The leading general insurer Royal Sundaram General Insurance Company Limited started its operation in the year 2001. It is India’s first private insurer which is promoted by Sundaram Finance and RSA. The company offers a wide range of general insurance products from motor to home insurance. In terms of health insurance, you cannot forget the name of Royal Sundaram. The company offers reasonable medical insurance policies with a wide range of benefits and features which will be able to take care of you as well as your family. Royal Sundaram health insurance plans are flexible and affordable with different Sum Insured options to suit your needs and requirements.
Features & Benefits of Royal Sundaram Health Insurance Policies
- ✔Provides coverage up to 1.5 crore
- ✔Royal Sundaram mediclaim policy offers coverage for maximum 5 members of your family.
- ✔Lifelong renewal option is also available
- ✔After successful completion of 4 claim-free years, you will get the benefits of health check-up expenses that are reimbursed subject to a maximum of Rs.750 per insured person
- ✔Pre & Post hospitalization coverage come under Royal Sundaram medical insurance.
- ✔After 3 years of waiting period, pre-existing diseases are covered.
- ✔If you buy a 2 years and 3 years health insurance plans respectively from Royal Sundaram, you will get a discount of 7.5% or 12%.
- ✔This insurer offers 3000+ network hospital and that provide cashless treatment facility.
- ✔You will get cumulative bonus if you have not made a claim each year.
- ✔Quick and hassle-free claim settlement services are provided by Royal Sundaram health insurance online
- ✔Policyholders can also avail Tax benefits under section 80 D of income tax law.
Royal Sundaram Health Insurance offers affordable and budget-friendly mediclaim policies. The plans offered are flexible and gives you an option to choose your sum insured as per your ability.
Lifeline Health Insurance Plan
- ✔This plan has three variants, such as Lifeline Classic, Lifeline Supreme and Lifeline Elite.
- ✔It is a holistic indemnity plan from Royal Sundaram that provides coverage for you and your family.
- ✔This plan doubles your sum assured amount in five claim free years.
- ✔Pre & post hospitalization expenses are covered by this plan.
- ✔Organ donor expenses are covered up to the sum insured.
- ✔This Royal Sundaram health insurance policy offers coverage for all day care expenses.
- ✔Road ambulance charges are also covered by this plan.
Family Good Health Insurance Plan
- ✔This plan is available for self, spouse & dependent children. Maximum of 2 adults and 3 children can be included under this plan.
- ✔Minimum entry age of this plan is 91 days and maximum entry age is 21 years.
- ✔Provides coverage for any pre-existing diseases after a waiting period of 4 years
- ✔Coverage for OT charges, equipment and supplies charges and doctor’s fees are included in this plan.
- ✔Daily cash allowance of Rs.500 come under this Royal Sundaram health insurance policy.
- ✔Offers coverage for pre and Post hospitalization expenses
- ✔Offers ambulance charges expenses up to Rs 1000.
- ✔Specified day care procedures are covered under this plan
- ✔Pre and post hospitalization expenses are covered under this Royal Sundaram health insurance plan
- ✔After successful completion of 4 years, you will get free health checkup charges of up to Rs.750
- ✔Inpatient Hospitalization expenses come under this plan.
Hospital Cash Health Insurance Plan
- ✔For individual the minimum entry age of this plan is 91 days and maximum age limit is 70 years.
- ✔This Royal Sundaram health insurance plan offers varied sum insured option.
- ✔This plan provides coverage for a period of 180 days including any kind of treatment to be taken abroad while on a holiday or an official visit.
- ✔You can get a lump sum amount of Rs.10, 000 in case of above 15 days hospitalization.
- ✔If you get hospitalized for a maximum period of 15 days due to air/road/ or rail accident, you will get double daily cash benefit.
- ✔You can avail the Hospital Cash through different plans including daily benefits that range between Rs.500 to Rs.10, 000/- each day of hospitalization, beyond a period of 24 hours.
If you want to keep continuation in policy coverage, you should renew your Royal Sundaram health insurance policies before its expiration. Health insurance renewal policy is equally important as purchasing the policy. Royal Sundraram health insurance online renewal is easy and convenient; you just need to follow some simple steps to complete the renewal process. Following are the step by step method of Royal Sundaram health insurance renewal online.
- ✔To initiate Royal Sundaram health insurance renewal, select the ‘Insta Renew’ option.
- ✔Thereafter enter your policy number and expiry date of existing policy and submit for Royal Sundaram health insurance online renewal.
- ✔After that, you will get to know about health insurance premium quotes and you have to pay it digitally to complete the renewal procedure.