Why New India Assurance Health Insurance is a Wise Choice?

New India Assurance Co. Ltd. is the largest public sector general insurance company in India on the basis of the gross premium collected. New India Assurance has a number of effective products on offer. Health insurance policy is one of them. New India Assurance health insurance plans are designed to offer you extensive coverage. These mediclaim policies can be purchased for both individual and family floater basis. Find out some of the reasons below as to why choosing New India mediclaim policy can be the wisest choice.

  • Medical Checkup: The cost of medical check-up will be reimbursed under New India health insurance policy.  However, it is required people above 50 years of age, and those who have unfavorable medical history, and is covered if your proposal gets accepted.
  • Tax Rebate: Avail tax benefits against health insurance premiums paid under Section 80D of Income Tax Act, 1961
  • Hospital Cash: You can avail hospital cash benefits (for a maximum of 10 days) if hospitalization exceeds 24 consecutive hours, depending on the type of New India health insurance plan you choose to buy.
  • New India Assurance is fully owned by the Indian Government and is one of the biggest public sector general insurance companies and this certainly makes the company more trustworthy.
  • New India Assurance Company Limited has an AAA/Stable rating from CRISIL proving their great financial health and ability to fulfill their customers' claims effectively.
  • Over 3000 offices all over India of New India Assurance health insurance makes them probably the most easily reachable health insurance company.
  • Alternative Treatment: Ayurvedic, Homeopathic and Unani treatments are covered under New India Assurance health insurance policy.
  • Free-look Period: A free-look period is offered by New India for 15 days from the date of receipt of the health insurance policy.
  • Grace Period: A grace period of 30 days from the due date or premium payment is offered under New India Assurance health insurance policy.
  • Portability: New India offers the portability of health insurance from other insurance providers as per the IRDAI guidelines.
  • Lifelong Renewal Facility: New India Assurance health insurance plans are offered with lifelong renewable facility. Therefore, the mediclaim policies from the company saves you from the financial burden and stress caused by a medical emergency keeping you well prepared to tackle any situation.
  • Pre & Post hospitalization Cover: Health insurance plans from New India Assurance cover the medical expenses upto 30 days prior to hospitalization and upto 60 days post hospitalization.
  • Health Check-ups: The mediclaim policy from New India offers free health check-up at the end of three claim free years.
  • Pre-existing Diseases: Mediclaim policy from New India covers pre-existing diseases after 4 years of waiting period
  • Online Availability: New India Assurance lets renew individuals and family health insurance policies online. You can easily and instantly purchase New India mediclaim policy in a matter of minutes.
  • Customer Care: New India Assurance is well equipped with a diligent customer support team that is available anytime through a toll-free number.
  • Cashless Facility: New India Assurance is tied-up with a number of hospitals all over the country. Policyholders can avail the benefits of cashless services from these network hospitals.

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