When you cross 60, you may think that there is hardly any health insurance policy available. If so, you do not need to be worried because Star Health Senior Citizen Red Carpet Insurance plan is there for you. It is a comprehensive health insurance policy for senior citizen that covers medical costs incurred by a person due to any illness, injury or accidents. You can have a look below to know about the Star Health Senior Citizen Red Carpet Insurance policy.
- ✔Any individual between the age group of 60 to 75 years can obtain this insurance policy.
- ✔This insurance policy Sum Insured is per individual member covered.
If you pay some additional premium, you can avail some additional benefits. Like,
- ✔If you own the Senior Citizen Red Carpet Insurance policy of Star Health, you can get the coverage for in patient hospitalization expenses for a minimum of 24 hrs. The coverage include room rent, nursing and boarding charges, Consultants, Specialist Fees, Cost of Medicines and Drugs, Surgeon, Anesthetist, Medical Practitioner etc.
- ✔Post-hospitalization amount paid as lump-sum up to a certain limit.
- ✔Offers ambulance charges for emergency transportation to the hospital up to specified limits.
- ✔Provides medical consultations expenses for out-patient in a Network Hospital.
- ✔Specific day-care procedures are also covered under this plan.
- ✔For specified illness, sub-limit is applicable.
- ✔Two additional Sum Insured options - Rs.7.5 lakh and Rs.10 lakh is introduced by Star Health Senior Citizen Red Carpet Insurance policy.
- ✔If you buy this policy online, you can get 5% discount on premium.
- ✔Out-patient consultation is available in network hospitals.
- ✔Cataract limits is revised.
- ✔No pre-insurance medical test is required under this insurance policy.
- ✔Provides coverage for pre-existing diseases after 12 months of continuous coverage.
- ✔Offers higher Sum Insured up to Rs.10 Lakhs.
- ✔Coverage for Medical Consultations expenses for Out Patient in Network Hospitals.
- ✔Guaranteed lifetime renewals.
- ✔This insurance policy is eligible to reduce the tax amount under income tax.
- ✔A co-payment of 50% is valid for pre-existing illness claims and 30% for other claims.
Star Health Insurance Company always believes in using the resources to focus on providing excellence in service. Keeping in mind the comfort and suitability of its nation-wide clients and customers, the company has launched this unique Senior Citizen Red Carpet Insurance policy. Therefore, it is an ideal decision for you, if you are looking for this policy for your parents or grandparents.
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