Star Criticare Plus Insurance Policy

Star Criticare Plus Insurance Policy is introduced by Star Health insurance company and is considered to be the best health insurance plan. This plan provides coverage at critical times. Apart from common health care schemes, this health plan provides coverage on non allopathic treatments and major diseases. The noticeable feature of this plan is, provides regular reimbursement for the hospitalization expenditures against any critical diseases or accidental injuries.

Eligibility of this Star Criticare Plus Insurance Policy

  • The persons between the ages of 18 years to 65 years are eligible for this policy.
  • The persons who are above 65, only renewal options are allowed for them.
  • The sum insured under this insurance policy is per individual covered.

Star Criticare Plus Insurance Policy benefits

Benefits of this Star Health Criticare Plus policy is divided into two sections.

Star Criticare Plus Benefits under section 1

  • Under this Criticare Plus Insurance plan, you can get the hospitalization coverage that protects the insured for in patient hospitalization expenses. And these expenses include room rent, Surgeon, Anesthetist, Medical Practitioner, nursing and boarding charges, Consultants, Specialist Fees etc.
  • You can get the coverage for pre-hospitalization costs up to 30 days prior to the admission.
  • Post-hospitalization amount paid as lump-sum up to the limit specified.
  • Specific day-care actions are covered under this plan.
  • As per the specified limits, ambulance charges for emergency transportation to the hospital come under this plan.
  • Non-allopathic treatments are also covered under this policy.

Star Criticare Plus Benefits under section 2

The person who is first time diagnosed with Cancer, Chronic Kidney Disease, Brain tumor, Major Organ transplant, Cerebro-Vascualr Stroke causing Hemiplegia, Acute Myocardial Infarction, Established irreversible coma, and many more critical diseases are covered under this policy. It provides payment of lump-sum amount equal to the sum insured selected if the insured person suffers any one of the Major diseases for the first time.

Key highlights of Star Health Criticare Plus policy

  • Coverage for 9 specified critical illness or diseases.
  • Lump sum payment option will be available on diagnosis of any critical illness.
  • Covers for regular hospitalization.
  • The policyholder is also entitled to get a family discount in case of family floater plan.
  • Avail faster and hassle-free claim settlement option.
  • More than 8400+ cashless network hospitalization across India.
  • Free expert medical consultation over phone 24 x 7.
  • Tax benefits.
  • Pre-existing diseases/illnesses are also covered after 48 months of nonstop insurance.


Star Health Insurance Company has improved their standards of health insurance and went strength to strength in less than a decade. And this Star Criticare Plus policy is perhaps the best out of all the comprehensive health insurance policy.