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About United India Senior Citizen Health Policy

United india health insurance By investing in the senior citizen mediclaim insurance of the United India Insurance you can get the needed medical facility for the senior most members of your family. Senior members need utmost care and regular checkups thoroughly. All the related expenditures now can be gained by the comprehensive premium investment return of it.

UIIC Health Insurance Policy Types

Senior Citizen

For regular check-up the needed financial support to take the utmost care of the people aged between 65 to 80years now can be gained through investing in this mediclaim-policy.

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Critical Illness

Recovery from critical illness demand prolonged treatment and related medical expenditures. If any person diagnosed with critical-illness all the needed measures now can be gained through it.

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Family Floater

Your comprehensive saving in health- insurance-policy now will safeguard all the entitled family members of yours. Your medical insurance now can be shared among the family-members mentioned in the policy.

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Individual

Total health coverage for that insured individual person would be provided by the health insurance policy company. Your insured premium investments will take-care all the medical expenses of yours.

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Group Mediclaim Policy

For a specific number of people and their health related all responsibilities now can be gained by investing in the group mediclaim policy of it.

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United India Family Medicare Policy covers all members of the family consisting of self, spouse and Dependent children under one Sum Insured.

United India Senior Citizen Policy covers hospitalization expenses for
treatment of illness, injury and certain Day Care procedures of people
between the age of 61 and 80 years.

United India Individual Mediclaim Policy is designed to safeguard an individual and offers coverage against hospitalization expenses for treatment of illness and accidental injury.

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The head of the family for every family is the senior most members. They have had a decade of experience behind their back and have seen loads of ups and downs in their life. That is basically why we ask for their advice before doing every single. But have we ever thought that if something happens to them then what will happen to us? Illness is of many types and critical illness is something that the senior citizens are most prone to.

United India Senior Citizens health policy is a distinct health insurance policy from UIIC that has been designed especially for the senior citizens of our family who fall under the age group of 61 years in the minimum to 80 years in the maximum. The medical expenses that are incurred during hospitalization of the benefactor due to any injury, sickness or accident are borne by the United India Senior Citizens Health Insurance policy.

  • Hospitalization expenses and room rent, boarding as well as ICU costs are covered.
  • The fees of surgeons, doctors, anesthetist, specialist, consultants etc are covered.
  • The cost of blood, anesthesia, oxygen, medicines and drugs fall under the coverage.
  • Costs of diagnostics like X-ray also fall under the coverage.
  • Day care procedures like chemotherapy, dialysis and radiotherapy are covered.
  • Cost of artificial limbs, prosthetics, pacemakers, infra cardiac valve replacements etc are covered.

You can buy the policy online if the features and the benefits given by the policy entice you enough. The site has a feature of credit cards and debit cards with the help of which you can buy the policy. The link given below is the link from where you can buy the policy. You can also call the company and ask an agent to come over to your place to explain to you all the details regarding the policy. Within just a few days, the policy will then be in your doorstep.

  • Exclusive policy
  • Domiciliary Hospitalization
  • Co-payment of premium

RMO charges, IV fluids, blood transfusion, injection administration costs and similar expenses along with pre hospitalization expenses for a period of upto 30 days prior to hospitalization are covered under the policy. Post hospitalization expenses for a period of up to 60 days after hospitalization are covered under the policy too. Additionally, the coverage also includes major surgeries like cancer, brain tumor, cardiac surgeries, pace maker implantation for sick sinus syndrome.

  • Pre-existing conditions for the first 4 years.
  • HIV AIDS and related diseases.
  • Cost of vitamins and tonics unless it is a part of the treatment are excluded from the coverage of the policy.
  • Any kind of treatment within the first 30 days is excluded from the coverage apart from the accident cases.
  • General weakness, rest cure, convalescence etc are excluded.
  • Service charges, surcharge, admission fees or registration charges at the hospital are excluded from the coverage/
  • Congenital diseases are excluded for the first 2 years.
  • There is first 2 year exclusion on the treatment of conditions like cataract, hypertrophy, hernia, calculus, osteoarthritis etc.

The minimum coverage amount for the United India Senior Citizen Insurance plan starts at Rs.50,000 and the maximum coverage amount ranges at Rs.3,00,000. The policy term is of 1 year after which it is renewable till death. The entry age for the policy stands at 61 years in the minimum to 80 years in the maximum.