Aditya Birla Health Insurance

Aditya Birla Health Insurance Company Limited is a joint undertaking between Aditya Birla Group of India and MMI Holdings of South Africa. It was incorporated in 2016 as a standalone health insurance company from the Aditya Birla Financial Services Group. The Company was established to bring out the focus on health as much as insurance. In India, the current healthcare facility needs significant development, and Aditya Birla Health Insurance’s initiative is a moving a step closer towards achieving the goal for a better and healthier India. The company aims to provide their customers with comprehensive healthcare solutions at an affordable price. The company understands the diverse healthcare needs of their customers that is why they made their health insurance plans to offer you wide range of benefits.

Key Features & Benefits of Aditya Birla Health Insurance

  • This insurer offers wide range of medical insurance online policies not only for individuals, but also for families, and groups.
  • Aditya Birla health insurance policies offer longer plan terms ranging from 1 year to 3 years.
  • The company offers free online insurance quotes and renewal quotes.
  • TheOffers coverage for pre and post hospitalization expenses.
  • Aditya Birla medical insurance plans come with a high sum assured amount that ranges from Rs.10 lakh, up to Rs.2 crore for comprehensive plans.
  • Additional expenses coverage is also available under Aditya Birla health insurance policy online.
  • Provides coverage for other medical treatment expenses like in-patient treatments that includes ICU charges, room rent, operation charges, specialist’s fee etc.
  • Domiciliary hospitalization expenses come under Aditya Birla medical insurance plan.
  • Offers coverage for daycare procedures.
  • If you buy Aditya Birla health insurance policy online, you will get the choice of hospital room category. If the policyholder has chosen a lower room category, he/she will be eligible to file for the reimbursement claim.
  • Recovery benefit is available and it depends on the terms of plan you choose.
  • The most wanted benefit of Aditya Birla mediclaim policy is tax benefits under the provision of Income Tax law in India.
  • Free medical check-up option is available.
  • Ambulance charges are covered.
  • For each claim-free policy year, you will get 10% to 20% cumulative bonus. Though it depends on the policy you have chosen.
  • The company offers reload of sum assured.
  • All the policyholders can avail a range of value-added benefits under the Aditya Birla medical insurance plans as well. Such as the option to get second e-opinion for a critical illness, participate in a Chronic Management Program to supervise chronic illnesses and avail the services of Wellness Coach.

Policies Offered by Aditya Birla Health Insurance Online

Wide ranges of insurance products are offered by Aditya Birla health insurance policy online to complete the need of individual to family. Following are the mediclaim policies offered by Aditya Birla.

Activ Health Enhanced

  • This plan provides sum insured up to 2 crores
  • There is a choice of hospital room category
  • If you stay healthy, you can get rewards in health return form.
  • 24 hrs hospitalization coverage for chronic disease like diabetes, high cholesterol hyper tension, and asthma.
  • Reload of sum assured
  • Worldwide emergency services
  • Premium price will be decided on Zone basis.

Activ Health Essential

  • This plan can be purchased for a policy term of 1, 2, or 3 years.
  • Sum Insured option is available of up to Rs 10 lakhs
  • For enhanced protection, Aditya Birla health insurance offers optional add-ons
  • you can select room according to your choice
  • Rewards in form of health returns
  • Offers day 1 coverage for chronic disease

Personal Accident

  • Coverage for death due to an accident, partial and permanent disability
  • Benefits for education and orphan for dependent children
  • Avail option of wellness coach service

Hospital Cash

  • Offers daily cash benefit
  • In case of road traffic accident, you can avail double benefit coverage for hospitalization
  • Avail parental benefit if when insured 12 years or less is admitted for more than 72 hours

Critical Illness

  • This plan offers three options to provide coverage for 20, 50 or 64 critical illness
  • Tax benefit
  • wellness coach service option is available

Cancer Secure

  • As per this plan, you will get coverage for early, major and advance stage of cancer.
  • On detection of advance stage of cancer, you will get up to 150% payout
  • Option of increasing cumulative bonus

Other products offered under Aditya Birla Health Insurance are

  • Group Activ Health
  • Group Activ Secure

Aditya Birla Health Insurance Renewal

You cannot avoid the necessity of Aditya Birla health insurance renewal, if you are looking for future emergency regarding health, Policyholders must need to renew their policy before its expiration. Aditya Birla health insurance renewal is easy and convenient if you go with online method. By following the below-mentioned steps, you will be able to complete Aditya Birla mediclaim policy online renewal.

  • First of all, you have to log into the website of Aditya Birla Health Insurance Company Limited
  • Then click on the ‘Renew’ tab and select ‘Quick Renew’ to initiate Aditya Birla health insurance online renewal.
  • After that, you have to fill up the details regarding your personal self and policy details and click on ‘Renew Now’.
  • In the next step, you have to pay the premium digitally for completing insurance renewal.
  • After paying the premium, you will receive a confirmation mail stating the completion of Aditya Birla health insurance online renewal.
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Aggregate Rating Value on Aditya Birla Health Insurance is 4.5 out of 5 (Total Rating Count: 35)

Aggregate Rating Value on Aditya Birla Health Insurance is 4.5 out of 5 (Total Rating Count: 35)