Edelweiss Tokio Life Investment Plans

Edelweiss Tokio Life Insurance Company has a number of different Investment Plans on offer for you. All these investment plans from Edelweiss Tokio Life come with striking features and benefits. Here is the detailed list of plans along with their respective features and benefits.

Cashflow Protection Plus

  • This is an investment plan that anyone between the ages of 91 days to 55 years can avail.
  • In exchange of a minimum premium of Rs. 9835, Cashflow Protection Plus plan offers you a Sum Assured starting from Rs.2 lakhs.
  • The maturity period of this investment plan is set at 100 years of age of the policy buyer.
  • This policy also provides you with discounts and loan facilities for high Sum Assured amounts.
  • Guaranteed income till 100 years of age, revisionary bonuses and guaranteed money back are offered under this plan.
  • This Edelweiss Tokio Life plan offers guaranteed money back and non-guaranteed cash bonus too.

Eligibility Criteria for Cashflow Protection Plus:

Factors Minimum Maximum
Age 91 days 55 years
Maturity Age Nil 100 years
Premium Payment Tenure 10/ 15/ 20 & 25 years
Premium Paying Mode Monthly, Half-yearly and Yearly
Premium Amount Rs.9835
Sum Assured Rs.2,00,000 No Limit
Policy Tenure 100 years minus the age of the policy buyer/insured

Single Pay Endowment Assurance Plan

  • This is basically a non-unit Linked insurance plan.
  • The policy provides you with life cover, flexible fund options and definite loyalty additions at the end of the maturity period.
  • A simple 10 year plan can be issued as a single premium payment plan which provides you with the benefits of wealth enhancement as well as risk protection.
  • This is a low allocation charge plan which has been designed to provide you with the flexibility to avail loans.
  • You can also make policy withdrawals following the completion of one year in the event of financial emergencies.

Eligibility Criteria for Single Pay Endowment Assurance Plan:

Factors Minimum Maximum
Age 8 years 50 years
Maturity Age Nil 60 years
Premium Payment Tenure Single Pay
Mode of Premium Payment Once
Premium Amount Rs. 40, 000 No Limit (subject to underwriting)
Sum Assured Rs. 4, 00, 000 No Limit (subject to underwriting)

Guaranteed Income Plan

  • This is basically an endowment plan from Edelweiss Tokio Life Insurance Company. The plan provides you with maturity benefits as well as added benefits amounting up to 200% of all the premiums that you will pay against the plan.
  • All these benefits are released as a lump sum payment.
  • Guaranteed Income Plan from Edelweiss Tokio Life also provides you with loan facilities in the event of financial emergencies as well as riders to increase protection.
  • The policy is issued as a 15 year term policy. This investment plan offers guaranteed income for the next 15 years following the completion of the policy term.
  • Anyone between the ages of 3 years to 50 years can avail this plan with a 15 year premium payment term.

Eligibility Criteria for Guaranteed Income Plan:

Factors Minimum Maximum
Age 3 years 50 years
Maturity Age 18 years 65 years
Premium Payment Tenure 15 years
Mode of Premium Payment Yearly
Premium Amount
  • Rs. 30,000 for ages between 3 to 35 years
  • Rs. 40,000 for ages between 36 to 40 years
  • Rs. 50,000 for ages between 41 to 45 years
  • Rs. 60,000 for ages between 46 to 50 years
Sum Assured Rs. 4, 83, 630 No Limit (subject to underwriting)
Policy Tenure 15 years
Payout Period 16th to 30th year from the date of policy issue

Save n Prosper

  • This is an Edelweiss Tokio Life endowment plan which not only provides you with attractive returns but also offers you tax benefits which is equal to the Sum Assured and bonuses, added discounts as well as bonuses up to 90% of the surplus.
  • This investment plan by Edelweiss Tokio Life offers you the flexible policy term along with flexible premium payment terms.
  • Save n Prosper plan also provides you with loan facilities in the event of financial emergencies as well as riders to boost protection.
  • Anyone between the ages of 3 years to 50 years can avail this plan for a period of 15 to 30 years.

