Bajaj Allianz Family Floater Health Guard Insurance Policy

Bajaj Allianz Family Floater Health Guard Insurance Policy is a comprehensive health insurance plan for you and your family. This plan not only covers your loving family, but also protects your savings from getting exhausted due to high medical expenses. This health insurance plan of Bajaj Allianz is tailor made for someone who is looking for the best medical insurance plan for the entire family. As the family is the most important part of our life, and our responsibility lies to take care of our family, hence Bajaj Allianz general Insurance Company has launched this Family Floater Health Guard Policy to meet our medical requirements.

Bajaj Allianz Family Floater Health Guard Insurance Policy Eligibility

✔Proposer entry age is 18 years to 65 years.
✔Child entry age is 3 months up to 30 years.
✔This plan can be renewed for lifetime.

Features and Benefits of Bajaj Allianz Family Floater Health Guard Insurance Policy

✔Under Bajaj Allianz Family Floater Health Guard Insurance Policy, you can avail long term policy discount, like discounts of 4% for 2 years and 8% for 3 years.
✔For every claim free year, 10% cumulative bonus benefit is available.
✔Organ donor costs are covered up to the Sum Insured.
✔No medical tests are required up to the age of 45 years.
✔According to this plan, convalescence profit is available up to Rs. 7500 per year.
✔Maternity and new born baby expenses coverage are also included under this plan. This feature makes it a very useful plan for young couples.
✔You can avail free preventive health checkup every 3 years.
✔Offers discounts up to 20% for co-payment option.
✔Insured person can avail tax saving up to Rs. 60000/- under Sec 80D.
✔Ayurvedic and Homeopathic hospitalization expenses are also covered under this plan.

Bajaj Allianz Family Floater Health Guard Insurance Policy coverage

✔This insurance plan is designed to cover self, spouse, dependent children and parent.
✔Sum Insured options ranging from 1.5 lakh up to Rs. 50 lakh is available under this Family Floater Health Guard Insurance Policy of Bajaj Allianz.
✔You can get the coverage of pre and post hospitalization expenses incurred 60 days prior and 90 days post hospitalization.
✔Access to cashless facility at over 6000+ network hospitals across India.
✔Provides coverage for ambulance charges up to a limit of Rs. 20000 in a policy year.Sum insured restoration.
✔Sum insured restoration.
✔Day care treatments expenses coverage provided by this Family Floater Health Guard Insurance Policy.

Exclusions

✔Illness and injuries present at time of proposing are excluded from this policy.
✔Diseases persisting within 30days of policy initiation.
✔No other medications other than allopathic treatments.
✔Sexually Transmitted diseases are excluded from this plan.
✔Cosmetic and joint replacement surgery is also excluded.
✔Consumption of drugs and alcohol treatments.

Conclusion

Bajaj Allianz Family Floater Health Guard Insurance reduces your hassle as it is a single policy and covers the entire family. If you own this Family Floater Health Guard plan, it helps you to avoid paying multiple premiums for multiple members. Therefore, purchasing this policy will be an ideal decision for you.