholders need to renew National Insurance Varistha Mediclaim Policy online each and every year to stay covered. Rs. 1 Lakh and Rs. 2 Lakhs are two available Sum Insured options of National Insurance Varistha Mediclaim Policy for covering hospitalization costs and critical illness treatment expenses respectively. of National Insurance Varistha Mediclaim Policy is eligible for tax deductions as well.

Health Insurance Policy Types

Senior Citizen

Senior Citizen health insurance plans help elderly people avail quality treatment in the network hospital without having to spend a penny.

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Critical Illness

Critical illness policy not only covers hospitalization costs, the lump sum it offers can be used to look after additional expenses as well.

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Family Floater

Family floater health insurance plans with no limit on room rent cover are the best choices as policyholders don’t have to spend from their pockets.

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Individual

Individual health insurance plans’ coverage can be further extended to cover critical illness.

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Group Mediclaim Policy

Some group mediclaim policies’ cover critical illness and domiciliary treatment expenses and also maternity expenses.

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National Private Car Insurance Policy comes with property and liability coverage to the registered owner of the vehicle.[read more]

National Two Wheeler policy provides both third party liability coverage and comprehensive coverage. Bike owners can buy National two wheeler policy online using their credit cards, debit cards or by net banking. [read more]

National Varistha Mediclaim Policy is designed to protect senior citizens from high treatment costs, covering critical illness treatment expenses.[read more]

Top Policies

National Insurance Parivar mediclaim plan is designed to safeguard an entire family. Policyholders just have to pay a single premium for the whole term of the National Insurance Parivar mediclaim policy. [read more]

National Insurance Mediclaim policy provides coverage for hospitalization of the insured people in the event of sickness or accident.[read more]

National Insurance Mediclaim Plus Policy not only covers hospitalization costs, but also pays out for Ayurvedic and Homeopathic treatments along with Allopathic treatments in India. [read more]

National Insurance Mediclaim Plus Policy is perhaps the best mediclaim policy among all National Insurance mediclaim plans avaialble in India. National Insurance Mediclaim plus policy covers both hospitalization costs and expenses incurred in day care treatments. This best National Insurance mediclaim plan also covers Ayurvedic and Homeopathic treatments along with Allopathic treatments in India. This mediclaim policy for family also offers options to cover outpatient treatment and critical illness treatment expenses.

The minimum and maximum age for availing National Insurance Mediclaim Plus Policy in India are 18 years and 65 years respectively. Being the best mediclaim policy, National Insurance mediclaim plan covers all members of a family including proposer, spouse, dependent children and parents. Family members between 18 years and 65 years can be included in the coverage of mediclaim policy for family. Dependent children between 3 months and 18 years can also be included in the coverage of National Insurance mediclaim plus policy. Being the best mediclaim policy, this National Insurance mediclaim policy for family comes with lifetime renewal option. If you buy this National Insurance Mediclaim Plus Policy, you can continue with it for all your life.

Being the best mediclaim policy, National Insurance Mediclaim Policy for family caters to varied requirements of people in India by offering three variants of this National Insurance mediclaim plan. These variants of National Insurance Mediclaim Plus Policy are known as Plan A, B and C and they come with varied coverage options as well. Here is a rundown of available Sum Insured options of variants of National Insurance Mediclaim Policy for family.

  • Sum Insured options of Plan A variant of National Insurance Mediclaim Plus Policy are Rs. 2 Lakhs to Rs. 10 Lakhs
  • Sum Insured options of Plan B variant of National Insurance Mediclaim Policy for family are Rs. 15 Lakhs, Rs. 20 Lakhs, Rs. 25 Lakhs
  • Sum Insured options of Plan C variant of National Insurance Mediclaim Plus Policy are Rs. 30 Lakhs, Rs. 40 Lakhs, Rs. 50 Lakhs

Any person within the age limit can buy National Insurance Mediclaim Plus Policy in India. One can buy National Insurance Mediclaim Policy for family including himself or herself, spouse and dependent parents and children. Being the best mediclaim policy in India, National Insurance Mediclaim Plus Policy provides comprehensive and unceasing protection with timely renewal annually.

  • Being the best mediclaim policy, National Insurance Mediclaim Policy for family covers cost of treatment and care for 30 days before hospitalization and day care procedures and 60 days after hospitalization and day care procedures
  • National Insurance Mediclaim Plus Policy provides coverage against pre-existing diseases after 3 years of waiting period
  • National Insurance Mediclaim Policy for family covers normal room charges up to 1% of Sum Insured and ICU charges up to 2% of Sum Insured
  • All variants of National Insurance Mediclaim Plus Policy cover Allopathy, Homeopathy and Ayurveda treatments up to Sum Insured
  • Being the best mediclaim policy, National Insurance Mediclaim Policy for family covers all medical expenses of organ donors'
  • National Insurance Mediclaim Plus Policy also provides coverage against maternity expenses and cost of vaccination for children up to 12 years of age.
  • As the best mediclaim policy, National Insurance mediclaim for family pays out cost of ambulance and air ambulance and also offers daily cash allowance to meet everyday expenses in hospital
  • Only B and C variants of National Insurance Mediclaim Plus Policy cover the cost of medical emergency reunion and nursing care expenses and doctor’s home visit fees for 10 days after hospitalization
  • As the best mediclaim policy, National Insurance mediclaim for family covers more than 140 day care procedures in India

  • National Insurance Mediclaim Plus Policy pays out the cost of one Second Medical Opinion for each new diagnosis of a major disease
  • As the best mediclaim policy in India, National Insurance mediclaim for family offers 5% cumulative bonus on Sum Insured as Good Health Incentive in all its variants
  • National Insurance Mediclaim Plus Policy pays out the cost of health check-up in every 2 years regardless of the claims

  • As the best mediclaim policy, National Insurance mediclaim for family also provides the option for critical illness coverage in India. Available coverage options are in the range of Rs. 2 Lakhs to Rs. 25 Lakhs.
  • Being the best mediclaim policy, National Insurance mediclaim for family offers the option for outpatient treatment coverage in India. Available Sum Insured options vary from Rs. 2,000 to Rs. 10,000.

In spite of being the best mediclaim policy, National Insurance mediclaim for family come with certain exclusion from its wide ambit of coverage. Here is an indicative list of National Insurance mediclaim plans.

  • National Insurance Mediclaim Plus Policy doesn’t offer coverage against treatments of HIV, AIDS, obesity, sterility, general debility
  • National Insurance Mediclaim Plus Policy doesn’t provide coverage against the cost of treating plastic surgery, genetic disorders, hormone and cosmetic treatment, sex change procedures
  • National Insurance mediclaim for family plan doesn't pay out the cost of spectacles, contact, hearing aid, cochlear implants, lens
  • National Insurance mediclaim for family plan doesn't cover the cost of treatments for drug or alcohol abuse