Reliance HealthWise Insurance Plan

No matter how disciplined your lifestyle is, you cannot manage unexpected illness or any unexpected mishaps. And any unexpected Medical emergencies lead to unplanned expenses. That is why Reliance General Insurance Company brings this well planned HealthWise Insurance policy for you as well as for your family. It is a well-designed plan and the policyholders can avail host of special offers and discounts under this policy.

Eligibility of Reliance HealthWise Insurance Policy

  • Entry age of this policy is 5 years and above.
  • Children can be covered under this plan if one member is over 21 years of age.

Coverage of HealthWise Insurance Policy of Reliance General

  • Under this HealthWise Insurance Policy, insured person can get the coverage of complete hospitalization expenses.
  • If the patient is unable to go to hospital for treatment, then he or she can be treated at home.
  • Insured person can avail day care treatment coverage.
  • Pre and Post Hospitalization coverage is also included under this plan.
  • Doctor fees, nursing expenses and operating theatre charges are covered under HealthWise Insurance plan.
  • Cover for ambulance charges.
  • Pre existing illness coverage comes after 4 years of policy renewal.

Value added services

  • Insured person can avail nursing allowance for a maximum period of five days, on recommendation of treating Medical Practitioner.
  • Domestic road ambulance services expenses to the nearest hospital.
  • If you appoint any person at the Hospital or Nursing Home, the company will provide the expenses for a maximum of five days.
  • After four claim-free policy renewals, reimbursement of cost of health check-up will be provided.

What are the exclusion of Reliance HealthWise Insurance Plan?

  • Any pre-existing disease for the first two years or four years of policy.
  • Specified illness coverage for the first year is excluded from this plan.
  • Vaccinations and inoculations will not be covered under this plan.
  • In the case of domiciliary hospitalization, specified illnesses will not be covered.
  • Treatment related to HIV infected or AIDS is not the part of HealWise insurance.
  • Any treatment due to abuse of alcohol or intoxicants will exclude from this policy.
  • Any treatment due to Nuclear or war perils is not the part of this policy.
  • Naturopathy treatment is also exclusion.


Anywhere you go, you cannot neglect the necessity of health insurance as health is considered our ‘wealth’. If you own a right health insurance plan, you can be stay tension-free. Reliance General HealthWise Insurance Plan is a comprehensive health plan as it provides all-round coverage for your entire family.