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Miscellaneous Insurance

What is Personal Accident Insurance?
This policy comes into play when an insured person sustains physical injuries directly from an accident caused by external, violent and visible means, and consequently results in death or disablement. If a policy covers some specified diseases then the policy is known as 'Personal Accident and Sickness Insurance'.

What is the age limits under personal accident cover?
This Policy is designed for everyone between the age of 5 and 70 years. If you take up Family Package, the age of children should not exceed 19 years.

What is motor vehicle insurance?

A vehicle can be insured against the risks of:

What documents should be presented during settlement of a motor claim from the insurer?
Original receipt for payment received by the garage owner, and a no-objection certificate from the finance company if payment is to be made directly to the person who is insured.

What is credit insurance?
Credit Insurance protects from the loss which may occur owing to debts or non-payment of dues by the debtors. This insurance policy is beneficial for businessmen who trade goods on credit terms whilst significantly decreasing the risk of non-payment. It also protects them losses which happen due to bankruptcy of their debtors.

What is travel insurance?
Travel insurance not only provide trip insurance for trip delays and trip cancellations, it can also protect against supplementary travel-related expenses such as medical emergencies during your trip.

When does the travel insurance cover begin?
Travel insurance cover begins on the time you board the transportation to leave for journey or the departure date mentioned on the policy.