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Individual Health Policy
Family Health Policy
Pay Premium for Only 3 Lacs & Get Cover for 6 Lakhs !!

About United India Family Medicare Policy

United india health insurance By investing in the health insurance of United India Insurance you can safeguard yourself as well the other members of your family. The total family cover up health insurance policy now can be claimed by investing in the family medicare health insurance policy. Your ensured money for health insurance now can also be shared.

UIIC Health Insurance Policy Types

Senior Citizen

Health-care management for the people aged around 65 to 80 years will gain the most of it through investing in Regular checkups and thorough medical surveillance would guaranteed by investing in it.

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Critical Illness

Proper medical surveillance to care listed critical illnesses now can be done with it. Care for prolonged diseases and if any one diagnose with life threatening disease it can also be done by the offerings.

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Family Floater

Investment for particular one person’s health policy now can be shared among the mentioned family members of that person. Yes through investing in it you can cover-up all the family member’s health related issues.

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Through investing in the health insurance policy you can avert unforeseen health related issues. All the needed medical facilities and financial helpforit now can be gained through its offerings.

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Group Mediclaim Policy

If any organisation or company like to provide health protection to their employees, so they can invest the group mediclaim policy of it. Large numbers of people can be covered up by it.

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United India Family Medicare Policy covers all members of the family consisting of self, spouse and Dependent children under one Sum Insured.

United India Senior Citizen Policy covers hospitalization expenses for
treatment of illness, injury and certain Day Care procedures of people
between the age of 61 and 80 years.

United India Individual Mediclaim Policy is designed to safeguard an individual and offers coverage against hospitalization expenses for treatment of illness and accidental injury.

Top Policies

United India Super Top Up Plan covers total hospitalization expenses exceeding the threshold level under any regular health insurance plans

United India Private Car Package Policy offer coverage against liability and damages to the insured vehicle and personal accident of the owner-driver.

United India Two Wheeler Package Policy offer coverage against liability and damages to the insured vehicle and personal accident of the owner-driver.

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United India has brought into view the United India Insurance Family Medicare health Policy.This policy aims at covering the whole family of the benefactor and that too at very low premium rates. In today’s world, one cannot afford falling sick and once they fall sick then the expenses are too much. It is, in this time, the greatest thing to have a Medicare policy in the name so that the medical expenses can be taken care of by the company. The United India Insurance Family Medicare Health policy is a policy which is one of a kind. Most families are choosing this policy because of the facilities that they give. The health Insurance premiums which are paid up to Rs. 15,000 in case of individuals are allowed as a deduction from the taxable income each year. The exemption continues to Rs. 20,000 for senior citizens.

  • If opted for, then there is an additional cover for critical illness.
  • On the payment of additional premium, ambulance charges and daily hospital cash benefit cover is also available.
  • No medical up to 45 years and Rs. 10 lac sum assured.

Some Additional Benefits that the Policy Include

  • Hospital Room rent and boarding as well as nursing expenses are borne by the policy
  • Nursing care charges, RMO charges, the cost of IV fluids blood, oxygen, injections an administration charges are covered.
  • Expenses related to ICU, diagnostic procedures, operation theater, anesthesia, surgical appliances, pacemakers etc are also borne.
  • Expenses related to the organ donor (excluding the cost of organ) are covered.

Along with all these, the company also covers the cost of X-Ray, Dialysis, Chemotherapy, Radiotherapy, laboratory tests. Cataract, hernia, hysterectomy, cardiac surgery, cancer surgery, sinus syndrome are certain diseases that are covered by the policy but the cover is restricted to a certain percentage of the sum insured. The pre hospitalization charges for 30 days and post hospitalization charges for 60 days are covered by the United India Insurance Family Medicare Health Plan.

If the features and benefits given by the policy urge you enough to buy the policy then click on the link below. The United India website also has an option of buying the policies with the help of credit cards and debit cards. You can also call in an agent of the company over to your home to explain the nitty gritty of the policy.

The key features of the United India Insurance Family Medicare health plan include no medical tests required for the sum insured up to Rs. 10 lakhs and the age of up to 45 years. There is a wide cover for treatment against Illnesses and accidents. The benefactors are supposed to get coverage before, during and after hospitalization.

  • Individual and/or spouse
  • Dependent children

Any kinds of treatments that are done in the first 30 days of the inception of the policy except the accidental case are excluded from the coverage of the policy. The pre-existing conditions of the benefactor are not included under the coverage for the first 4 years. There is two year exclusion on the treatment of cataract, hernia, hydrocele, benign prostatic hypertrophy, gall bladder stone removal etc. HIV AIDS related diseases are excluded from the coverage.

Any kind of injuries suffered by abuse of drugs, alcohol or any kind of intoxicants does not fall under the coverage of the policy. There is two year exclusion for cataract, joint replacement related problems. The non-medical expenses are also excluded from the coverage of the policy. Any kind of cost related to vitamins and tonics unless a part of the treatment is not covered under the policy.