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About SBI General Critical Illness Policy

sbi health insurance SBI Critical Illness Insurance Policy provides comprehensive coverage against thirteen highly critical diseases. On diagnosis of any of these 13 ailments, SBI Critical Illness Insurance Policy pays out a fixed lump sum so that you can cope with the high treatment costs and stay financially safe and secured.

Health Insurance Policy Types

Senior Citizen

Senior citizen health insurance policies provide aged people mental peace as their medical expenses are taken well care of.

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Critical Illness

With the critical illness policy, you don't have to pay from your pocket for the treatment of listed fatal diseases.

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Family Floater

By opting for a Family floater plan you can keep your entire family protected for a single premium.

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Individual

Individual health insurance plans cover pre and post hospitalization expenses along with expenses incurred during hospitalization.

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Group Mediclaim Policy

Some Group medical plans offer maternity benefits, critical illness coverage without strict waiting period.

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SBI General’s Critical Illness Insurance Policy offers coverage and pays out a a fixed sum on diagnosis of thirteen critical illnesses.

SBI General Group Health Insurance Policy is designed for both individual and family and provides comprehensive coverage against a range of medical expenses.

SBI General Hospital Daily Cash Insurance Policy provides fixed sum for each day of hospitalization including ICU hospitalization regardless of the actual expenses.

Top Policies

SBI General Private Car Insurance Policy covers the mandatory Third Party Liability and also damage or loss to the vehicle of the policyholders.

SBI General Private Two-wheeler Insurance Policy covers the mandatory Third Party Liability and also damage or loss to the two-wheeler of the policyholders.

SBI General Travel Insurance policy provides comprehensive cover to individuals, families and business people during their holiday or official trips to foreign countries.

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The SBI Critical Illness Insurance Policy is one policy that looks after the critical illness that might affect a person. This policy is made to cover the most important 13 critical illnesses that are mentioned in the policy documents. This is made on a fixed sum of amount, without looking for the medical expenses that are incurred. This facility of the policy ensures that the benefactor can bear the costs of the treatment to be done for the critical illnesses without the fear of falling short of money.

  • Cancer
  • Stroke
  • Kidney Failure
  • Major Organ Transplant
  • Myocardial infarction or first heart attack
  • Aorta Graft surgery
  • Heart Valve Surgery
  • Paralysis
  • Coma
  • Total blindness
  • Primary Pulmonary Arterial Hypertension
  • Multiple Sclerosis

The features and benefits along with the coverage of the policy are enough to entice the benefactors of the policy to buy it. For buying the policy, you can go to the link below. The link will take you to a form which you have to fill up regarding all the details they ask for and then do the payment online itself. The SBI general Insurance Company accepts payments in the form of credit cards or debit cards. You can opt for the call me back facility which will allow the company and its executives to give you a call back where you can get to know about all the features of the company by yourself. Once you are convinced enough to buy the policy then you can click on the link given below and then fill up the form, after filling which you will have the policy at your doorstep in just a few days.

  • Any kind of traumatic injury of the brain is excluded from the policy.
  • If there is any kind of vascular disease which is affecting only the eye or the optic nerve is excluded from the coverage of the policy.
  • Along with this, pre-existing conditions are not included in the policy.
  • Any kind of claim arising within the waiting period is deemed to be canceled.
  • Any kind of diseases or injury which is not necessary to do or any kind of procedure done over by another person apart from a registered medical practitioner is deemed to be excluded from the policy coverage.
  • Birth control procedures and related critical illness arising from it has been excluded from the coverage of the policy.
  • If there is any kind of critical illness due to the use of alternative medicines like acupuncture, osteopath, homeopathy, Ayurveda etc are not covered by the policy.
  • Attempted suicide by the benefactor, irrespective of the face that the benefactor is sane or insane is deemed to be excluded from the coverage of the policy.
  • Apart from this, any kind of diseases that has caused the death of the benefactor within the given survival period which is to be measured from the date of incidence of the illness is to be excluded from the policy.
  • Maximum entry-age is 65 years
  • Two variants of plan available such as 1 year and 3 year plan
  • Maximum Sum Insured option is Rs. 50,00,000