The escalating expenses of medical treatments of hospital or any private nursing home has led to the demand of health insurance plan or mediclaim policy. Today’s modern lifestyle of an individual makes them more prone to illness. However, a proper health insurance plan can help you in such case as it aids financial security in the case of medical emergency. And Kotak Mahindra health insurance policy can be a leading one as it provides the best solution pertaining to your health issue. Kotak Mahindra General Insurance Company Limited is 100% subsidiary of India’s premier financial services and banking institution Kotak group. The company has already established its determination in the life insurance sector. But now it introduced the general insurance products that cover a broad range of customer segment. So whenever you think to buy a health insurance plan for you and also for your family, you can buy Kotak Mahindra health insurance policies.
Features & Benefits of Kotak Mahindra Health Insurance Policies
✔The company offers comprehensive health insurance coverage for you as well as for your family.
✔You can renew or purchase Kotak Mahindra health insurance online without any hassle
✔It has 4000+ network hospitals that offer cashless medical treatments
✔This leading general insurer offers their customer flexibility to choose Sum Insured
✔Lifetime insurance renewal option is available
✔Offers additional coverage
✔If you buy Kotak Mahindra health insurance, you can avail in-patient treatment expenses that include room rent, ICU charges, boarding expenses, OT charges, medicines, consumables, etc.
✔Pre and post hospitalization expenses are covered under Kotak Mahindra health insurance policy.
✔150 specified day care procedures are covered
✔You can avail Tax benefits under section 80D of the Income Tax Act.
✔Ambulance charges are covered by Kotak Mahindra health insurance policy.
✔Offers optional coverage such as hospital daily cash, convalescence benefit, donor expense, domiciliary hospitalization, alternative treatment, critical illness cover, maternity benefit, new born cover, restoration of sum insured, etc.
Two types of health insurance plans are provided by Kotak Mahindra General Insurance Company. You can have a look below to know more about Kotak Mahindra medical insurance policies.
✔Kotak Heath Care:
It is a comprehensive health insurance plan that ensures you and your family members are protected. This plan has three variants like, health care excel plan, heath care premium plan and health care prime plan.
✔Health Care Excel:
This is a comprehensive Kotak Mahindra mediclaim policy that covers all the medical treatment expenses. This health plan also takes care of in-patient hospitalization expenses. This plan offers flexible Sum Insured options. You can also avail lifetime renewal option under this plan.
✔Heath Care Premium:
This policy offers a comprehensive coverage against hospitalization expenses incurred from any illness or injuries. This Kotak Mahindra medical insurance plan provides the sum insured that meets your healthcare needs.
✔Health Care Prime:
This comprehensive mediclaim policy provides to complete healthcare needs of you and your family members. It provides a complete coverage against hospitalization expenses. Under this plan, you can wider health insurance coverage up to Rs 1 crore.
✔ Kotak Secured Shield:
This Kotak Mahindra health insurance policy offers coverage for critical illness. This plan provides quality healthcare services for 18 types of critical illness and surgeries. Under this plan, dependent member of insured person will get coverage in case of death or permanent disability of insured person. This plan also provides coverage for against loss of employment and financial liabilities. Minimum and maximum entry age of this health plan is 18 years and 65 years respectively.
Kotak Mahindra health insurance renewal is extremely important. If you want to keep continuation in policy coverage you should set reminders for your Kotak Mahindra health insurance renewal dates so that you never miss your plan’s renewal date. Kotak Mahindra health insurance online renewal is smooth, easy, quick and user-friendly. With just a few mouse clicks, you can renew your Kotak Mahindra medical insurance plan. To complete online renewal process, you need to follow the below mentioned steps.
✔Firstly, you have to log into the online portal of the Company.
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✔The policy provides daily allowance throughout the duration of your stay at the hospital, in order to provide for a variety of expenses like meals, transportation, communication etc.
✔Then select ‘Renew Policy’ tab and enter policy details to initiate your Kotak Mahindra health insurance renewal process.
✔Thereafter, you have to pay the premium digitally for the successful completion of your Kotak Mahindra health insurance renewal online.