Apollo Munich Easy Health Insurance is a well-accepted plan by Indian customers. This plan provides coverage against financial losses due to in-patient hospitalization of an insured person. This policy is considered as a comprehensive health insurance plan. This Easy Health Individual Insurance plan is available in three variants, such as Standard, Exclusive and Premium.
Key features of Apollo Munich Easy Health Individual Insurance Plan
- ✔This plan offers coverage for self, spouse, children, dependent parents and grandparents, parent-in-law and grandchildren.
- ✔Maximum 6 members can be included under a single plan wherein adults can be a maximum of 4 and children can be a maximum of 5.
- ✔Apollo Munich Easy Health Individual Insurance policy provides lifelong insurance coverage.
- ✔Absolutely free health check-up option is available under this plan.
- ✔It offers a discount of 7.5% on advance payment of 2 years premium.
- ✔Apollo Munich Easy Health Individual Insurance plan offers a collective bonus of 10 percent for every claim-free year to a maximum limit of 50 per cent.
- ✔In-patient hospitalization is included under this plan. It provides coverage for hospitalization expenses for more than 24 hrs.
- ✔You can avail pre-hospitalization expenses coverage. It offers 60 days medical cost before the admission date of hospitalization.
- ✔You can also avail post hospitalization expenses. It means the company will pay medical costs for 90 days after discharge of the hospital.
- ✔Medical expenses for 144 day-care procedures where 24 hour hospitalization is not mandatory.
- ✔Provides coverage for Organ Donor expenses.
- ✔Reimbursed emergency ambulance expenses up to Rs.2000.
- ✔Policyholder can avail the benefit of domiciliary expenses.
- ✔As per Apollo Munich Easy Health Individual Insurance policy, you can avail cashless treatment services.
- ✔Sum insured enhances option is available on renewal if no claim has been paid under one policy.
- ✔Policyholder can avail benefits of Ayurveda, Unani, Sidha and Homeopathy treatments.
- ✔Under this plan, you can avail critical illness coverage.
- ✔After a waiting period of 3 years, you will be benefitted with dental expenses coverage.
Exclusions of Apollo Munich Easy Health Individual Insurance
- ✔Any pre-existing medical condition will be taken care of after a waiting period of 3 years.
- ✔Hospitalization due to act of war, chemical or biological weapon is excluded from this policy.
- ✔Hospitalization resulting from drugs or alcohol abuse.
- ✔Medical costs for mental disorder, congenital diseases, cosmetic surgery and weight control etc.
- ✔Treatments for HIV or AIDS associated diseases are not the part of Apollo Munich Easy Health Individual Insurance policy.
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