We all are more or less dependent on commercial vehicles while the owners of the same take a lot of care to ensure its protection. However, this caring can’t be seen all time since for the most of the time many of them neglect the importance of a sound and effective insurance policy for their commercial vehicles. Go Digit third party commercial vehicle insurance policies guarantee far-reaching protection against all possible dangers that could come upon your vehicle, subject to the exclusions as per policy documents.
The continuous performance and functioning of all the commercial vehicles impose certain risks like accidents or any damage from natural calamities. These risks can turn into severe damage that could lead to exorbitant repair costs. Given that the repairing costs of vehicles, specially commercial vehicles has gone up so much higher in the recent years in India, it’s very much important to secure your commercial vehicle with the best insurance policy. Go Digit third party commercial vehicle insurance is designed in such a way that it safeguards you against such situations where your commercial vehicles meets an accidents.
Commercial Vehicles such as Bus, Taxi, Van, Lorry, Truck etc. have just as much importance as a private car. These commercial vehicles are either a mode of goods transportation or transfers passengers on fare paying basis. Such vehicles certainly carry out strenuous tasks on a day to day basis. It doesn’t matter if it’s a truck that carries goods from one place to another or a touring car that transfers passengers all day long, all types of commercial vehicle contributes to business and help in faster transportation.
These commercial vehicle insurance policies from Go Digit third party commercial vehicle insurance Company safeguard you against financial crisis from repairing costs. You can easily buy or renew Go Digit third party commercial vehicle insurance online by simply visiting the company’s official website. You can get commercial vehicle insurant quote from the company website. However, it’s always advisable to compare Go Digit third party commercial vehicle insurance policy online before you purchase one.
Unanticipated expenses could threaten your lifelong savings, to meet such expenses and gain a complete security on your vehicles, it’s very much advisable to opt for the Commercial Vehicle Insurance Policy. Only a comprehensive cover makes sure that you get uninterrupted business process and effortless transportation.
Be it an unfortunate theft or an ill-fated accident, Go Digit third party commercial vehicle insurance offers all the assistance in meeting medical expenses with personal accident cover and also provides financial assistance in case your vehicle suffers total damage, burglary or theft.
Quick Policy Issue:All the credit goes to the paperless documentation and quick approval that now you can easily download your Go Digit third party commercial vehicle insurance policy document on the successful payment of premium online.
Round the Clock Assistance:Go Digit third party commercial vehicle insurance provides their policyholders with round the clock support and assistance for the ultimate convenience and a hassle-free experience. Not only this, Go Digit has a number of cashless garage networks registered under their network from where you can avail the repairing of your commercial vehicle.
Buy Online for Added Convenience: Wherever you go, use can always use your mobile or desktop to buy Go Digit third party commercial vehicle insurance policy online instantly.
Zero Documentation for Policy Purchase or Renewal: In order to buy Go Digit bus, van, truck, auto, car or lorry insurance you are not required to go through any lengthy procedure. You can easily and instantly but Go Digit third party commercial vehicle insurance policy online.
Trusted by Millions:Go Digit third party commercial vehicle insurance is trusted by millions of happy customers in India.
Simple and Transparent Claim Settlement Process:Go Digit third party commercial vehicle insurance claims are settled with the utmost level of transparency and agility.
Cashless Claim Service:You can avail cashless claim services from the authorized network of garages of Go Digit across India.
Third party commercial vehicle insurance policies from Go Digit are meticulously formulated keeping in mind individual needs of individual vehicles as well as vehicle owners. Since commercial vehicles are mainly prone to damages and also repairing costs of the same is much higher than that of the private cars, it deserves more coverage than any other motor vehicle category. Go Digit third party commercial vehicle insurance plan covers own damage to the vehicle caused due to the following:
- ✔Manmade calamities such as terrorism, strike, riots or malicious act.
- ✔Burglary, Theft or Housebreaking
- ✔Accident by external means
- ✔Lighting, Fire, Explosion, Self-ignition,
- ✔Transit by rail, road, inland waterway, lift etc.
- ✔Flood, earthquake, storm, rockslide, landslide etc.
Covers Third Party Legal Liability:Go Digit third party commercial vehicle insurance plan covers accidental death or injury to any third party as well as it also covers any damage to the property owned by a third party.
Offer Personal Accident Cover:This covers the costs incurred from the medical treatment of the driver. However, you can choose to cover the occupants of your vehicle by paying extra premium
Similar to all motor or auto insurance policies in India, Go Digit commercial insurance also has a number of exclusions under which you won’t be given any coverage.
- ✔Mechanical or Electrical breakdown/failure
- ✔Any Damage by a person / driver driving under the influence of Alcohol / Liquor / Drugs.
- ✔Any Loss / Damage outside India are not covered under Go Digit third party commercial vehicle insurance policy.
- ✔Any consequential loss
- ✔Loss / Damage that is attributable to Mutiny / War/ Nuclear risks. Damage to any bridge and / or to any road and / or via duct and /or by the weight of the insured vehicle and / or load carried by the insured vehicle – are not covered under Go Digit third party commercial vehicle insurance.
- ✔The damage caused by overloading or strain of the Insured Vehicle is not covered.
- ✔Any damage to tyre and tubes unless the vehicle is damaged at the same time. In such cases the Liability of the company shall be limited to 50% of the cost of replacement
In the midst of all discussion, let’s not forget the importance of Go Digit commercial vehicle insurance online renewal. Since it is the renewal that holds more importance than anything in terms of motor insurance, you must make sure that your third party commercial vehicle is renewed on time with Go Digit.
Renewal of Go Digit third party commercial vehicle insurance has the same importance as purchasing one. In order to keep the coverage on your commercial vehicle intact you must always keep in mind that your Go Digit third party commercial vehicle insurance policy is renewed on time.