Before you purchase an insurance plan for your two-wheeler, it is necessary to know what are the inclusions and exclusions of the plan. Basically the coverage depends on which types of plan you select for your bike. Let’s start with the inclusions,
- It terms of mandatory third-party two wheeler insurance policies, you can get the coverage of any bodily injury or property damage of third- party. Unlimited liability coverage is also available for third-party through this two wheeler insurance plan.
- If you own a comprehensive two wheeler insurance plan, you will be cosseted from any kind of damage or loss which is caused by both natural and man-made disasters such as fire, lightning, flood, earthquake, theft and so on. It servers extensive coverage for risks associated to both the insured vehicle and third party.
Exclusions: If you meet with an accident with someone, that person can claim on your third-party insurance. But you do not receive anything. If you break the law by not carrying valid license or breaking the traffic rules or by riding being drunk, the insurance will not save your losses in case of any damage.