Buy Lowest Priced United India Health Insurance Policy Within 2 Minutes

Individual Health Policy
Family Health Policy
Pay Premium for Only 3 Lacs & Get Cover for 6 Lakhs !!

About United India Individual Health Platinum Policy

United india health insurance Investment with comprehensive easy premium investment can safeguard now from all types of health related issues of yours and your family’s. Platinum health insurance policies of United India can take-care any individual person’s total health care as well as the senior most family member’s of yours.

UIIC Health Insurance Policy Types

Senior Citizen

All medical needs and related expenditures for the people aged between 65yearsold to 80 years now can get by investing init.

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Critical Illness

Recovery from critical illness demand through checkups and proper medical surveillance. Investing in this help insurance will provide you the same and proper financial support.

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Family Floater

Your insured amount of health insurance premium now can safeguard all the family members of yours. It can be shared in the listed members of yours.

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All types of yours medical needs would be gained now by investing in this health insurance policy. Financial support for the best medical facilities can also get through it.

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Group Mediclaim Policy

Number of people can get the needed health benefit for specific number of people. Both the financial support and the needed medical facilities all would be gained through it.

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United India Family Medicare Policy covers all members of the family consisting of self, spouse and Dependent children under one Sum Insured.

United India Senior Citizen Policy covers hospitalization expenses for
treatment of illness, injury and certain Day Care procedures of people
between the age of 61 and 80 years.

United India Individual Mediclaim Policy is designed to safeguard an individual and offers coverage against hospitalization expenses for treatment of illness and accidental injury.

Top Policies

United India Super Top Up Plan covers total hospitalization expenses exceeding the threshold level under any regular health insurance plans

United India Private Car Package Policy offer coverage against liability and damages to the insured vehicle and personal accident of the owner-driver.

United India Two Wheeler Package Policy offer coverage against liability and damages to the insured vehicle and personal accident of the owner-driver.

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The United India Health Insurance Platinum policy is a policy that offers coverage upto Rs.10,00,000 of individuals ranging between 3 months to 35 years. Throughout the period, the policy is renewable and it covers various medical and hospitalization expenses.

The benefits available with the policy are:

  • Covers Pre and post hospitalization medical expenses that are incurred during 30 days prior to the admission to hospital and 60 days after the discharge.
  • Room rent, boarding and nursing expenses are covered upto 1% of the sum insured per day or the actual expenses depending on whichever is less.
  • ICU charges are covered upto 2% of the sum insured per day.
  • Cost of health check-up is reimbursed upto a maximum of 1% of the average basic sum insured once after every 3 continuous claim free years.

Some Additional Benefits

  • Along with the above mentioned benefits, the policy also covers the organ donor’s hospitalization expenses in case of any kind of major organ transplant. Day care treatment is also covered under the policy for the illnesses that are mentioned in the policy documents. Ayurvedic, homeopathic and Unani treatment is covered only if the benefactor is hospitalized in a government hospital or medical college hospital. Domiciliary hospitalization is also . covered under the policy.
  • The costs related to the surgeons, anesthetist, medical practitioner, consultant, specialist fees, blood, oxygen, chemotherapy, radiotherapy, cost of artificial limbs, prosthetics etc are also covered under the policy. The inpatient hospitalization is covered under the policy.
  • Cashless facility is available if the treatment is availed in a network hospital and reimbursement facility is available if the treatment is availed in a non-network hospital.

You can buy the policy online if you wish to. The link to buy the policy online is given below. Credit cards and debit card payment facilities are available on the site to buy the policy. The features and coverage of the policy is so much that not buying the policy would be a loss for a to-be benefactor.

The Coverage of the Policy

  • Cashless facility
  • Reimbursement facility
  • All kinds of congenital diseases (diseases from the birth) are excluded from the coverage of the policy.
  • Naturopathy treatment, acupressure or any non allopathic treatment are also excluded from the coverage of the policy.
  • Pregnancy or childbirth related costs are excluded.
  • Dental treatments are also excluded from the policy.
  • HIV AIDS related treatments do not fall under the coverage of the policy.

The minimum entry age for the United India Individual Health insurance platinum policy is 3 months, while the maximum entry age remains at 35 years. The policy term is usually of 1 year and it is renewable. The maximum amount to be insured under the policy currently stands at Rs.10,00,000 whereas the minimum sum to be insured stands at Rs.1,00,000. There is a provision for a family discount of 5% of total premium if any family member is also insured under the same policy. There is no claim discount of 5% for every claim free year and subsequent years subject to a maximum of 25% a period of 15 days is given as grace period to the benefactors for policy renewal. Any person who is more than 45 years of age is to be insured under the policy has to undergo a medical checkup.