Get United India Health Insurance Policy in Just 2 Minutes
Get United India Health Insurance Policy in Just 2 Minutes
United India Individual Health Insurance Platinum Policy
United India Health Insurance Platinum Policy is an entirely comprehensive health insurance policy from United India Insurance Company Ltd., that offers coverage up to Rs. 10 Lacs. The entry age for taking up United India Health Insurance Platinum Policy is limited to individuals between 3 months to 35 years of age. The Individual Health Insurance Platinum Policy covers a variety of medical and hospitalization expenses.
Special Features of United India Health Insurance Platinum Policy
- ✔Free medical check-up once every 3 claim free years.
- ✔No health check-up is required before buying policy.
- ✔Family discount applicable at 5% on premium.
Benefits & Coverage of United India Individual Health Insurance Platinum Policy
- ✔Covers the hospitalisation costs as in room rent, boarding charges, ICU costs.
- ✔Pays for the Pre-hospitalisation expenses incurred 30 days prior to admission at the hospital.
- ✔Covers Post-hospitalisation expenses incurred for up to 60 days after discharge from the hospital.
- ✔Pays the fees of doctor, surgeon, consultant, anesthetist specialist, medical practitioner.
- ✔Cost of blood, oxygen, anesthesia, medicines and drugs etc. are covered.
- ✔Day care procedures like dialysis, chemotherapy radiotherapy are covered.
- ✔Costs of artificial limbs, prosthetic devices implanted internally like pacemaker, infra cardiac valve replacements, orthopedic implants, vascular stents etc.
- ✔Covers blood transfusion costs, the RMO charges, IV fluids, transfusion costs.
- ✔Covers the expenses of various diagnostics tests like X-ray and other similar medical expenses.
- ✔The policy can be purchased online.
Exclusions on United India Health Individual Insurance Platinum Policy
- ✔Congenital diseases.
- ✔Pregnancy, miscarriage, childbirth, abortion, any other similar complications arising from these.
- ✔Expenses of hearing aids, spectacles, contact lenses.
- ✔Plastic surgery, cosmetic surgery, weight loss treatments
- ✔Vaccination, circumcision inoculation.
- ✔All Pre-existing conditions up to 48 months of uninterrupted coverage.
- ✔HIV/AIDS or any other Sexually Transmitted Diseases.
- ✔Psychosomatic and Psychiatric disorders.
- ✔Injuries from War / act of foreign enemy / radiation and nuclear weapon.
- ✔Any experimental or unproven treatment.
- ✔Convalescence, rest cure, general weakness, collars, belts, braces, splints etc.
United India Individual Health Insurance Platinum Policy Eligibility
- ✔Individuals falling under the age group of 3 months to 35 can avail Individual Health Insurance Platinum Policy from United India.
Conclusion
This comprehensive health insurance plan from United India Insurance Company can protect an individual from various unforeseen medical emergencies that can result in massive cash crisis.
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