What are the Policies and Coverage of Max Bupa Health Insurance?

Max Bupa Health Insurance Company Limited is a standalone company. It is a joint venture between Max India Limited and the UK based Bupa Financial PLC. The company offers individual, couple, Nuclear family and Extended family health insurance plans to meet different sector of people. Let’s take a look at this write up to know more about Max Bupa Health Insurance Policy.

Health Insurance Plans offered by Max Bupa Insurance

Max Bupa offers some cost-effective, affordable health insurance plans in India. Following plans provided by this leading health insurance giant.

Heartbeat Health Insurance Plan

This plan is designed for individual as well as family floater basis. Below-mentioned coverage provided by this mediclaim policy.

  • Max Bupa Heartbeat Gold health insurance plan offers coverage upto Rs.50 lakhs for individuals as well as for the entire family.
  • Under this plan, above 65 years of age 10% or 20% co-payment is applicable.
  • This plan offers coverage for pre and post hospitalization expenses, day care procedures, health check-up.
  • Policyholders can get Rs.15 lakh and Rs.1 crore for their entire family as well as for individuals under Heartbeat Platinum policy.
  • Heartbeat Silver Plan is a top-up plan of Max Bupa health insurance policy and offers coverage of Rs.3,00,000 for all the family members.

Health Companion Insurance Policy

This medical insurance policy also offers coverage for individual as well as for family floater.

  • Max Bupa Health Companion Silver insurance policy provides basic coverage in the range of Rs.2 lakh and Rs.4 lakh for individuals and for the entire family as well between the age group of 18 years and 65 years.
  • Under this plan, you can avail pre and post hospitalization expenses, day care procedures etc.
  • Co-payment of 20% is also pertinent under this policy.
  • Gold policy of Max Bupa Health Companion offers basic coverage of Rs.5 lakh.
  • This Health Companion Gold policy offers higher expense cover than Silver Plan.

Health Assurance Insurance Plan

Health Assurance Insurance plan of Max Bupa is considered to be the best and exclusive medical insurance policy which offers coverage for critical illness, personal accident and hospital cash at 4 different levels of Sum Assured.

  • Under critical illness coverage, you will get lump sum amount in the range of Rs.3 lakh and Rs.10 lakh. This coverage is applicable for between the age group of 18 years and 65 years.
  • Under hospital cash, this plan would provide coverage in the range of Rs.1000 per day to Rs 4000 per day.
  • As per personal accident cover, you will get lump sum amount in the range of Rs.5 lakh and Rs.25 lakh.

Conclusion

It is extremely difficult to predict the various ups and downs in life. Particularly, when it comes to sickness, a badly timed illness could completely reduce all your hard earned savings and maybe, push you into liability as well. Max Bupa health insurance policies are designed to for all such eventualities.

You May Also Like: