Bajaj Allianz travel insurance policies are specifically designed to shield your journey during the course of your travel in a foreign or domestic land. Provided that ill-fated circumstances can make us victim at any time while on vacation, having the best travel insurance is a must before setting foot in a new land. If you buy Bajaj Allianz travel insurance policy, you can be assured of being on the safe side from such unfortunate circumstances like thefts, illness or sickness when you travel an unknown land. There are three types of travel insurance plans on offer from Bajaj Allianz General Insurance Company namely Travel Companion, Travel Elite and Student Travel Insurance. In exchange of buying Bajaj Allianz travel insurance, you are provided with special benefits such as 24*7 assistance regarding claim settlement, advice on phone calls from any corner of the world, compensation against various travel expenses that result from any medical emergency, reimbursement of the medical costs incurred from hospitalization in a foreign land, and many more. You can effortlessly avail instant quotes and special discounts on travel insurance online from the portal of Bajaj Allianz.
To brief about the company, Bajaj Allianz General Insurance Company is an Indian private general insurance company. Bajaj Allianz Insurance is a joint business enterprise between Bajaj Finserv Limited which is wholly owned by the Bajaj Group of India and Allianz SE, a financial services company based in Germany.
You can freely choose from 3 different travel insurance plans from Bajaj Allianz General Insurance Company Limited. Bajaj Allianz offers travel insurance plans for Individuals, Family, Students, Senior Citizen and Domestic Travel.
Covers Medical or Hospitalization Expenses: Bajaj Allianz travel insurance plans cover the expenses of medical or hospitalization expenses in case the insured suffers an injury or illness in the course of travel requiring urgent hospitalization and treatment abroad.
Flight Delay: Travel insurance plans from Bajaj Allianz Insurance covers flight delay due to various circumstances.
Flight Cancelation: In case of an emergency you need to cancel your flight or the flight gets canceled for a reason that is not in your control – Bajaj Allianz will cover the expenses.
Personal Accident: TravelThe travel policy from Bajaj Allianz offer personal accident coverage.
Quick Settlement of Claims: The reason of buying insurance in India is to get the benefits of it when a claim is filed. Bajaj Allianz travel insurance policies offer quick and transparent claim settlement process.
Auto Claim Settlement: Only Bajaj Allianz General Insurance Company in India offers their customers auto claim settlement service through Travel Ezee.
Loss of Passport: Coverage against the loss of passport in a foreign land is offered by Bajaj Allianz travel insurance policy.
Loss of Baggage: In the course of your journey, if your baggage gets lost, stolen etc Bajaj Allianz travel insurance will cover that too.
Trip Delay: The travel insurance policy from Bajaj Allianz covers trip delay in case of any unforeseen circumstances.
- ✔Anyone between the age group of 6 months and 70 years can purchase this policy.
- ✔The policy can be issued to an individual family or travelling companions – as per the plan you choose.
You can very easily and effortlessly buy Bajaj Allianz travel insurance online from the company’s portal. Just visit the official site of Bajaj Allianz, choose the type of plan you would like to purchase and move on to the premium payment gateway. Pay the premium online via credit card or debit card or net banking and you will be done with purchasing Bajaj Allianz travel insurance online. The whole process is likely to take a very little time of yours.
It will take a very little time of yours for Bajaj Allianz travel Insurance online renewal online as well. You have to log into the official portal of Bajaj Allianz General Insurance Company Limited for the instant renewal of your travel insurance plan. Thereafter, select the renewal option and pay the premium online for the completion your Bajaj Allianz travel insurance renewal. After you have successfully paid the premium online, you will receive a soft copy of renewal receipt mailed at your registered email id. You may download and save your Bajaj Allianz travel insurance renewal details for future use as well.
Buying travel insurance policy doesn’t really mean that it will cover everything. It’s important to educate yourself about the exclusions before buying or making a claim on your travel insurance policy. Below is the list of factors that Bajaj Allianz travel insurance does not cover.
- ✔The insurance policy will offer no coverage in such cases where the insured person is traveling abroad to avail medical treatment in a foreign country.
- ✔Injuries resulting out of war or war like operations, civil war, invasion, act of foreign enemy, rebellion revolution, public defense, insurrection, terrorism, military or usurped acts, riot, chemical, nuclear or radioactive contamination etc are not covered
- ✔HIV/AIDS or any other sexually transmitted diseases.
- ✔Any pre-existing condition & their complications.
- ✔Injuries or sickness or death from any involvement or participation in naval, military or air force operations, racing, aviation, diving, parachuting, scuba diving, rock or mountain or hill climbing, hang-gliding etc are not covered.
- ✔Childbirth, pregnancy and similar complications arising out of the same.
- ✔Any violation of law that involves criminal intent.
- ✔Injuries due to the usages of any hallucinogens or intoxicants like alcohol and drugs etc.
- ✔Suicide, attempt to suicide or any self-inflicted injury is not covered under travel insurance policy.
However, it is strictly advisable to refer to the Policy Wordings for a detailed and complete list of exclusions under the plan.
1. Why would you buy travel insurance?
You should buy travel insurance because it can help you cover the costs of any harm such as trip or ticket cancellations, flight or baggage delays, emergency medical conditions etc. while you are travelling to an international to domestic destination.
2.What is not covered under travel insurance?
Travel insurance will not cover any injuries that you may suffer resulting from any sport or activity that is not covered within your travel insurance plan.
3. Which is the best travel insurance company?
Some of the best travel insurance companies in India are; TATA AIG Travel Insurance, Bajaj Allianz Travel Insurance, HDFC ERGO Travel Insurance, Bharti AXA Travel Insurance etc.
4.How much does it cost for travel health insurance?
Since travel health insurance does not provide trip cancellation and other similar benefits, travel health insurance is quiet affordable. It will cost you around $40 to $80 for a relatively short overseas trip.
5.Can you buy travel insurance after booking your trip?
Yes, you can buy travel insurance after booking your trip. In most of the cases you can book travel insurance until the day before you actually begin your trip.