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About United India Individual Mediclaim Policy

United india health insurance Individual mediclaim policy from United India Insurance will provide the needed medical benefits to any individual person. All the medical expenses for the super specialty hospital management also would be provided to that person. The most comprehensive health insurance policy will provide the utmost needed medical need with their beneficial offerings.

UIIC Health Insurance Policy Types

Senior Citizen

Aged people will get the most of it by investing in the health insurance policy of United India Insurance. All the health related expenses now can get through it.

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Critical Illness

Listed critical illnesses now can be cured by the offerings of the critical care management of United India Insurance. Needed health requirements can get through it.

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Family Floater

Your entire family members now can get the health benefit of your ensured health insurance policy. Health insurance can be shared among the close ones of yours.

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Your all health related hazards now can be cured by investing in the individual health insurance policy. The most comprehensive health-insurance policy will safeguard your medical expenses.

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Group Mediclaim Policy

Specific number of people for certain organisation or company now can be covered up with investing through the best mediclaim policy of it.

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United India Family Medicare Policy covers all members of the family consisting of self, spouse and Dependent children under one Sum Insured.

United India Senior Citizen Policy covers hospitalization expenses for
treatment of illness, injury and certain Day Care procedures of people
between the age of 61 and 80 years.

United India Individual Mediclaim Policy is designed to safeguard an individual and offers coverage against hospitalization expenses for treatment of illness and accidental injury.

Top Policies

United India Super Top Up Plan covers total hospitalization expenses exceeding the threshold level under any regular health insurance plans

United India Private Car Package Policy offer coverage against liability and damages to the insured vehicle and personal accident of the owner-driver.

United India Two Wheeler Package Policy offer coverage against liability and damages to the insured vehicle and personal accident of the owner-driver.

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The word Mediclaim stands for the claim made on the basis of the medical treatment done to the benefactor of the policy. In the ever running world, getting a medical treatment done in case of emergencies or hospitalization means a whole bunch of money. Mediclaim policies have come up in these times of help. In such policies the benefactor usually insures a specific sum of money upon which he or she pays a specified rate of premium to the company.

When the benefactor of the policy is sick, then the company has to be informed about the hospitalization and the benefactor can then claim for a specific amount of money from the company which is needed for the treatment as reimbursement or at places the company networks with the hospital making it a cashless facility. That amount of money is then deducted from the sum insured and you can renew the new policy after a short period of time.

The United India Individual Mediclaim Policy is one Mediclaim policy which can be used to cover an individual and his illness. Like all the other policies, this policy also has its pros and cons. There are different limits and sub limits too for the policy. Children can also be covered at times under the same policy.

  • Room, boarding expenses by the nursing home.
  • Surgeon, anesthetist, medical practitioner, consultants, specialist fees.
  • Nursing expenses.
  • Anesthesia, blood, oxygen, OT charges, surgical appliances, medicines etc.
  • Dialysis, Chemotherapy, radiotherapy, cost of pacemaker etc.

You can buy the policy online if you are satisfied with the features and specifications that the policy provides. The site has features where you can pay through credit cards and debit cards. Net banking is something that is not available for the site. You also have the feature of calling an agent of the company home and asking him to explain to you the details regarding the policy. Click on the link below to buy the policy online.

  • Pre-existing diseases
  • Dental Treatment

The sum insured under the policy is liable to be progressively increased by 5% in respect of each claim free year of insurance which is subject to a maximum of 10 claim free years of the insurance policy. All the claims that are to be made are to be paid in Indian currency. The cumulative bonus might be lost if he policy is not renewed on the date of expiry of the policy.

Any person who is within the age group of 5 years to 75 years can opt for this policy. The policy also covers children between 3 months and 5 years along with their parents. The policy term is of 1 year, after the completion of which it is also renewable.

  • Any kind of premium that is to be paid under the policy is to be paid in advance. The receipt of premium should be duly stamped by the company or else it is not liable for any kind of official work.
  • In case of hospitalization, the company should be duly informed within 24 hours of the time of hospitalization or else the claim is taken to be rejected.
  • All the supporting documents related to the hospitalization along with the post-hospitalization bills should be filed with the Third Party Administrator within 7 days from the date of discharge.
  • The post hospitalization treatment to be borne by the company shall be of 60 days. All the claim documents shall be submitted within 7 days of the completion of the 60 days time period.