About New India Two Wheeler Policy

new india insurance Secure your riding experience through investing New India Two wheeler Policy. The most comprehensive premium investment in the two wheeler insurance policy will safeguard you from all types of on road hazards by supporting through financial as well as legal deeds. Coverage facility will recover your financial loss too.

Two Wheeler Policy Coverage

Return to invoice cover

It will safeguard your financial loss. If your two-wheeler gets lost then you can claim and get the entire sum of your insured amount without any deduction.

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Consumables Cover

This coverage facility for the items like nuts ball-bearings etc. No other two-wheeler insurance will provide this coverage facility at the time of your policy claiming

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Zero depreciation cover

The full cost for your damaged bike-parts would be paid to you without charging any depreciation. All the replacements would be done through this coverage.

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Medical Cover

Medical-coverage will provide all the financial help required to get-over from the injuries of any accident. This will help to fix the aftershock of any accidents.

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Accessories Cover

Installed extra fancy accessories of your bike would also come under the coverage facility of the New India two-wheeler -policy. Damage-recovery to those accessories now is possible.

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New India Assurance - Package Motor Policy

The package motor policy shields the policyholder from Third-Party Liability and protects the vehicle of the insured from a range of natural and man-made disasters as well.

New India Assurance Two Wheeler Policy

New India Assurance Two Wheeler Policy shields the policyholder from Third-Party Liability and protects the vehicle of the insured from a range of natural and man-made disasters as well.

New India Assurance Senior Citizen Mediclaim Policy

New India Assurance Senior Citizen Mediclaim Policy is designed for elderly people between 60 and 80 years of age and provides a maximum coverage of Rs 1.5 lakh.

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New India Assurance Asha Kiran Policy

The New India Asha Kiran Policy covers the expenses of treatment of entire family of the policyholders within India and offers personal accident coverage to parents.

New India Assurance Janta Mediclaim Policy

New India Janata Mediclaim policy covers self, spouse. Parents can also include maximum two dependent children between the ages of 3 months and 18 years.

New India Assurance Road Safety Insurance

New India Assurance Road Safety Insurance offers coverage against physical injury due to accidents.

New India Assurance - Package Motor Policy

The package motor policy shields the policyholder from Third-Party Liability and protects the vehicle of the insured from a range of natural and man-made disasters as well.

New India Assurance Two Wheeler Policy

New India Assurance Two Wheeler Policy shields the policyholder from Third-Party Liability and protects the vehicle of the insured from a range of natural and man-made disasters as well.

New India Assurance Senior Citizen Mediclaim Policy

New India Assurance Senior Citizen Mediclaim Policy is designed for elderly people between 60 and 80 years of age and provides a maximum coverage of Rs 1.5 lakh.

Top Policies
New India Assurance Asha Kiran Policy

The New India Asha Kiran Policy covers the expenses of treatment of entire family of the policyholders within India and offers personal accident coverage to parents.

New India Assurance Janta Mediclaim Policy

New India Janata Mediclaim policy covers self, spouse. Parents can also include maximum two dependent children between the ages of 3 months and 18 years.

New India Assurance Road Safety Insurance

New India Assurance Road Safety Insurance offers coverage against physical injury due to accidents.

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New India Assurance Two Wheeler Insurance Policy is a comprehensive two wheeler vehicle insurance plan for private and commercial vehicles that run on public roads.

This policy has been designed specifically for the two wheeled vehicles like bikes, scooters, mopeds, motorcycles and so on. One can opt for liability only policy coverage type or package policy type. One can also avail both of the coverage types, which can safeguard you from accidents, loss or damage of your vehicle. Added to that, the insurance policy will bear the liability of injured person or the vehicle if the fault is yours. This can also save you from any kind of legal complication.

In liability only policy, coverage is provided only for the third party liability person who has been injured or the vehicle that has been damaged. The claim can be of unlimited amount depending on the IDV or Insured’s declared value.

Package policy-

Package policy is all-inclusive policy where it covers the damage or loss of the vehicle, vehicle-owner and the driver along with third party liability. It covers perils like fire, lightning, burglary, explosion, theft, housebreaking and so on. It also covers the loss or damage due to malicious or terrorist act.

  • According to the policy, the vehicle owner can get compensation against the physical injury for himself and the co-passenger
  • Liability only coverage can provide compensation for any damage caused to the third party property.
  • It also provides compensation for physical injury or death of the third party person.
  • According to the package policy, the insurer can get third party liability coverage as well as coverage of the driver and the vehicle against perils like theft, fire, explosion, earthquake, and so on
  • Towing expenses are reimbursed for a distance from the accident venue to the workshop for a maximum of 300/- for two wheeler insurance.
  • You can get extra benefits and perks if you choose to pay a little extra premium.
  • The insurer can get no-claim renewal discounts ranging from 20% to 50% based on the type of the vehicle and the year of manufacture of the vehicle.
  • An insurer can only opt for fire and theft only insurance that has restricted cover by paying low premium.

  • Normal wear and tear or breakdowns
  • Damage or loss of vehicle when driving with no or invalid driving license
  • Damage or loss when the driver was drunk
  • Consequential loss
  • Claims due to contractual liability
  • Loss due to war
  • Use of vehicle violating the legal terms on limitations of use

  • Insured’s declared value or IDV
  • Geographical location
  • Cubic capacity of the vehicle
  • Vehicle’s year of manufacturing/ age
  • Add on coverages opted by the insurer
  • GVW or Gross Vehicle weight of general commercial vehicles

  • In order to make a claim, it is important to contact the nearest insurance office and collect the claim form.
  • It is must to furnish all the information along with the bills and cash memos to initiate the claim process
  • Under third party liability policy, you can ask your insurance company to pay the compensation for the third party damages or loss.

  • Bajaj Allianz Car Insurance Policy
  • Bajaj Allianz Two Wheeler Insurance
  • Future Generali Private Car Insurance
  • Future Generali Two Wheeler Insurance
  • HDFC ERGO Private Car Insurance
  • HDFC ERGO Two Wheeler Insurance
  • HDFC ERGO Commercial Vehicles

Vehicle owners in India can buy the Private car insurance policy by National Insurance Company Limited to enjoy the following discounts
  • National car insurance online policies in India provides No Claims bonus for every claims free year on renewal
  • The Private car insurance policy by National Insurance Company Limited offers discount for choosing higher voluntary excess when policyholders renew their motor insurance online plans by National Insurance Company Limited
  • The Private car insurance policy by National Insurance Company Limited offers discount for installing approved anti-theft devices in the vehicle.
  • National car insurance online plans in India provides concession for modified or specially designed vehicles for blind, mentally challenged and handicapped persons

Anyone who is an Indian citizen and has his vehicle registered under the regional transport authority of India can avail the benefits of this insurance.

The vehicle owner along with the driver can be covered in the policy. In order to get extra cover for the co-passengers, one has to increase the sum assured amount.

No, the sum assured can be decided by the insurance policy on the basis of the make year of the vehicle, its model and its brand. If the vehicle is more than 5 years and has been obsolete, the insurance amount depends on the insured company and the terms of the insurer with the company.