Eligibility Criteria for Save n Prosper Plan:

Factors Minimum Maximum
Age 3 years 50 years
Maturity Age 18 years 65 years
Premium Payment Tenure 10/ 15 or regular pay
Mode of Premium Payment Monthly, Quarterly, Half-yearly & Yearly
Premium Amount
  • Rs. 5824 (for Yearly premiums)
  • Rs. 3000 (for Half-yearly premiums)
  • Rs. 1750 (for Quarterly premiums)
  • Rs. 600 (for Monthly premiums)
Sum Assured Rs. 2, 00, 000 No Limit (subject to underwriting)
Policy Tenure 15 to 35 years
Premium Modal Factor
  • Yearly: 100%
  • Half-yearly: 51.2%
  • Quarterly: 26.0%
  • Monthly: 8.8%

Safe n Sure

  • This is an endowment plan which has been designed to provide you with guaranteed benefits at the end of the maturity period.
  • This investment plan from Edelweiss Tokio Life also offers loan facilities in the event of financial emergencies with discounts.
  • Anyone between the ages of 5 to 55 years can avail this plan for a policy term of 15, 20 or 25 years as a 15 year premium pay plan.

Eligibility Criteria for Safe n Sure Plan:

Factors Minimum Maximum
Age 5 years 55 years
Maturity Age - 80 years
Premium Payment Tenure 15 years
Mode of Premium Payment Monthly, Quarterly, Half-yearly & Yearly
Premium Amount
  • Rs.7326 (for Yearly premiums)
  • Rs. 4000 (for Half-yearly premiums)
  • Rs. 2500 (for Quarterly premiums)
  • Rs. 1000 (for Monthly premiums)
Sum Assured Rs. 2, 00, 000 No Limit (subject to underwriting)
Policy Tenure 15/ 20 & 25 years
Premium Modal Factor
  • Yearly: 100%
  • Half-yearly: 51.2%
  • Quarterly: 26.0%
  • Monthly: 8.8%

Milestones Plan

  • Milestones Plan from Edelweiss Tokio Life Insurance Company is basically a non-linked insurance plan. This investment plan has been designed to offer money back benefits at definite intervals as decided by the policy buyer.
  • The policy provides you with larger payouts through guaranteed benefits along with added bonuses at the end of the policy maturity.
  • This plan also provides you with discounts as well as riders to improve protection.
  • The plan offers regular payouts at predetermined intervals.
  • Anyone between the ages of 12 to 44 years can avail this policy for a policy period of 16, 20, 25 or 30 years as a 12, 16, 20 or 24 years premium pay plan.

Eligibility Criteria for Milestones Plan:

Factors Policy Term
-- 16 year 20 year 25 year 30 years
Minimum Age 14 years 14 years 13 years 12 years
Maximum Age 44 years 40 years 35 years 30 years
Maturity Age (Maximum) 60 years 60 years 60 years 60 years
Premium Payment Tenure 12 years 16 years 20 years 24 years
Sum Assured (Minimum) Rs. 2, 50, 000
Sum Assured (Maximum) No Limit (subject to underwriting)
Modes of Premium Payment Monthly, Half-yearly & Yearly

Wealth Builder

  • This is basically a non-linked insurance plan from Edelweiss Tokio Life. The policy has been designed to provide you with double benefits of protection as well as savings, thusly protects your family at difficult times.
  • The plan offers guaranteed benefits that are given upfront.
  • This Edelweiss Tokio investment plan also provides you with loan facilities in the event of financial emergencies with discounts.
  • Wealth Builder plan offers flexible premium payment terms as well as flexible policy term.
  • Anyone between the ages of 91 days to 55 years can avail this policy for a policy period of 10/ 15/ 20/ 25 or 30 years.

Eligibility Criteria for Wealth Builder:

Factors Minimum Maximum
Age 91 days 55 years
Maturity Age 18 years 70 years
Premium Payment Tenure 5/ 7/ 10 & 12 years
Mode of Premium Payment Yearly, Half yearly & Monthly
Premium Amount
  • Rs. 15, 000 (for Yearly premiums)
  • Rs. 8000 (for Half-yearly premiums)
  • Rs. 1500 (for Monthly premiums)
Sum Assured (Maturity) Cumulative Annualized Premium
Sum Assured (Death) Depends on the premium payment tenure
Policy Tenure 10/ 15/ 20/ 25 & 30 years

GCAP

  • This is a non-linked insurance plan that has been designed to offer the double benefits of maturity plus death benefits together with accumulated guaranteed additions and the guaranteed benefits that are given upfront.
  • This investment plan from Edelweiss Tokio Life offers flexible premium payment terms in addition to flexible policy term.
  • The policy also provides you with loan facilities in the event of any financial crisis along with discounts.
  • Anyone between the ages of 91 days to 55 years can avail this plan for a policy period of 10/ 15/ 20/ 25 or 30 years.
  • In the event of death, more than the Sum Assured or 11 times the yearly premium (for 5, 7 or 10 pay) or 13 times of the yearly premium (for 12 pay) is payable as well as the Guaranteed Additions conditional on the lowest amount of 105% of all premiums paid till the date demise.

