United India has brought into view the United India Insurance Family Medicare health Policy.This policy aims at covering the whole family of the benefactor and that too at very low premium rates. In today’s world, one cannot afford falling sick and once they fall sick then the expenses are too much. It is, in this time, the greatest thing to have a Medicare policy in the name so that the medical expenses can be taken care of by the company. The United India Insurance Family Medicare Health policy is a policy which is one of a kind. Most families are choosing this policy because of the facilities that they give. The health Insurance premiums which are paid up to Rs. 15,000 in case of individuals are allowed as a deduction from the taxable income each year. The exemption continues to Rs. 20,000 for senior citizens.

• If opted for, then there is an additional cover for critical illness.
• On the payment of additional premium, ambulance charges and daily hospital cash benefit cover is also available.
• No medical up to 45 years and Rs. 10 lac sum assured.

Some Additional Benefits that the Policy Include

• Hospital Room rent and boarding as well as nursing expenses are borne by the policy
• Nursing care charges, RMO charges, the cost of IV fluids blood, oxygen, injections an administration charges are covered.
• Expenses related to ICU, diagnostic procedures, operation theater, anesthesia, surgical appliances, pacemakers etc are also borne.
• Expenses related to the organ donor (excluding the cost of organ) are covered.

Along with all these, the company also covers the cost of X-Ray, Dialysis, Chemotherapy, Radiotherapy, laboratory tests. Cataract, hernia, hysterectomy, cardiac surgery, cancer surgery, sinus syndrome are certain diseases that are covered by the policy but the cover is restricted to a certain percentage of the sum insured. The pre hospitalization charges for 30 days and post hospitalization charges for 60 days are covered by the United India Insurance Family Medicare Health Plan.