Two-wheeler like bike or scooter entails the risk factor due to the hazardous conditions of traffic in India. So an insurance policy is must to take care of your bike or your scooter. However, before purchasing any two wheeler insurance plan, you have to keep some simple things in mind. For that purpose, you need to have a look on this write-up.
- You have to choose the right type of insurance plan like comprehensive insurance plan. It not only covers the third party liabilities, but also protects two wheeler vehicles of the policyholders.
- You need to check that the policy has the personal injury protection cover or PIP. This feature provides coverage against lost wages, medical expenses and other damages.
- You also should know that whether the policy has some additional coverage or not. If you choose this add on coverage feature, you can avail passenger seating rider, and it also protects your bike by providing collision coverage, vandalism coverage.
- Apart from all these, you need to look for an affordable policy premium.