Ayushman Bharat is National Health Protection Scheme developed by the government of India. The scheme will cover over 10 crore vulnerable and poor families, roughly 50 crore beneficiaries by providing coverage upto 5 lakh rupees per family per year for tertiary hospitalization and secondary care. Ayushman Bharat Scheme, alternatively known as National Health Protection Mission will include the on-going centrally sponsored schemes - Senior Citizen Health Insurance Scheme (SCHIS) and Rashtriya Swasthya Bima Yojana (RSBY).
Ayushman Bharat National Health Protection Mission will provide a distinct benefit cover of Rs. 5 lakh per family per year. The benefits of the scheme are portable all over the country and a beneficiary covered under the scheme will offered cashless benefits from any private/public empanelled hospitals across India.
The scheme will be a prerogative based scheme with entitlement decided in terms of deprivation criteria in the SECC database. The beneficiaries of the Ayushman Bharat Scheme can avail benefits in both public and empanelled private facilities. In order to control the expenses, the payments for treatment will be done on package rate.