With the increasing expenses of medical treatments health insurance has become necessity to all. Although a health insurance policy is not mandatory, there is no denying that it is tremendously important. However many of you are not understand the importance of a medical insurance and tend to take it for granted. Most of us used to buy online medical insurance policies as a tax saving option. Be it a general health insurance plans or a mediclaim policy with comprehensive coverage, having one policy in place offers you peace of mind since it is a financial blanket for you as well as your family during medical emergencies. An effective health insurance policy matters a lot in the present day and age. That is why IFFCO Tokio General Insurance Company through its comprehensive health insurance policies facilitates customers to bear the gigantic expenses at the time of unpredicted serious illness or injury. IFFCO Tokio health insurance policies cover up to 5 family members and it has a strong network of hospitals across India to make sure that all you need to worry about is your security and nothing else.
Why Health Insurance Policy from IFFCO Tokio Online?
Founded in the year 2000, IFFCO Tokio is a joint collaboration between the IFFCO, an Indian Farmers Fertilizer Co-Operative and its associated groups, mainly Tokio Marine and Nichido Fire that is also the major listed insurance group in Japan. Its improvement distribution channel has established as one of the best insurance providers in India. It offers a wide range of General Insurance products and health insurance is one of the most sought-after products.
All of you deserve health plans and the leading insurer IFFCO Tokio believes in offering the best and quality health insurance plans to its customers. This insurer has held the diversity of income groups and has turn over the best medical insurance plans in India at an affordable price that cover a wide range of diseases/illness. Be it a critical illness, casualty or emergency hospitalization, armed with IFFCO Tokio health insurance policy you can be positive that it would stand by you through thick and thin.
The major highlight of IFFCO Tokio health insurance policy is its wide number of network hospitals which is almost 4200+ across the country. This insurer has 92% claim settlement ratio and there is a customer service portal which is available 24x7 to resolve any kind of issues of policyholders. IFFCO Tokio health insurance policy has a lesser amount of waiting period for all the pre-existing diseases. Moreover, policyholders do not have to run from pillar to pillar to renew health insurance; it is now easy on online.
IFFCO Tokio health insurance policy ensures that you are free from the pressure of bearing hospitalization costs. All the medical insurance policies from IFFCO Tokio General Insurance not only about freedom from the mounting medical bills, but the benefits and the coverage of the policies are such that supports you all times.
- ✔This insurer provides coverage for maximum 5 members of your family with up to 2 children and 2 adults.
- ✔IFFCO Tokio health insurance policy offers pre and post hospitalization expenses for maximum period of 60 days each.
- ✔Under this health insurance policy, you can avail lifelong renewal option, it thus saves you from the financial stress and pressure and keeps you well prepared to handle any kind of emergency situation.
- ✔According to IFFCO Tokio health insurance policy, on successful completion of 4 claim-free years, expenses of health check-up are reimbursed up to a highest of 1% of the average Sum Insured.
- ✔After 3 years of waiting period, you will get coverage for pre-existing diseases.
- ✔IFFCO Tokio health insurance plan has no co-payment policy.
- ✔IFFCO Tokio General Insurance is a trusted brand so policyholders can easily buy health insurance without any hesitation.
- ✔All the health insurance products from IFFCO Tokio are designed keeping their customers in mind and you are bound to find a health insurance plan that suits you the best.
- ✔IFFCO Tokio has a strong network of hospitals for the cashless hospitalization.
- ✔IFFCO Tokio health insurance policy comes on top when it comes to claim settlements.
Different Types of IFFCO Tokio Health Insurance Policies
From individual to Family, IFFCO Tokio General Insurance Company Limited offers an ample range of health insurance products. Following policies are on offer by IFFCO Tokio.
Family Health Protector Policy
The maximum Sum Insured option for this plan can extend up to 30 lakhs. There is no age limit. The minimum entry age of this plan is 0 years. This policy covers all the basic treatments cost that a family seeking for in general. Coverage for critical illness can be added to this plan.
Individual Medishield Policy
Any individual above 3 months can eligible for this plan. Maximum entry age of this IFFCO Tokio health insurance plan is 80 years. Under this plan, you will get Sum Insured up to the maximum of 5 lakhs. This plan is recommended for senior citizens.
Swasthya Kavach Policy
This IFFCO Tokio health insurance policy can be availed by almost everyone and there is no minimum entry age. The Sum Insured option of this plan is Rs.2 lakhs, Rs.3 lakhs, Rs.4 lakhs or Rs.5 lakhs. It provides all the coverage that might lead to medical expenses.
Personal Accident Insurance Policy
Entry age of this IFFCO Tokio medical insurance policy is between 5 years to 70 years. However this policy does not provide any coverage for critical illness since it is an accident coverage plan. It can be availed as a family floater as well as individual plan.
Critical Illness Policy
Individuals between the age group of 5 years to 70 years can avail this health insurance policy. This plan is specially designed to cover critical illness like cancer, coronary artery diseases, renal failure, organ transplants, cerebral stroke, loss of limbs during an accident. This plan helps you saving income tax under section 80D.
Health Protector Plus Policy
This plan is available individual as well as family floater basis. The minimum Sum Insured of this plan can range from 5 lakhs to any amount which has no documented cap that is exclusively based on your decision. It provides coverage for covers more than 10 critical illnesses, and it is entitled as a comprehensive plan.
IFFCO Tokio mediclaim policy renewal is equally important as purchasing the policy. If you think about the future protection regarding your health, you must consider IFFCO Tokio health insurance renewal. It is easy and convenient if you go for the online method. IFFCO Tokio medical insurance online renewal can be done even if you are on the go. You just need to complete the renewal process before its expiration. Step-by-step methods of IFFCO Tokio health insurance online renewal are shared below.
- ✔Firstly, you have to log into the Website of IFFCO Tokio General Insurance Company.
- ✔Then select Health Insurance and click on ‘Renew online’ tab to initiate your IFFCO Tokio health insurance renewal process.
- ✔Thereafter, you have to select your health insurance policy and then enter your policy no and click on ‘Search’ option for instant IFFCO Tokio health insurance online renewal.
- ✔After that, you have to pay the premium digitally for the successful completion of policy renewal.
- ✔After you have done the payment, you will receive an authentication mail and you can download and save your IFFCO Tokio health insurance online renewal details.