Salient Features of United India Super Top Up Plan
- ✔The Policy is available on both Individual and Floater basis.
- ✔All the members of a family including the parents can be covered under a single policy with different Sum Insured and threshold level on coverage for Individual Basis United India Super Top Up Plan.
- ✔All the family members are covered under single Sum Insured and Threshold level under Group Basis United India Super Top Up Plan. Parents can go for a separate insurance policy.
- ✔Availability of Various Options with different Sum Insureds and Threshold Level.
- ✔Covers various hospitalization expenses incurred from Room, Boarding charges and Nursing expenses.
- ✔Covers Expenses incurred from Surgeon, Anesthetist, Specialists, Medical Practitioner and Consultants Fees.
- ✔Cashless facility available at 7000+ network hospitals across Pan India.
- ✔A free Look period of 15 days applicable at the commencement of the first policy.
- ✔Covers the expenses incurred from various medical procedure like Blood, Oxygen, Anesthetic, Operation Theatre Charges, Cost of Medicines & drugs, Surgical Appliances, Dialysis, Radiotheraphy, Chemotheraphy, Expense of artificial limbs & prosthetic devices etc.
- ✔All Pre-existing conditions up to 48 months of uninterrupted coverage.
- ✔Any disease / illness that an insured person came in contact with during the first 30 days of policy commencement.
- ✔Pregnancy, any ailments / sickness related pregnancy, child birth.
- ✔Any Injury resulting from drug / alcohol abuse.
- ✔For certain specified illness / treatment, a waiting period of 2 / 4 years.
- ✔Run down conditions and General debility is not covered.
- ✔HIV / AIDS or any other STDs or venereal diseases.
- ✔Cosmetic surgery, Circumcision, Plastic surgery, Weight loss treatment.
- ✔Psychosomatic and Psychiatric disorders, mental illness.
- ✔Injuries from War / act of foreign enemy / nuclear weapon and radiation.
- ✔Naturopathy treatment is not covered.
- ✔Any experimental treatment.
- ✔Expenses for dental treatments.
To conclude the entire scene, it can be said that the United India Super Top Up Plan can strengthen your existing health policy.
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