Easy Health Family Floater

Easy Health Family Floater Plan from Apollo Munich Health Insurance is available in three variants Standard, Exclusive & Premium. Apollo Munich Easy Health Family Floater covers all medical treatments as per specified conditions, various illnesses & diseases along with an additional coverage for critical illnesses. Easy Health Family floater Plan is exclusively designed to safeguard your family against various unforeseen emergency medical bills and offer you a comprehensive coverage for medical treatments of accidents and illnesses that require in-patient hospitalization side by side.

Easy Health Family Floater Policy Eligibility

  • The minimum age for entry is 18 years and the maximum age for entry is 65 years.
  • Children aged between 91 days to 5 years can be included in the policy given that either parent is covered under the same plan.

Major Benefits of Easy Health Family Floater

  • There’s no capping or sub-limits on room rents and copayments.
  • Under Easy Health Family Floater plan, you can include your spouse, dependent parents, dependent children, parents-in-law, grandchildren and grandparents.
  • The policy also offers additional coverage for newborn baby from birth from day 1 to 90 days for in-patient treatment.
  • Cumulative bonus of 10% of Sum Insured is offered for every claim free years accumulating up to 100%.
  • Covers Pre & Post Hospitalization expenses for 60 & 90 days respectively.
  • The policy covers maternity expenses both before and after the birth of a child.
  • The policy pays for the medical expenses for in-patient treatments done under Homeopathy, Ayurveda, Sidha and Unani.
  • Offers cashless services within network hospitals.
  • The medical expenses for all day care treatments are taken care of by this policy.
  • Covers the expenses incurred for the treatment this is done at home under medical supervision.
  • For Sum Insured of above 15 Lakh, a lump sum benefit of Rs. 10, 000 is given if hospitalization exceeds 10 days.
  • The policy offers a comprehensive health check-up that involves a number of medical tests once at the end of three continuous policy years.
  • The policy can be purchased online and it comes with a lifelong renewability option.

What is Not Covered Under Easy Health Family Floater Plan?

  • All pre-existing diseases / illnesses will be covered after a waiting period of 3 years.
  • All medical treatments within the first 30 days of policy starting unless it’s an accidental injury.
  • A waiting period of 2 years for some medical conditions like hernia, cataract, joint replacement surgeries, hydrocele surgeries etc.
  • Mental illness / disorders, insanity, congenital diseases are excluded.
  • Dental treatment, pregnancy are not covered unless they are covered under specific Easy Health Family Floater Plan.
  • HIV / AIDS, STD’s and any other Venereal Diseases.
  • Hospitalization on account of war / war like act, biological / chemical weapon and radiation of any kind.
  • Abuse of hallucinogenic or intoxicating substances like drugs and alcohol.