Apollo Munich travel insurance policies are mainly designed to secure your journey while on a tour in a foreign land. Given that unfortunate circumstances can just come out of nowhere, travel insurance is very important in terms of visiting a foreign land. Apollo Munich travel insurance policy puts you in the safe zone against various illnesses, thefts, and a number of other unexpected circumstances when you travel a specific destination alone. The travel insurance plan from Apollo Munich is available in five policy alternatives: Gold, Silver, Platinum, Bronze and Asian Region. The Sum Insured for Apollo Munich travel insurance policy ranges from $25,000 to $5, 00,000. If you buy Apollo Munich travel insurance, you can avail benefits like 24/7 assistance to medical advice on a telephone call from anywhere in the world, compensation against travel expenses due to any medical emergency resulting in trip cancellation, referral hospitals and medical practitioners, reimbursement of medical costs incurred from hospitalization, and many more. You can get instant quotes on travel insurance from the company’s site online.
To brief about the company, Apollo Munich Health Insurance Company Limited is basically a private health insurance company in India, offering various services on insurance at a cost-effective price and attractive discount. The company was founded on 8th August 2007. It is a joint business enterprise between the Apollo Hospitals Group and Munich Health, which is one of the three business segments of Munich RE, one of the leading insurance companies in Germany.
You can choose Apollo Munich travel Insurance online plans in India as per the geographical location of your travelling destination like [W] for geographies including Worldwide, [X] for Worldwide destinations except for USA & Canada, [A] for Asia excluding Japan.
You can freely choose from 5 different travel insurance plans from Apollo Munich Health Insurance Company Limited where the Sum Insured ranges from $25000 to $500,000. Following are some of the best features and benefits that can be availed when you buy Apollo Munich travel insurance plans.
Repatriation of Mortal Remains: This Apollo Munich travel insurance benefit covers the expenses of either transporting mortal remains to a cremation ceremony in the foreign country or the place of residence.
Medical Treatment, Assistance & Evacuation: Travel insurance plans from Apollo Munich Insurance offers coverage against any emergency medical treatment that requires in or outpatient treatment. The coverage includes medical evacuation to the hospital as well.
Dental Care: Travel Insurance from Apollo Munich Health Insurance covers the medical expenses of a dental treatment or any dental care due to an accident in the course of your journey.
Hospital Daily Cash: Travel insurance plans from Apollo Munich Insurance offers the benefits of daily hospital cash for each completed and continuous period of 24hours of hospitalization.
Personal Accident: Death or permanent and total disablement resulting from an accident is covered under Apollo Munich travel insurance policy.
Delay of Checked Baggage: Apollo Munich travel insurance policies offers an insured person compensation against any delay in the delivery of a checked-in baggage by Transportation on which you were travelling as a fare-paying passenger.
Total Loss of Checked Baggage: The travel instance plans from Apollo Munich Insurance compensates against the total loss of checked-in baggage by Transportation on which you were travelling as a fare-paying passenger.
Loss of Passport: Apollo Munich travel insurance policy offers reimbursement against the actual expenses incurred in obtaining a fresh or duplicate passport either in overseas or within 30 days of returning to India.
Financial Emergency Cash: In various unforeseen financial emergencies like robbery, theft, pilferage etc the Apollo Munich travel insurance plan will pay up to a lump sum amount for the replacement of the lost travel funds.
Personal Liability: The travel insurance policy also offers coverage against any legal liability which includes defense costs, to pay for the damages due to the insured person’s negligence and which results from a third party civil claim for third party bodily injury, death, or property damage.
Trip Delay: In case your trip gets delayed, the Apollo Munich travel insurance policy will pay a lump sum amount as a benefit of your coverage options.
Hijack Daily Allowance: Unfortunate event such as the flight hijack during your travel is covered under Apollo Munich travel insurance online.
Trip Cancellation and Curtailment: The travel policy offers compensation against any unforeseen cancellation or delay occurring from hospitalization, death, or an act of God.
- ✔The policy can be purchased by anyone falling under the age group of 6 months to 70 years.
- ✔The policy can be issued only to an individual.
- ✔The policy can be issued for travel period ranging upto 180 days.
Apollo Munich travel Insurance online renewal takes a very little time. All you will need to do to renew your travel policy from Apollo Munich Insurance is to log into the official website of the company. Thereafter choose the renewal option and pay the premium online to complete your Apollo Munich travel insurance renewal. Once the premium is paid online, you will be mailed a renewal confirmation in your registered mail id. You can also download and save your Apollo Munich travel insurance renewal details for future use.
Below is the list of exclusions on Apollo Munich travel insurance policy.
- ✔The insurance policy offers no coverage if a person is traveling overseas for the purpose of medical treatment.
- ✔War or act of war or war like operations, act of foreign enemy, civil war, invasion, rebellion revolution, public defense, insurrection, military or usurped acts, terrorism, riot, chemical, nuclear or radioactive contamination.
- ✔Any involvement or participation in naval, air force or military operations, diving, racing, aviation, parachuting, scuba diving, rock or mountain climbing, hang-gliding.
- ✔Any breach of law involving criminal intention.
- ✔HIV/AIDS or any other sexually transmitted diseases.
- ✔Any pre-existing condition & their complications.
- ✔Usages of hallucinogens or intoxicants such as alcohol and drugs etc.
- ✔Childbirth, pregnancy and its complications.
- ✔Suicide, attempt to suicide or any self-inflicted injury.
It is advisable to refer to the Policy Wordings for the complete and detailed list of exclusions under the plan.
1. What is travel insurance and what does it cover?
Travel insurance is an insurance policy that covers trip cancelations, medical expenses, lost luggage, flight accident, and many other losses incurred when you are travelling abroad or domestic.
2. Is it good to have travel insurance?
If you are traveling to an international destination, you must consider travel insurance since it provides you emergency medical and evacuation coverage. It is good to have travel insurance before leaving your home country because you can’t predict whether the weather of a completely new place will suit you or not, or whether you will suffer a serious medical condition while visiting an unknown ground.
3.Is it worth it to get travel insurance?
It is worthy to get travel insurance whenever you are travelling if you don’t want to miss out on your coverage for baggage and trip delays, medical emergencies, evacuation, trip cancelations etc.
4.How do you buy travel insurance?
You can buy travel insurance from the travel insurance companies in person or you can also buy travel insurance online, before you are travelling to a place, international or domestic.
5. How much does it cost for travel insurance?
The cost for travel insurance completely depends on the type of travel insurance plan you choose. You can expect that the cost for travel insurance will be between 4%-10% of your total Sum Insured.