IFFCO Tokio Family Health Protector Policy

IFFCO Tokio Family Health Protector Policy provides coverage for your entire family at an affordable premium rate. Due to changing lifestyle habits, sedentary living and more, our health is at a graver risk. And there is no doubt about the fact that there has been an abnormal rise in health issues. That is why having a health insurance policy for the family becomes a highlighted one. Having IFFCO Tokio Family Health Protector Policy is a great way to safeguard your health as well as your family health. This policy provides help by supporting you financially in the times of need.

Features of IFFCO Tokio Family Health Protector Policy

  • This plan is available on floater basis.
  • Minimum entry age of this plan is 18 years and maximum entry age is 65 years.
  • This policy can be brought for dependent child for the first day of birth. But to avail this coverage parents should be covered under this plan.
  • This policy is issued for 1 year.
  • Whole family can be covered under one policy.
  • Sum Insured is ranging from 1.5 lakh to 5 lakhs.
  • This policy premium is affordable. However it depends on the age of insured person and Sum Insured.
  • No age limit for policy renewal.

IFFCO Tokio Family Health Protector Policy coverage

Basic coverage

  • If you own this Family Health Protector Policy of IFFCO Tokio, you can avail coverage for room rent expenses, hospitalization registration costs.
  • All nursing expenses during hospitalization period are included in this plan.
  • Medical Practitioner fees, Surgeon, Anesthetist, Consultant, Specialist fees are covered under IFFCO Tokio Family Health Protector Plan.
  • According to the Family Health Protector Insurance Policy, you will get the coverage for Blood, Oxygen, Surgical Appliances, Operation Theatre, Diagnostic Materials and X-ray, Medicines and Drugs, Dialysis, Chemotherapy, Radiotherapy, Pacemaker.
  • Artificial Limbs, cost of Organs are covered under this plan.

Critical illness coverage

  • Coverage for Cancer of certain severity.
  • First heart attack.
  • Open heart replacement surgery
  • Coma of specified severity.
  • Stroke leading to permanent damage.
  • Kidney failure needs regular dialysis.
  • Major organ transplantation and bone marrow transplantation.
  • Permanent paralysis etc.

Add-on covers

  • Daily Allowance up to a maximum of 0.15% of the Sum Insured.
  • 121 Day Care procedures.
  • Domiciliary expenses.
  • Covers for pre and post hospitalization expenses.
  • IFFCO Tokio Family Health Protector Policy provides vaccination expenses.
  • Offers special provision for senior citizen.
  • Under the IFFCO Tokio Family Health Protector insurance policy, you can get Ayurveda, Homeopathy, Unani, Sidha Hospitalization Expenses up to a certain limit.

Highlights of IFFCO Tokio Family Health Protector Policy

  • If you own IFFCO Tokio Family Health Protector insurance plan, you can get hassle-free claim settlement.
  • This plan offers 15 days free look period.
  • You can avail cashless hospitalization facility in more than 4000 network hospitals across the India.
  • Policyholder can get Income Tax rebate according to Indian Income Tax law.
  • Offers 5% Cumulative Bonus on renewal after a claim free year.