Critical Illness Platinum Insurance Policy Online

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HDFC ERGO Critical Illness Platinum Insurance Policy

HDFC ERGO Critical Illness Platinum Insurance Policy is primarily crafted with meticulous care to for the protection of an insured person against various means of critical illnesses that are powerful enough to set you back on your financial strength by extracting all of your lifelong savings. Given that the cost of treatment for critical illnesses is very expensive, if the person is not protected under a sound health insurance plan, it can drain a lot of your cash ruining your peace of mind. That's where HDFC ERGO Critical Illness Platinum Insurance Policy comes into its credibility as it covers as much as 15 Critical Illnesses or diseases by providing the insured person a Lump Sum Benefit amount on the first diagnosis after a period of 30-day survival.

Highlights of HDFC ERGO Critical Illness Platinum Insurance Policy

Critical Illness Platinum Insurance Provides a Lump Sum amount as in benefits that can pay for the following expenses

√Expenses arising out of the cost of treatment and care.
√Pays for the expenses of recuperation aids.
√Pay off on your debts.
√Lost income due to inability to earn.
√Fund for changing the quality of lifestyle.
√Income Tax benefits under Section 80D.

Special Features and Benefits of HDFC ERGO Critical Illness Platinum Insurance

The Critical Illness Insurance Plan from HDFC ERGO provides some unique benefits in the form of paying a Lump Sum amount for any one of these following 15 Critical Illnesses that are covered under this plan.

√Heart Attack (Myocardial Infarction)
√Coronary Artery Bypass Surgery
√Cancer
√Stroke
√Kidney failure
√Major organ transplantation
√Multiple Sclerosis
√Aorta Graft Surgery
√Paralysis
√Primary Pulmonary Arterial Hypertension
√Heart Valve Replacement
√Benign Brain Tumor
√Parkinson's Disease
√Alzheimer's Disease
√End Stage Liver Disease

Exclusions of HDFC ERGO Critical Illness Platinum Insurance

√Waiting period of 90 days
√War like operations / War or war like act, act of foreign enemy, invasion.
√Unlawful / Criminal acts, self inflicted injury / attempt to suicide.
√Any Involvement or Participation in military / naval / air force operation, diving, racing, scuda diving, aviation, rock or mountain climbing, hang-gliding, parachuting.
√Intoxicating alcohol or drugs.
√Venereal disease, HIV / AIDS.
√Any treatment arising from pregnancy / maternity or birth / miscarriage.

Conclusion

In the end, it can be concluded that HDFC ERGO Critical Illness Platinum Insurance Policy in India holds significant value in terms of offering the utmost coverage for some crucial critical illnesses. Since health is wealth and this wealth has no equivalent value to anything in this world, why not protect this priceless asset of your own against critical illnesses that can come out of nowhere without any prior notice?