Oriental Car Insurance: At a Glance

When it comes to insurance for your car then how can you forget the name of the Insurance Giant Oriental Insurance? Established in September 1947, The Oriental Insurance Company Limited has made a surprising beginning in the field of insurance with its myriad of useful products. As the life has become unpredictable, we are always encircled with unpredicted situation; it can be ourselves or any of our precious personal belonging like our car. Any mishap relating either of them makes a crack in our pocket. The most suitable solution to stand in that situation is car insurance. So it is needed to buy a proper motor insurance plan. In terms of buying any motor insurance policy, it is always recommended to purchase Oriental car insurance policies. Oriental car insurance policy ensures that four wheeler owners are tension free in any kind of tricky situations.

Features & Benefits of Oriental Car Insurance

There are many car insurers both in online and offline Indian market, but Oriental Insurance comes first in the race. The company ensures unconditional customer delight by offering customized plans as per requirements. Here we have shortlisted some of the key features and benefits of motor insurance plans provided by Oriental Insurance Company. Just take a look.

  • Cashless Claim Settlement: The Company is associated with huge number of network garages by which they offer direct cashless claim settlement across India.
  • Online Transactions: If you buy Oriental car insurance online, you can avail hassle-free online transaction. Be it purchasing the new policy or renewing the policy, you can be able to do so at the click of a mouse button.
  • Discount: Oriental four wheeler insurance offers Automobile Association membership discount, discounts in motor insurance premiums like voluntary discounts, No Claim Bonus discount and discounts for installing anti-theft devices in the vehicle. It also offers 25% discount on the third-party premium and the own damage premium for any vintage cars.
  • Customized Car Insurance Plans: The most crucial benefit of purchasing Oriental car insurance policy is that the company provides customized plans for your four wheeler insurance. There are various plans available to customers. You can choose a liability only plan or a comprehensive private car insurance plan with add-on covers.
  • Claim settlement: The claim settlement procedure offered by Oriental motor insurance is hassle-free and convenient. You can easily get the approval of your policy claims through online or through the company’s toll-free number.
  • Customer Service: The power of the Oriental Insurance Company lies in its highly skilled and motivated customer service team that has vast proficiency and offers good and peaceful pre-sales as well as post-sales services. They also provide risk management services.
  • Add-on Cover: By opting for Oriental car insurance online you can avail essential add-on covers for your four-wheeler at affordable price. Though you have to pay some extra along with your vehicle insurance premium, these add-on covers extend your basic coverage.
  • Mobile App Service: This leading insurer offer Mobile App Services to make the navigation process easier. By using this mobile app, you can purchase as well as renew your Oriental car insurance online policies.

Different types of Oriental Car Insurance Policies

The Oriental Insurance Company Limited ensures absolute customer delight motor insurance products. Investing in Oriental car insurance policy will be a wise decision for you. Oriental motor insurance policies are offered in three types. Below we have listed down the Oriental motor insurance policies.

  • Oriental Private Car Insurance Plan: Private car insurance plan of Oriental provides tailor-made auto insurance plans as per customers’ requirement. This private car policy provides third party liability coverage as well as covers for theft and damages of insured car. Personal accident coverage to owner-driver of insured vehicle is also included in this policy. As a whole, you can entitle Oriental Private Car Insurance Policy as a comprehensive one.
  • Oriental Commercial Vehicle Plan: This policy plan is calculated to cater the protection needs of vehicles used for commercial purposes. Such vehicles generally travel to long distances and that are not well maintained.
  • Customized Car Insurance Plans: The most crucial benefit of purchasing Oriental car insurance policy is that the company provides customized plans for your four wheeler insurance. There are various plans available to customers. You can choose a liability only plan or a comprehensive private car insurance plan with add-on covers.
  • Liability Only Plan:This insurance plan is obligatory as per the Motor Vehicle Act in India. This policy provides coverage against third party property damages or death of the third party.

Oriental Car Insurance Renewal

Thinking about the renewal procedure of your Oriental car insurance online in India? Bother not. Oriental car insurance renewal online is easy and simple. You just have to complete your Oriental car insurance renewal before expiration. By following the below mentioned steps you can be able to complete Oriental Insurance motor policy renewal.

  • To renew policies, at first, you have to log into the online portal of Oriental Insurance Company.
  • Then choose Four Wheeler Insurance renewal tab and click on ‘Renew’ option to initiate your Oriental car insurance renewal process.
  • Thereafter, enter your policy details and click on ‘Renew Policy’ for instant Oriental car insurance renewal online.
  • In the next step, you will be diverted to the premium payment page. Pay the premium digitally for the successful completion of your Oriental car insurance renewal online.
  • Once you have done the payment online, you will receive an authentication mail in your registered mail id. You can download and save your Oriental car insurance online renewal details for future use

Alternatively, you can visit the nearest branch of the company for Oriental car insurance renewal or you can renew the policies from any IRDA certified insurance aggregator.

Conclusion

An ample range of auto insurance products are provided by this leading general insurer to fulfill all the emergency requirements of their customers. Oriental car insurance in India is reasonably priced and cost effective. This company also provides user-friendly online platform for renewal or purchasing. So, it is always recommended to buy Oriental car insurance policies. You can also buy the policy from Oriental car insurance online portal. With the easy access of internet, you can now purchase Oriental motor insurance policy from anywhere in India. But if you are looking for the best Oriental vehicle insurance in India you must compare auto insurance quotes and then choose the best one.

Frequently Asked Questions on Car Insurance

1. What is auto insurance and what does it cover?

Auto insurance, also known as car insurance, is an insurance policy that safeguards your vehicle against various damages. There are two types of auto insurance policies; third party auto insurance which is mandatory and comprehensive auto insurance which is optional. These auto insurances cover expenses against accidents, vandalism, repairs and replacements, fires, or in case the car is stolen etc.

2. What is the meaning of car insurance?

 Car insurance or auto insurance is a contract between the car owner and the car insurance company. You have to pay an annual premium to the car insurance company as per this contract and the auto insurance company will protect you against your vehicle damages, auto accident, financial loss, theft etc.

3. What is car insurance policy?

Car insurance policy is a policy contract between you and the car insurance company that provides you protections against various auto damages, theft, repair or replacement etc. You have to pay an annual premium as per your car insurance policy plan to avail these benefits.

4. How does car insurance work?

When you buy car insurance, the insurer will offer you various options while choosing the coverage. More coverage comes with a higher car insurance premium. Thereafter, if your car goes through any damages, all you have to do is file a “claim” to your car insurance provider. If that particular damage is covered under your car insurance plan, the insurer will pay.

5. Can someone else drive my car if I have insurance?

You could be liable if an accident occurs when you let someone else drive your car. Your car insurance provider has to cover the damages if someone else gets into an accident while driving your car which is insured.

Give us your Rating

Aggregate Rating Value on Oriental Car Insurance is 4.3 out of 5 (Total Rating Count: 29)

Aggregate Rating Value on Oriental Car Insurance is 4.3 out of 5 (Total Rating Count: 29)