Eligibility Criteria for GCAP Plan:

Factors Minimum Maximum
Age 91 days 55 years
Maturity Age 18 years 70 years
Premium Payment Tenure 5/ 7/ 10 & 12 years
Mode of Premium Payment Monthly, Quarterly, Half-yearly and Yearly
Premium Amount
  • Rs. 15, 000 (for Yearly premiums)
  • Rs. 8000 (for Half-yearly premiums)
  • Rs. 4000 (for Quarterly premiums)
  • Rs. 1500 (for Monthly premiums)
Sum Assured (Maturity) Cumulative Annualized Premium
Sum Assured (Death) Rs. 1, 65, 000 No Limit
Policy Tenure 10/ 15/ 20/ 25 & 30 years

Dhan Labh

  • This is a non-participating insurance plan from Edelweiss Tokio Life Insurance Company. It offers maturity benefits including death benefits along with the alternative of limited premium payment.
  • The policy provides you with guaranteed additions from 13th year of initiation of the plan.
  • The plan also offers loan facilities in case you go through sudden financial crisis along with riders to increase protection.
  • This investment plan from Edelweiss Tokio provides you with flexible premium payment terms as well as flexible policy term.
  • Anyone between the ages of 91 days to 45 years can opt for this plan for a policy period of 15/ 20/ 25 or 30 years in the form of a limited pay plan.
  • In the event of death, the policy pays higher of the Sum Assured or 10 times the annual premium as well as the Guaranteed Additions conditional on the lowest of 105% of all premiums paid till the date of demise.

Eligibility Criteria for DhanLabh:

Factors Minimum Maximum
Age 91 days 55 years
Maturity Age 18 years 70 years
Premium Payment Tenure 7, 10, and 12 years
Mode of Premium Payment Monthly, Quarterly, Half-yearly and Yearly
Premium Amount
  • Yearly premiums: Rs. 7500 for 7 pay & Rs. 5000 for 10 or 12 pay
  • Half-yearly premiums: Rs. 4000 for 7 pay & Rs. 3000 for 10 or 12 pay
  • Quarterly premiums: Rs. 2000 for 7 pay & Rs. 1500 for 10 or 12 pay
  • Monthly premiums: Rs. 1000 for 7 pay plus for 10 or 12 pay
Sum Assured (Maturity) Annualized Premium multiplied by PPT plus additional benefits (if any)
Sum Assured (Death) Rs. 55, 000 No Limit
Policy Tenure 15, 20, 25 & 30 years

Dhan Nivesh Bima Yojana

  • This is basically an endowment plan from Edelweiss Tokio Life. It has been designed to enhance returns on maturity.
  • The policy can be issued at a single premium for a period of 10 years to every people falling between the ages of 18 to 45 years.
  • Dhan Nivesh Bima Yojana provides you with added financial protection including 100% of the Sum Assured as a lump sum amount in the event of accidental death.

Eligibility Criteria for Dhan Nivesh Bima Yojana:

Factors Minimum Maximum
Age 18 years 45 years
Maturity Age 28 years 55 years
Premium Payment Tenure Single Pay
Mode of Premium Payment Once
Premium Amount Rs. 1000
  • Rs. 5000 (Option A)
  • Rs. 2500 (Option B)
Sum Assured Rs. 50, 000 Rs. 25, 000
Policy Tenure 10 years

Edu Save Plan

  • Edu Save Plan is an insurance plan that has been designed to not only offer protection for the child’s future but also provides with funds at times of need.
  • This investment plan from Edelweiss Tokio Life guarantees continual benefits even after the death of the policy buyer together with waiver of future premiums.
  • The policy also offers the alternative of yearly payouts, added bonus payout, etc.
  • The plan provides you with additional riders with the intention of enhancing protection.
  • It offers a loan facility against in case of any financial crisis.

Eligibility of Edu Save Plan:

Factors Minimum Maximum
Age 18 years 45 years
Maturity Age Nil 60 years
Premium Payment Tenure Regular Pay, 10 pay & policy tenure minus 5 years pay
Mode of Premium Payment One time
Premium Amount Rs. 6968 Rs. 6968
Sum Assured Rs. 2, 25, 000 No Limit (subject to underwriting)