Professional Indemnity Policy for
Doctors & Medical Practitioners

In built add on covers available in the policy

Legal defence cost.

Third party damages.

Libel and slander

Claim arising out of professional services.

Other damages

Premium Starts @Rs. 3,999/Individual

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What is Professional Indemnity Insurance for Doctor's?

Professional Indemnity Insurance for doctors, often referred to as Medical Malpractice Insurance, is a specialized insurance policy designed to provide financial protection to healthcare professionals, including doctors and medical practitioners, in case they are sued by patients or third parties for alleged negligence or errors in the delivery of medical services.

This type of insurance helps cover legal expenses, court costs, and any settlements or judgments that may arise from malpractice claims. It is a crucial safeguard for healthcare professionals to mitigate the financial risks associated with medical liability lawsuits, ensuring they can continue practicing medicine with confidence.

Why do you need it?

Doctors and healthcare professionals need Professional Indemnity Insurance for several important reasons:

Legal Protection:

Healthcare providers are vulnerable to medical malpractice claims and lawsuits. Even with the best intentions and care, mistakes can happen, and patients may file claims alleging negligence or errors. This insurance provides legal protection by covering the costs of defending against such claims, including lawyer fees, court expenses, and settlements.

Financial Security:

Malpractice lawsuits can result in significant financial burdens. Without insurance, doctors may have to pay for legal defense and any settlements or judgments out of pocket. Professional Indemnity Insurance ensures financial security by covering these costs, preventing personal assets from being at risk.

Maintaining Reputation:

A malpractice claim can damage a healthcare professional's reputation, even if the claim is unfounded. Insurance helps in handling these situations discreetly and professionally, minimizing reputational damage.

Licensing and Credentialing:

In many places, having Professional Indemnity Insurance is a requirement for medical licensing and credentialing. Without it, doctors may not be allowed to practice or face limitations on their practice.

Patient Confidence:

Patients often have more confidence in healthcare providers who have insurance. It shows a commitment to patient safety and responsible practice.

Peace of Mind:

Having insurance provides peace of mind for doctors, allowing them to focus on patient care without the constant worry of financial ruin from a potential malpractice lawsuit.

In summary, Professional Indemnity Insurance is a vital safeguard for healthcare professionals, protecting their financial interests, reputation, and the well-being of their patients. It's a proactive measure to mitigate the financial risks associated with the medical profession.

Doctor's Comments

Gautam Roy

Punjab

In my personal opinion, I think this is a great insurance policy for those who are suffering from coronavirus. It will cover the medical bills as well as the hospitalization charges.

Neha Karmakar

Patna

As per my reading to the news, it is clear that the treatment of coronavirus is much expensive. I bought this plan so that I do not have to face any difficulty in meeting the expenses in a worst-case scenario.

Mani Sharma

Kolkata

As the cases are increasing and making new records of infections each day, it is a must to have a health cover to take care of the expenses related to coronavirus. So I just made a safer move by buying coronavirus insurance from GIBL

Company Profile

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Professional Indemnity Policy for
Doctors & Medical Practitioners

What is Professional Indemnity Insurance for Doctor's?